 A hairdressers got bleach on my clothes and now they won't refund me the cost without receipts.? |
I don't have the receipts anymore. What can I do? It's under £50 but it's the principle mainly.
Additional Details
I was only getting a wash and cut. the bleach was on ... |
|
 I had to go to the emgerency room on on 2/14/08 bc I didn't have a regular doctor!!!? |
| They are trying to charge me $812 dollars to find out that I had a sore throat...I haven't met my deductible yet this year, so it saying basically my insurance isn't gonna cover nothing. W... |
|
| Health insurance? |
| I am about to turn 18. I have blue cross blue shield though my parents. Someone told me I had to register in school to keep my insurance. But someone else told me I am covered until I am 21 as long ... |
|
 Paying for abortions with health insurance? |
| does anyone know if a girl decided to get an abortion could she pay for it with her insurance or does she have to pay cash?... |
|
 With insurance why do you have to pay a deducible? |
| I really don't understand it. You drive your car and pay insurance on it for years and years you get in a accident and you have to pay a deducible. Why do you have to pay them money after ... |
|
 An Accident at Work? |
| My husband had a serious accident on company time, representing the company he worked for. He was following instructions given, fell and severly dislocated his shoulder, severed the nerves that feed ... |
|
 What colors should legal documents be signed in? |
| WHAT COLORED INK SHOULD LEGAL DOCUMENTS BE SIGNED IN?... |
|
 Why are my insurance company only offering £200 for a TV that was £1000 four years ago? |
I have old for new policy, you cant buy a tv for £200 anymore are they in their rights to do this?
Additional Details
Times have changed thats why they sould be replacing my tv with ... |
|
 I can't afford to pay an insurance company for damages. What can they do?? |
| I had a dune buggy fall off a trailor I was towing and a lady ran into it. It caused quite a bit of damage to her car. My insurance company denied the claim so it wasnt covered. Now her insurance ... |
|
 Were do we get help after flooding? |
| there is a lot of people around suffering from the floods in Hull, many are getting on a bit with no insurance can anyone tell me were these people can get help they have lost ... |
|
 Cancelling car insurance. will I be penalised? |
| I pay my car insurance by monthly direct debit and have now sold the car (halfway through the year). As I am not looking to buy another car for a while, can I stop my premiums to the insurance ... |
|
 Suspended from work on full pay? |
| I have been suspended from work, i work in a insurance company on the phones, i have been very depressed i the past and i have spoken to a line manager who has been very helpful, but the reason for ... |
|
 Good Life Insurance Plan with guaranteed return and maximum life coverage.? |
| Which Life Insurance plan (from Govt. or Private company) will give me the highest return If I invest Rs. 50,000/- yearly for 20 years including the life coverage. Please name the plan with name of ... |
|
 T.v. screen destroyed by visiting youngster? |
| my friend was visiting with her 6 yr. old son. he got very angry when we changed the channel on the t.v. and threw the remote into the t.v. screen destroying it. will my homeowners pay for it?... |
|
 Can your company FORCE you to take their health insurance? |
| My company states that you cannot opt out of their health insurance (20% premium) unless you have proof of other health insurance. Some employees are not married or have spouses who cannot get health ... |
|
|  |
Trish | Can I find an old life insurance policy bought for me as a child? I'm over 60 and stepmom still has it on me. |
My dad passed away and I need this money. Is this legal? She's just being mean.
Additional Details
A few years ago there was interest on this policy in my name in "Lost Money, but she said it was hers and she won't give me the policy. I need the money more than she. She said nothing was in my Dad's will for me. A very selfish mean woman. |
 |
 
LT
|
Call the insurance company for information on this policy. You are over 21 years old and it does not make any differences on who hold or pay the policy, you are now the owner. Just remember she does not own the policy if it is in force, you do. |
|
Doing the Right Thing
|
Since your stepmom bought it, she is the policyowner. Therefore, she has the policy hidden somewhere in the home. You can call the insurance company to cancel the policy and say there is no insurable interest between you and your stepmom. |
|
TedEx
|
If she's the policy OWNER then there's not much you can do. |
|
Bruce D
 |
If you know the name of the insurance company find there number and call. Ask them to cross reference your name, your dad's name, where you lived as a child with their policies. They may ask you for other persoanl info before they release the requested policy. |
|
lil southern girl
|
If you don't know which company it's held with, you may have to get an attorney to threaten her with legal action, and then follow through on it if the threat doesn't do it.
Another option you could try first is to call one of the people search companies, like US Search.com. Call them and tell them your exact situation, and they can look for old records on your dad. It will run maybe $50 to $250 depending on the depth of the search, but it will be cheaper than an attorney if they find something.
Good luck.
*******I'm assuming you mean your dad purchased it, and your stepmom is withholding the company info just to be mean. |
|
ricks
 |
I dont know where all this wild info is coming from.
It may not be exactly what you WANT to hear, but its correct.
Bottom line is... if your name is not the OWNER of the policy, there is nothing you can do. Likewise, if she is not the owner, she cant do anything. Usually, in the case of a child policy that the parent dies first, the policy DOES convert to the childs name as the new owner. If her name appears as the owner, co-owner, or anything like it, it is HER policy.
If you know the company, call them & explain your Dad bought it & died, & ask if you are the new owner. If you are, they will send you paper work, if you are not, they wont go any further with you. Same with your step-mom, if she is not the owner, they wont speak to her.
The only exception to them speaking to you as not being the owner (hint, hint) is if you are the executor to his estate. Then you have legal reasons to gain access to the info.
Good luck! |
|
jackson
|
I went through all of the same thing. It all depends on many things. But basically looking at your age range and the likely insurance payouts...... upon his death the company pays his benificaries as he layed out in the papers. It does not matter if the wife tries to change this later as it is a contract. Now he could have said all goes to her (sounds like she is wiley or hiding something) and then it goes to the kids.
The policy still exists? This all depends. Imean if it is enough you could start going in areas she did not even think about.
I did not need the money but I felt that something was wrong. I called the insurance company and they sent me copies of the policy. Then I checked to see what the actual will was with the county.
Long story short...... my father being a good man and having a thought years ago he would want his kids to get soomething. It turned out that the stepmother sold property and got the insurance by saying that she could not get hold of me (I was in Iraq).
Turned out she owed me not only the principle but the judge told me that I could have all........ house, cars, her money and she actually owed me money.
So step is mean? Find ouy what your rights are. |
|
REnate
 |
If you found it under lost money then they can tell you the name of the company. Contact the company and ask them what you have to do to collect the money.
Step Mom cannot keep the money it is not in her name. |
|
buggerhead
 |
If the policy is in your name and soc. sec. #, she has no right to it.
I believe, if you know the company the policy is with, you can contact them directly. Have your dad's death certificate with you when you go. |
|
mbrcatz
|
Can YOU find it? Likely not. That means, there is no central database that stores that information.
You're not the policy owner - your dad is/was. The executor of his estate has control over it now. You have NO control over the beneficiary clause - only the policy owner can change it. You can't cash it in, because you don't own it, you're only the "insured life". Likely, it's not even in force any more, if it makes you feel better. If it is, it's likely worth about $100, if that.
Life's too short, let her be mean, don't let it affect YOU.
Regarding the will - check it yourself. If there is a will filed, it's a matter of public record. Just go to the probate court of the county he died in. If there's no will, in most states the spouse gets everything, unless there are minor children (since you're 60, I'm assuming there aren't). |
|
aaron p
 |
Rights, like accessing cash value, are reserved for the owner of the policy only. The insured has no claim in the matter. You may want to seek legal counsel as far as any stake you may have to your dad's estate. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 38 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
12 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
11 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
