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 If disability is paid by an Insurance Co. can individual still seek part-time work without loosing benefits?
Disability payments are paid by MY insurance co. not by the state. Can I get a part-time job that pays about
$150.00 weekly without losing my short-term disability benefit?
My state is CO....


 How can I negotiate a better price on my home owners Insurance?
They rasied my premium about $70, and I lost one months coverage because the agent listed the policy a month early, so now now the premium is now due earlier also. And I haven't even paid the ...


 How do you tell someone you love that you are dying?
I can't get health insurance because I've had abnormal pap smears and had surgery on my cervix. I can't get health insurance through my employer. I fear I may have cancer since it has ...


 Is there a way to get cheaper health insurance that's not through your employeer?
I pay $180 a month for health insurance and I think it's absurd. I'm a 24 year old guy and I bet 60 years olds pay just as much....


 Whats the cheapest insurance company for the over 60s?
...


 Would my sisters husband still need to pay insurance?
He has been paying child support and now his ex has remarried. The kids have been on peachcare. She contacted him recently and told him that he needed to start giving her $67 a week for insurance ...


 Somebody broke my window on the premises of my job. Shouldn't my job have to pay for it?
...


 Internet sites for comparing car insurance in the UK, have you saved money?
My car insurance is up 1st Aug just looking at the many internet sites to compare prices.

Have you gone through these sites and made genuine savings on car ins renewal from you last years ...


 Does every insurance company cover costs of pregnancy and childbirth?
...


 What experience would you need to have to work at a insurance company?
...


 If I am referred by my family doctor, will insurance cover a chiropractor?
...


 Car Insurance ripping us off?
My fiance and I owned a 05 Scion Tc and it had only 14,000 miles on it. for some reason we were driving and the car stalled he tried to restart the next thing we know there were fire shooting from ...


 Medical Insurance for Middle Aged People?
My mom is 59 and can't find any medical insurance with good coverage that isn't priced through the roof. We're hoping someone out there knows something we don't. She is employed ...


 Homeower CAR INSURANCE.?
Thank you ahead for answer my question. I live in MA, I'm a homeowner of a 3 units property in Boston. When I bought that house, my insurance agent for my AUTO said that I have to raise my ...


 How much should i get for home owner's claim?
A year and a half ago, my date hit me in the face with a bottle of champagne. Thus resulting in an implant in my front tooth. Total damages over $8,000.

I missed tons of school and work, ...


 Questions about benefits as far as what you get thru your employer???
So I was out of town during the time of year when we were to update our benefits package. I realized that I am covered thru blue cross for my health and dental, but eye coverage is not on my plan. I&#...


 What the differents in term life& whole life insurance?
...


 Who do women pay less for life insurance than men do?
Does it have anything to do with average salary? I've always wondered why they pay less....


 My auto insurance payment is due by midnight tonight. I can't pay until tomorrow.?
My auto insurance is due by tonight at midnight. They do not have a payonline option (Harleysville Insurance) and my agent's office closes at 4 pm, before I get off of work. So, should I mail ...


 Best way to buy life insurance?
...



a9united
Can I have an agent so that I will be asking his help when needed?
                     
 




529s.com
Rating
Try http://www.FindLocalInsurance.com
This will help you find a local agent by zip code.
I always say you wouldn't perform your own surgery, you'd go to a professional. Same holds true for insurance. Make sure
you find someone that will review your coverages.


President, www.HSAInside.com
Rating
I would advice you to always use an Agent, here are some helpful tips regarding agents and how they work.

1. Find a local agent, I would use someone who I knew where they live "for weekend access", go visit them make sure you get along with them first, since you will probably use them for years.

2. E-agencies: These are normally the websites that always on the top, these co's spend typically 1million a year on exposure over the internet, search engines ET, they do not spend any money on hiring experienced agents, typically they hire anyone off the street, most employees that answer the phone have little or no experience. Most are Boiler room type of places, where you will never speak to the same person twice- in the past few years many of these type of agencies are located in cheaper cities in the USA, and some are moving out of the country. Make sure they are local in your city and visit them, if they do not allow anyone at their location please do not buy from them. Also make sure the hours of operation include afterhours and weekends.


Heather N
Rating
Dont go to big company with agencies everywhere it just wont work. go to a broker that cells for different companies at one place they will help you more because they care about you (their profit). Or state farm has great agents they are the best to consult with for the same reason as i mentioned before


fcas80
Rating
Yes, and when you buy insurance from an agent, your premium includes about 15% that goes to the agent. So get your money's worth from your 15%.


anna_ruseva
Yes, you have to have an agent. You have to educate yourself too and ask him smart questions. To buy insurance is to buy a promise so you could have a good promise, from a good promissor(insurance company) for less money. Your needs will change during the years so you and your agent will have a longterm relationship too. Look around for someone you can trust.


Michael R
Having an agent is great. Yes, he is paid on commission, but the price you pay for the policy does not change. He is an invaluable resource. He can help you shop for best rates, good policies. They know a lot about the industry and how it works. I would highly recommend one. However, you should attempt to get one who is interested in your needs, not just making a sale.

In response to Heather, do not go to a broker. An agent is more likely to help you and does not have to sell as much to make money. (Back to the "interested in your needs" part) Plus, most agents have appointments with many insurance companies like brokers do and can help you shop around for pricing and quality.


mbrcatz
Rating
Yes, when you buy insurance, the person who SELLS it to you, is your agent. If you go to Geico, for example to "save money" by cutting out the agent, you don't get an agent.


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