 Travel insurance? |
| Im going to china for a week and am looking for an insurance company that will offer insurance for my personal belongings, personal cash and medical. Can anyone advise me on which company offers ... |
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 Do workers comp employees work for the devil? |
I mean they are the scum of the earth and basically get paid to make people who are already suffering, suffer more. Do you think satan has a spot just for them when they die?
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 How does life insurance work? |
| I'm a 21 year old college student. I know that I'm young, but we all know how bloody unpredictable life can be, and I wan't to ensure that my family wouldn't be financially ... |
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 Quick question about health insurance.. well a bit long...? |
| I'm a senior in high school and am planning on taking off the first semester of college this fall... just because I need a break and I know it will do me a ton of good. I will go back! but... if ... |
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 Are there any affordalbe health insurance companies out there for individuals to use? |
I need to find a new health insurance because I do not like the one my company uses. They don't meet all my needs properly.
Additional Details
By that I mean they use 3rd party ... |
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 Why do insurace rates go up when you have an accident when you pay into insurance for that reason? |
| please tell me if i'm wrong but isn't insurance a collection of peoples money to pay for an accident if there is one so there for your rates should never go up i personally feel insurance ... |
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 Does anyone have any ideas on how to fix the insurance market in Florida? |
| Specifically the homeowners market. Its crashing - everything is having to be placed with Citizen's and thats not what it was designed for. If you're from FL you know what I'm ... |
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 Insurance Rear End Accident Dispute? |
| I was hit in the rear end in June, as i moved lane prior to the accident the other party is disputing the claim, 30 seconds after i moved in to the middle lane the traffic stopped causing me to brake ... |
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 Do All states require you to drive with Insurance? |
New York
Texas
Michagan (right or wrongly spelled?)
etc........?... |
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 Life insurance-contingency? |
| I sound like I am snooping on my husband...tell me what this means...he told me that I have 100% of his life insurance policy if he dies. He told me that he would want me to give 20% to him mom and 2... |
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| Insurance for my baby? |
I am researching insurance options for my baby. The baby will be born in few months. I know that the baby will be insured 30 days after he is born.
This is my question. Should I find an ... |
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I'm feelin life | Can I still be covered under my medical insurance company?? |
I currently have Blue Cross Blue Shield. If I left my company for another job would I still be able to be covered under this insurance company, someway somehow? |
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mbrcatz
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If your current employer is required to offer you COBRA coverage, then you can continue for up to 18 months, AT YOUR COST, under your current plan. |
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hightechchic
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With most group plans (but not ALL), you would be given the option to keep your current coverage under COBRA for up to 18 months.
You can read the details on the Dept. of Labor web site: http://www.dol.gov/dol/topic/health-plans/index.htm
However, you even if you keep this coverage, you would be required to pay the premium in full every month (plus an additional 2% administrative fee.) Most people have at least 50% of their health insurance premiums paid by their employer and they really have no idea how much their health insurance costs. You'll want to check into that.
As a general rule, barring any major medical issues (and what constitutes a major medical issue for an insurance company may differ greatly from your own estimation), you can probably get similiar coverage at a cheaper price by purchasing an individual policy. |
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lepr0kan
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Not unless you take out the policy personally. Your monthly premium would probably increase dramatically though. |
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walt631
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The answer is no. Unless your insurance company sells individual plans you are out of luck. However your new employer might have a plan available to you that will cover preexisting conditions.
Good Luck |
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BizWoman
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Yes, You can get coverage with BlueCross or another company. But you would have to pay the whole premium. If you have a job line up, soon, you can get a short option policy. until you policy is effective with your new job. Hope this help. |
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AZBlue
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ISOintelligentlife gave an excellent, thoughtful answer!
My two cents worth would be to keep in mind that Portability coverage may be available to you if COBRA is not an option, and you have serious pre-existing conditions that would prohibit you from an individual plan as has been suggested. Portability requires no medical underwriting, the downside being the very high cost. |
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postal p
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Sometimes you will get coverage for another 30 days. They will be glad to let you continue for a non-group rate price. It could be 500-1000 bucks a month depending on the plan or coverage. It may not be as good as the one from work either. Benefits and co-pays could be way different. I would stay there till I had a job all lined up with another company with a decent health plan. You could call blue cross and ask them what the rates are in the area that you live, if you are really curious. |
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