I have 3 adult children, 2 in college and working part time, and 1 not. We have the 2 college students on our health insurance, but not our other daughter. She had one child before with our insurance, after emancipating herself and, getting on welfare. We are still getting collection notices for her unpaid office co-pays. She is not a good mother (I have him 95% of the time), and is too selfish to put the babies up for adoption. We are very upset that she is having another baby. After losing her near free housing, she has moved back in with us, and still receives about $500.00 a month in cash aid. Of course, she pays no rent, food, or utilities, and uses the cash to pay for collect calls from the baby's father in jail. She is insisting we put her on our insurance, or she will tell our new grandchild, and anyone else who will listen that we let the baby be born at the welfare hospital because she is half black. I will admit, that hospital has a poor record of care, and high incident rate. As usual, she will raise the stakes until she gets what she wants. Since we cover her utilities, rent, and food, are we providing more the 50% of her support as required by our insurance company?