trigam41
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I listed my fiance' as my "Domestic Partner". When we were married, I dropped her as my domestic partner (with her maiden name) and added her as my spouse (with my name).
The only difference is now I don't have to pay taxes on the cost of care. |
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mkulda
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This has nothing to do with the law but it totally dependant on your employer's policy.
Some employers require you to be married, while some may allow benefits to be extended to domestic partners.
If they do, you'll be able to get on the policy. |
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MostChoice.com
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So you won’t get confused, domestic partners (those who live together but who are unmarried) can share medical insurance in some cases. In fact, more than half of Fortune 500 businesses provide benefits for domestic partners. Whether you can get on your fiancée’s policy depends on his employer, where you live, and the insurance company itself.
The easiest way to find out is to ask his human resources department or have him talk with the insurance company. In some cases, insurers will levy a small surcharge (typically about 2 percent) over the regular spousal charge. I’ve linked below to a list of insurers that provide domestic partner benefits, by state.
If you want to compare coverage through your fiancée’s work with personal, private health insurance, try MostChoice.com. You can check out the latest rates and coverage options at MostChoice.com, and speak to locally licensed insurance agents without cost or obligation.
You can find MostChoice here:
http://www.mostchoice.com/life-insurance.cfm
Hope this helps,
Barnes@MostChoice |
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valerierover
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depending on where he wrks some will let you be added as a dimestic partner my fiances on mine |
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nurse ratchet
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That varies. If your fiance works for a large company (more than 100 employees) you may be able to be added as a domestic partner. Most policies require that you are married before you can be added as a dependent, though. Ask the HR person at your fiance's company. |
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tk_9702
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It all depends on the policy. My husband works for UPMC and his insurance (upmc hmo or ppo) now allows employees to add a domestic partner. Have him call the insurance company and ask if he can add you as a domestic partner now or if you have to wait until you're married. Chances are they won't talk to you b/c the question relates specifically to his policy. With the new HIPAA laws they won't tell anyone other than him much of anything. They may not even acknowledge that he has a policy with them. |
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emilio j
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sorry you have to get married first |
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Emily H
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Insurance companys are very weird. My mom can no longer cover me because I'm not in high school and I'm 19. I'm still in college, so it's completly lame! Other companys will do things that others would never allow! The best thing for you to do is just ask. That's the only way you will come up with the correct answer! |
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RED WHITE AND BLUE
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no you cannot ,,,, unless you are gay in some states ... and have a parnter... |
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zippythejessi
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It actually depends on the employer. They're actually the ones who set the riders as to what and who is covered. Some allow "domestic partners", but others need to be married. Check. The worst thing they can tell you is wait until the day after the wedding. |
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deaccumulator
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You could get a marriage license now. Or you could get domestic partner status, if his policy prodides for that. He should find out what all the provisions are under his coverage. |
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mbrcatz
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He'll have to check with his HR department to see if they'll add a S. O. to the policy. In most states, you do have to marry him first. It depends on the employer, not the policy. |
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roger w
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yes or unless he adopts you |
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fr_chuck
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In the US, I do not know of any policy that will cover a non related person. I do beleive you will have to be married to be covered. |
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Lost in Maryland
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No you can not be covered. You have to be legally married. I am sure, like everything else, there are ways around it. Good luck on your marriage! |
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