 How long should I get a term life insurance policy for? |
| I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?... |
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 My insurance is void because I didn't declare claims history, But I did, Please help!? |
| I am more than sure that I declared my previous claims history. I have held insurance with them for 18 months. I recently tried to make a claim but it was declined and I was informed that my ... |
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 When people say "I dont have money to buy insurance?" how to solve this objection? |
| Sell people insurance will face a lot of objection.. How I gonna solve all the objection?... |
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 Next year I will not have health insurance, what to do? |
| I am on my fathers insurance and next year I will lose it. I can't afford health insurance as I am a full time student. Is there anything I can do besides dropping out of school?... |
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 Home Insurance? |
When i enquired about home insurance, i was asked if i had a criminal record.
Would they find out if i said i didn't have one?... |
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 Legal rights for life insurance? |
| My late husband beleived that I was the beneficiary of his life insurance. I REMEMBER early in our marriage that we both changed our beneficiaries to each other. He told others that I was the ... |
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 Why would they want my car insurance information if i was the pedestrian injured in an accident? |
I was crossing the street and was hit by a car. Why do they want my car insurance information?
Additional Details
Why would they want it? and what if my insurance expired?... |
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 Is it legal for a doctor to refuse doing a procedure because insurance doesnt pay them enough to do it? |
Additional Details
let me add some..I am on medicaid, i want to have a procedure called essure done...medicaid covers it and there are a list of docors who perform the procedure that ... |
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 Cancel Health Insurance? |
| My boyfriend works for DynCorp and is not happy with his insurance. They're charging him $375 per payday (he gets paid bi weekly), and it's just for him and his daughter. They told him ... |
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| Mortgage Payment Protection...is it worth it? |
| We currently have mortgage payment protection & are going to try & find a cheaper policy for it as our one seems quite expensive. But is mortgage payment protection worth it? I've read ... |
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 Fiance's mom pushing life insurance? |
My fiance was recently diagnosed with Hyperemeis ( http://hyperemesis.org ), a disease which affects 1% of pregnant women. Due to this she's been in the hospital 3 times in the last month.
<... |
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 Ok big decision here so I need some expert advice. Question about Life Insurance? |
| I'm buying Life Insurance. I have a 8 month old and I'm 28, non smoker and in perfect health. I got a quote that is for 30 years and for a 1,000,000 premium I would pay 70.84 a month. T... |
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 Car insurance WITHOUT a bank account? |
does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card.
can only pay with cash by monthly ... |
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 I own a office condo , i was told that i didnt need property insurance,? |
| because the condominium association does that since condo owners only own whats inside not the structure itself, but i have the bank calling me about property insurance., What kind of insurance ... |
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 Where is a safe place to keep important papers like life insurance policies, your will etc.? |
| I read that you shouldn't keep these in a safe deposit box but the article didn't say why.... |
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 Does term life insurance take into account the combined income of a married couple? |
| I have seen around the internet that the maximum term life insurance policy allowed for a person in their 20s is usually 20 times their income. However, I was wondering if there are any policies that ... |
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Sexy legs | Can I put life insurance on a senior aunt that lost mobility in her hands without her signature? |
We will need this insurance to pay for her funeral in maybe the next 5-10 yrs. |
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Suzanne: YPA
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Yes, assuming she's insurable pursuant to the insurer's underwriting guidelines. However, in order to sign for her, you must have a court-appointed Power of Attorney. |
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randyssgirl25
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You can buy a life insurance poilcy on anyone as long as you are paying the premium, and I am guessing that you are going to be looking a very high preimum anyways, I would just call and find out what you are looking at and ask all of these questions to your insurance agent! |
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doogan
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i suspect this is highly illegal. you do not want to get caught up in insurance fraud. if the aunt wishes to sign the doc, and is in sound mind and body, then go to a notary to get it signed. it's better to be safe than sorry. insurance companies are out to make money. if they sniff out any potential fraud, you could be paying on a policy you could never benefit from. good luck! |
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breitlastmouse
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First thing first, is there anything wrong with her mind? If not let her help you decide about health insurance. If she would like she can appoint you or whomever she wants to be her hands for her. |
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deep5223
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It is amazing that people try to answer questions without having a clue as to what they are talking about. You CAN NOT take out life insurance on anyone you want to. You must have insurable interest in order to purchase insurance on someone. You do have that with your Aunt and can purchase a policy. I have written insurance on people who could not write. Generally it requires them to make a mark on the application and have it witnessed by two people. Call a local agent and they will be glad to help you get the insurance you need. |
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Michael R
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In order to get a life insurance policy on anyone, you must have an interest in their life (you are related, that counts) You must have permission of the person you are obtaining the insurance on, thus the need for a signature. If she cannot sign, the mark must be witnessed by a notary.
However, if she has no mobility in her hands, it may not be possible to get insurance on her, depending on the specific situation. If she has neuropathy due to diabetes, she will be a decline with any company, so it depends upon her health.
Life insurance must be purchased before the need is imminent. You can understand why a homeowner's insurance would not issue a policy with the roof on fire, the same is true of life insurance. If the person's "roof is on fire", the life insurance company will decline issue of the policy. |
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mbrcatz
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Nope, however she pays the rest of her bills, that's how you get her to sign the application. If she has a power of attorney, THEY can sign it, with a copy of the POA form. |
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SMI Funding Solution Provider
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yes, as long that you are the beneficiaries for the whole insurance policies. Meanwhile, if really need a signature from your aunt but she has lost the mobility, you may required the insurance agent to personally withness, declaration of interest under commission for oath or else thumb print together with myKAD |
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Ted
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Yes, as long as she is not over 75. Go to AIG Assurance or a similar insurer like Penn Life and purchase senior insurance with no medical or other health questions. |
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steve d
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You can take out life insurance policies on anybody you want, without their knowledge. If you take one out on George W. Bush, you will have to worry about the secret police finding out and watching you. |
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