 Health insurance for NON US resident senior? |
| My father is 66 and in excellent health, non-smoker, looks 55, etc etc. I want to get him some health insurance, he just doesnt WANT to get it. I know its hard to get insurance at 66 but his health ... |
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 Universal health insurance? |
what are your thought
yey or ney
smart ... |
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 How much do you save on your auto and homeowner's insurance this year? |
| I am looking for a way that can save me even more on my auto and homeowner's insurance. Can anybody share me their best way to save on their auot and homeowner's insuarnace?... |
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 How do you discuss a life insurance policy with your grandparent? |
| My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us ... |
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 People who "can't" afford health insurance are quacks? |
| i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that &... |
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 Ring Insurance? |
| Does anyone have insurance on their engagement ring and if so how does that work? I was told to call the same ppl that have my home or my car insured but I dont own a home nor do i have a car so ... |
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 Why would insurance co. not want to pay for preventive care? |
| I just found out that our health insurance plan will not cover preventive care (not what we were told when we took this plan). until our yearly deductible is met. This includes any vaccinations my ... |
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 Does the governement have a say on how much my grandma sells me her house for? She is in an assisted living.? |
| She is going to use the money to pay for her medical care. After the money is gone then medicare will kick in and pay her medical bills. I am concerned that the governement will go back and see how ... |
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 What is the game that insurance agents play when they buy (pay for) clients insurance? |
| I heard that insurance agents keep good production figures in their company thereby good pay by buying insurance. How is that game played?... |
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 Can the hospital garnish life insurance payment if your family member dies in the hospital and can't pay ? |
| If someone who dies while in the hospital also has a large life insurance policy, and there are no other funds to pay the hospital bill, can the hospital garnish the payment to offset the bill? If ... |
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 How do i pay for health care? |
| I feel stuck. I'm a student and going to school full time in a master's program. I'm too old to be under my parents insurance, not married, and am finding it difficult to work enough ... |
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 Will an insurance company know if I leave another insurance company without paying? |
| I am actually on my mom's policy, (we split the bill) and we are unable to come up with all the money they want(two months payments) totaling $1200.00. today is the cutoff day on our insurance ... |
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| Turning 17 in a few years time - group 20 car insurance, how much would that cost?? |
as above, please answer, i know im being a tad bit ambitious lol (1995 aston martin db7 fh 2dr coupe) WOOP WOOP!
Additional Details
the aston part is just supposing i can scrape some ... |
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 To Auto Insurance Agents...? |
| I'm 35 yrs. old. I have never had a ticket(THANK GOD). I've been pulled over before but thanks to some sweet talking..I've always just gotten warnings. I've been in one accident ... |
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alpha&omega | Can I sell my health insurance policy since I haven't made a claim all year? ? |
Does this make sense that since I've been paying for health insurance but haven't made a claim that my policy has accrued value... is there a way to get some of my money back from the insurance company? |
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mbrcatz
 |
No.
It's like, if you buy lottery tickets every day, and your number doesn't come up, can you get a refund.
Same thing.
You're paying a relatively SMALL amount, with the understanding that if something goes wrong, the insurance company will pay a potentially HUGE amount. You're buying COVERAGE. Which, you have had. |
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Insurance Pickle.com
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Can you get money from your car insurance company if you don't wreck or your home owners if your house doesn't burn down?
No, is the answer to that question.
BUT, you make a great case for getting an HSA plan, because then your self-insured portion of the plan would remain yours. |
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Doctor Deth
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no, you can't sell it or get a refund. For one thing - it has no future value to sell - the unused portion in the past has no marketable value. with that way of thinking, when you do have claim, you should then pay all the medical costs, PLUS the monthly premium if you expect a refund when you don;t have any claims - one trip to the emergency room would cost you more than one full year of single coverage premiums - even if you pay the full monthly premium amount |
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src50
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No. Health insurance doesn't work that way. As a policyholder, you don't accumulate any "accrued value." |
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sweet
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No. You have an answer for that, see you had asked "does this make sense"
On the contrary what will be your answer when the insurer ask you to bear the balance and pay only the amount you pay as premium!!!!!
Insurance works on the principle of law of large numbers wherein the insurer pays from the pool he had accumulated by way of premium. Imagine the medical costs nowadays, where you spend a lot towards consultation, medicines, lab reports etc., the amount you pay as premium is a meagre amount when compared to amount you receive in case of a claim.
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