 What should my Mom do when doctor refused to check her due to lack of insurance? |
| My mom has not been feeling well for awhile now. And she gets chest pain most of the time. She called her doctor for an appointment, but they said they can't accept her because she doesn't ... |
|
 What can be done about an employer who overdeducts group health insurance premiums? |
| The employer fouled up and included the rate sheet for our last premium increase. True rate for a 55 year old male was 61.39 per month. Employer deducts 140.00 per month and tells us that is our &... |
|
 How much for health insurance for ONE person...USA.? |
I'm currently paying 355.00 a month...and feel it covers crap! I also have a 1000.00 deductible. What are you paying for one person and who with?
Additional Details
I forgot to ... |
|
 Can the waiting period for group health insurance be negotiated at time of hire? |
| My husband may be starting a new job and I wondered if anyone has ever been able to get their new ER or HR to waive or at least shorten the waiting period? I don't want to have to elect COBRA ... |
|
 How can I get a health insurance that I can afford? |
| I work full time and my husbant too but our jobs don't offer a health insurance. We hava just enough money to pay the mortgage, other bills and to survive the month. We would like to have a ... |
|
 Does having a high cost surgery increase my companies insurance premiums the next year? |
| My coworker's wife is getting a Cochlear Implant surgery which runs about 60k. Im happy the insurance company has decided to cover it, I was just wondering if that will end up costing us more ... |
|
 Earthquake insurance? |
| My house insurance wont cover me for earthquakes and hardly anybody will in this state. Where can I get some???... |
|
 How do I get reciepts for stuff that got stolen? |
| My car got broken into and I had about 540 cd's and like 180 Dvd's.. i had a dvd player in my car. I have to come up with reciepts for all my cd's and dvd's.. i don't have ... |
|
 How can I get insurance? |
| I'm a 22 year old college student who works as a nanny part time. However, I have crohn's disease and in 3 months, I will be off of my parents insurance. And I know many insurance companies ... |
|
 Reasonable and customary insurance? |
| I have group insurance, but before I had surgery no one told me that this (only hospital around that could do this surgery) was a not participating hospital. (some of the doctors are participating). ... |
|
|  |
greg | Can I take a life insurance policy out on my boss and name myself as the beneficiary? |
I work for a sole practitioner. I have a financial interest in his life. If something were to happen to him, I would be out of a job. |
 |
 
Two Fingered Salute
|
Yes you can... The main point is do you have an insurable interest in his ability to work... and by the sounds of it ... yes you do.
what you're talking about is almost 'key man' cover, where it's quite common for firms to take out insurance against a 'key man' in the organisation becoming unable to work through death or illness.
Since life insurance would only pay out if he dies, you might want to look into this sort of cover as well as it would also pay out if he becomes too ill to work, but lives for years. I'm not from the US, but I do know that under NY state law you need his permission and I would imagine it's the same in most others as well.
No idea how much it will cost, depends how healthy he is for one thing... but it never hurts to get a quote.
A good broker is always a godsend when looking for something a little out of the ordinary.... be wary of tied agents who will just try to sell you what the company they represent has that's closest.
Just type KEYMAN INSURANCE 'YOURSTATE' into google for info (don't buy on-line... just research) |
|
Brown Pit named Blue
|
You would have to have his permission. You can take out life insurance on anyone and name yourself as the beneficiary. You don't have to be related.
If you are trying to get a lot of insurance, like over $100,000, the insurance company will need to meet with your boss and do blood tests on him to determine if they will cover him and how much the rate would be. |
|
src50
|
Not without his concurrence. |
|
Viva La Eire!
|
hhhmmmm. when i first saw your question I immediately thought you were mad, i thought you would'nt have had an interest in his life but when you put it like that I suppose you do. i really have no idea but its a great question! Ill be looking back for the answer! |
|
Chris C
 |
Technically you could have insurable interest, but it depends on what your intentions are with the company.
IF you are looking at insuring the boss so if he dies you would have enough money to buy the business and keep it going, then yes, you could get insurance on him. This would be like a buy/sell agreement.
If you are looking at insuring your boss just becuase you're out of a paycheck and you want somethign to tide you over until you find a new job...probably no dice.
Your best bet would be to talk to your boss and ask him what happens if he dies or becomes seriously ill or disabled (being ill or disabled can collapse a business as well). Talk to him and see who would take over the business. If you're interested mention it as some kind of buy/sell type agreement where if he dies you would have the option of buying it out and keeping it going.
Key person insurance is typically something an owner would take out on a key employee, not something an employee would take out on the boss and name himself the beneficiary. |
|
mbrcatz
|
Sure, as long as you have his permission and consent, and cooperation. |
|
CJ G
|
I doubt it, that's not the point of having life insurance.
You better make sure you have a backup plan other than SSI or Unemployment checks. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 24 minutes(s) ago
| | | |
7 | 1 hour(s) ago
| | | |
5 | 6 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
8 | 4 day(s) ago
| | | |
6 | 1 week(s) ago
| | | |
7 | 2 week(s) ago
| | | |
6 | 2 month(s) ago
| | | |
7 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
