 What are some basic insurances that I should take? |
| Im 20 years old, undergraduate. Im thinking of buying some insurance but I dont know which plan should I take. I dont have girlfriend and not planning on getting married until the age of 30++ but its ... |
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 Explain to me how insurance works? |
I'm a student currently and there is 'health insurance for students' being offered at my school through United Health Care. I've been debating whether I need insurance or not.
... |
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 What type of insurance plan should I get? |
| I want to purchase an individual health insurance policy and need help with all the options! I'm planning on getting surgery on my foot as soon as I am insured. Other than that I am normally ... |
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 If a step-parent dies and you are told by your living parent the insur. policy only had the 2 of u listed.? |
| are u intitled to a porton of the money left? My stepfather died and my mom said the policy had myself and her listed on it as beneficiaries. She has gotten monetary settlement, however i have not ... |
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 Auto Insurance Terms - Help Me Understand? |
Can you explain these terms?
Comprehensive
Collision
Property Damage Liability
Bodily Injury Liability
Medical Payments
Uninsured Morotists
Bodily I... |
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 Will DirectLine charge me for cancelling my policy on my first day? |
Hello.
I signed up for car insurence with direct line yesterday. First day of policy is today and I just found better deal with admiral. Will DirectLine charge me for cancelling my policy? B... |
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 Why would the people of America agree to pay insurance and then insurance not pay? |
It is unethical to pay homeowners insurance and they not be required to pay.
It is unethical to pay health insurance and then they not be required to pay.
These are laws written by our ... |
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 My hospital bill is more than $10,000. Both my medical and car insurance don't want to pay. What can I do? |
| I had a car accident and totaled both my car and the person's car that I hit. I was lucky that my car insurance gave me a check for $26,000 for my car. But now Im stuck with this huge $10,000 ... |
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 Can I get My canceled Auto Insurance policy reinstated at the same rates i had before i got cancel? |
| I just recently switched my Insurance company from Farm Bureau to Geico cause Geico was alot Cheaper whoever with Farm bureau I only paid every six months and have done that for like 5 years and G... |
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 Putting babies on husband's insurance? |
My husband and I are expecting twins in late August (that probably equates to mid-August since twins don't usually go the whole 40 weeks).
Anyway, the open enrollment period for his ... |
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 What's the age limit you can be on your parents health insurance? |
| My daughter had to recently switch from her dad's...can she go on mine?... |
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 Can I drop my lawyer if I hired one to help me with my car accident lawsuit? |
| The lawyer I have is not moving fast enough for me. Can I call the at-fault-party's insurance company myself and see if they will settle for 15,000 dollars? At first they offered me 5,000 ... |
|
 What is public liability insurance? |
| i am doing dance coursework about freelance dancing, and the different insurance you have to have, and wondered if anyone could help with this? i have a bit of information, but i need it in human ... |
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 The insurance comp have wrote car off? |
| car can be fixed by cheaper garage do i have to take there offer or could i get it mended myself , the car is in a compound and they say i cant go near it the claim has not been settled yet, the ... |
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 Retail Insurance Qestion? |
| Before I approach my broker, I would be interested to see if anyone has any recomendations or advice for me. I am a new owner/ occupier of a retail outlet with 20 employees. I require a commercial ... |
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Mary C | Can I take a life insurance policy on my 80 year old father who is excellant help without him knowong? |
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mbrcatz
 |
No. He needs to sign permission - AND he needs to submit to a paramedical exam.
Actually, at 80 - there probably won't be a paramed, because since he's lived past the average life expectancy for a man, you'll probably have to pay face value or over, for the policy.
Which means, if you want a $50,000 policy, it's gonna cost you $52,000. And you can't get installments on it.
You aren't going to make money off his death via insurance. The odds are ALWAYS going to be in the favor of the company. |
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LifeInsuranceAgent
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You can't do it without him knowing as he needs to give consent, go through a paramed, or more likely an MD exam to get coverage. |
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src50
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No you cannot. He would have to agree and submit to medical tests. |
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vadde2007
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no not atall possible first of all your father age is very high and wituot his permission you cant take polocy |
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aaron p
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Short answer, no. "Confidential Life Insurance" does exist, but it is for non-related people who can show there is an insurable interest by contract (ie. divorce or business partnerships).
You might want to provide more information. Is he just being a stubborn ol' cus? Can he not afford the amount of insurance he needs? Why would you want to do this without his knowing about it? |
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paris h
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what type of sneeky mess are you trying to do with your father's life on the line? Yes you can, as long as you get a policy that does not require a medical exam and you have all of your fathers' personal info. |
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jyconan
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My basic understanding is that if you have an insurable interest you can take insurance out on anyone. You definately have interest in family or business partners. However, a policy without a pgysical exam is going to be very very expensive for someone his age. |
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