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miserable | Can I get my uninsured money back from Indymac? |
I have two cd accounts at Indymac. I was repeatedly told by Indymac employees that they are fully covered by FDIC. I even have something in writing from 4 days ago. Yet, I just found out today that $25000 of my funds were not covered. What should I do? I am so worried that I can't sleep. |
 |
 
stephenweinstein
 |
FDIC coverage is for the first $100,00 per person. For $25,000 of your funds not be covered, you would have to have had at least $125,000 on deposit.
This weekend only:
1) Money at Indymac can be withdrawn at an ATM machine. Of course, you cannot withdraw $25000 at an ATM at one time and you cannot access a CD at an ATM.
2) No Indymac branches are open.
3) You can write checks. Of course, this does not apply to a CD.
Starting Monday:
1. Branches will be open.
2. It will be business as usual for the most part.
3. Deposits up to $100,000 per person are insured and will not be lost.
4. Anything in excess of $100,000 per person may or may not be lost. |
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efflandt
|
I read in the news that FDIC may pay 50% of uninsured deposits until they figure out what assets they have and amount owed to secured creditors. |
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echadsemail
|
Are they in the same registration? Meaning just your name or are they different? Is either a retirement Account? This could have an impact on your results. The FDIC has a web page.
http://www.fdic.gov/bank/individual/failed/IndyMac.html |
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transsit1
 |
you'll be fully paid within about 6 months. if not, simply begin to leaflet and you'll be paid sooner. I passed out 4,200 flyers in front of the Federal Reserve Bldg. When a camera crew showed up on my 4th day, a man invited me in (without the media) and I was issued a check for all my funds, within one hour...but had to sign a waiver of commercial rights, so I couldn't speak or write (fpr profit) about the transaction. The Feds can't take spotlights, cameras or microphones. Uncle Sam is allergic to nakedness and panic. Use it to your advantage.
GOOGLE: "too big to fail" |
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Annie
|
CD accounts are covered up to $100,000 total. What is the amount you have in deopsit accounts total? |
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mbrcatz
 |
You don't pay for that insurance, so there isn't any of YOUR money, to get back.
FDIC limits the amount of coverage on any account at any one bank to $100,000. Pull out any money in excess of that, and put it in a different account. |
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