 My house is appraised at 93K. My insurance agent says I need 157K worth of house insurance.? |
| This seems high to me. He claims that the replacement value is the reason this. In the case of a complete loss, I doubt they would pay me 157K, but he disputes this. He also says that the state ... |
|
 Who has the lowest rate for car insurance? How much do you pay for yours? |
| my insurance is kicking my ***. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?... |
|
 Health Insurance? |
| Can an unmarried never been married man purchase health insurace or recieve it through his employer?... |
|
 Health insurance policy number...what the heck does that mean? |
| I was filling out a medical history sheet and it asked me my health insurance company (i know that..) and then it asked me what my policy#: was...... |
|
 Do I need insurance for my company? |
| Have a Computer programming business, and went ahead and created it under multi member LLC, why because if something happens the company is responsible and I'm not which I declared in the O... |
|
 Going to gym while on disability (insurance)? |
| I has spine surgery a few months ago and have since stopped working while I stay home recovering...the surgery has not resolved my pain and I have gained weight since I am home everyday. I have ... |
|
 If I am on my parents' insurance...are they financially responsible for my medical bills? |
| I am 23 years old but my parents pay for my health insurance (we are on a family plan). My parents always say they will pay for my medical bills, but lately I've been wondering if my mom really ... |
|
 What is required to work successfully in Insurance field? |
Particularly as a Sales Head?
Do i need a lot of contacts?
Also,does one need an mba(insurance)?... |
|
 Need health insurance but dont have any? |
| I want to have some health insurance or some type of health care insurance for me. I don't have a job right now and i am 25. I am wondering how i can apply for some insurance if i don't ... |
|
 Regarding health insurance contracts? |
I feel stupid asking this. The answer seems obvious. but, maybe I am wrong.
I am looking into buying new health insurance. I am self employed.
I had a salesman here, great ... |
|
 Where can I go get a statement notarized? |
My mother need to get a statement notarized, say I will be living with her sister for the school year.
Where can I go in Appleton, Wisconsin?
Does the bank doe them?
If so, would ... |
|
 I want to start my own house cleaning buisness, what insurance's do i need? |
| i wanting to start my own domestic cleaning... house cleaning business. does anyone out there know what insurances i need??... |
|
 What happens to a life insurance policy if there is no beneficiary?? |
| Someone has died, and had a life insurance policy but didn't have anyone listed as a beneficiary. Before his death he did write a will of sorts saying that he wanted everything to be handled by ... |
|
 What does it mean when a company says you have to be able to be bonded? |
| I am looking for a job, and one place that I have looked into says you have to be able to be bonded. Is this some sort of criminal record thing? I have a misdimeanor(sp) marijuana charge from about 8 ... |
|
 Should Ins. companies pay for gastric bypass surgery if lives are at risk and the surgeryis there best hope? |
| Gastric Bypass surgery ( roux en Y ) has now been proven through long term studies to cure type 2 diabetes in 95 percent of patients. Reported on MSNBC... |
|
 How much does it cost to have health insurance for family of 3? |
| my husband is a private contractor and he does not have ins. but I work as a waitress and my job provides me with health ins, but now we have a baby and we can't afford a day care they cost ... |
|
 Sickness pay? |
| Does anyone know? would i be entitled to full pay from my employer if i were to gain a sick note for four weeks.please ... |
|
 Can I get just life insurace, in India, from LICI or any other company? |
To cover an educational loan (INR 300000), a bank requires life insurance of student, who is a 20-year old girl, for about 9 or 10 years.
The agents do not tell you about just insurance; and I ... |
|
|  |
wrenchhead351 | Can a dealer sell just liability when finacing a motorcycle in dallas texas? |
|
 |
 
insuragent
 |
A licensed agent (be it the dealership, a direct insurer like Geico, or your local agent) can sell you liability only if you want, regardless of the vehicle being financed...the big ? is will the lienholder allow it.
If you have a 06 harley thats 100% financed, my guess is they will require full coverage (or reposses the bike or add their own very costly forced place coverage onto your loan and payment)..now if its a buy here/pay here or a local bank, and you can give good reason for not covering the bike with full covg (its a 86 nighthawk for example that you borrowed $500 to buy) they may be willing to let this slide. Ask the bank/person who financed the bank..rule of thumb I always have heard, if you owe more than $3000 forget it, you need full covg...some banks will go to $5,000 with an excellent credit buyer, but none will go more than that |
|
micheleseptember
|
Well I think most all vehicle finance companies require or insist on full coverage to protect their property and their investment, because it really belongs to them and you are only using it til you pay it off, per your contract, where you live has nothing to do with it, I do not think it is a law anywhere to have to have full coverage, the law simply requires liability insurance even coming off the lot. At times the dealer might do the financing himself, and does not care about full coverage because he knows where you and your family live and has his OWN private "collection personnel" should anything happen to his property. lol and if you look closely I bet the finance company has full coverage on often you won't even know. Like if my full coverage policy lapses my finance co is BY LAW allowed to take out full coverage insurance without my permission, to cover their investment so that may be the way its being done, your bike is fully covered but you don't even know about,do you actually think a finance company is stupid enuff to finance a MOTORCYCLE, (read: accident waiting to happen, though usually NOT the MC riders' fault, and b4 you get P.'d O....I ride bikes myself ) without full coverage? not likely |
|
mei-lin
|
He might be able to sell it, but you will still need comprehensive and collision since you have a loan on the bike. |
|
motorheadss84
|
I'm in south Texas and i didn't need to buy insurance to finance my bike (05 Suzuki boulevard). |
|
John
 |
Dealer has to have a copy of liability coverage from the buyer when the dealer release the bike to the customer otherwise the dealer will be liable for the customer's faulty action to the third party. You should check with the local agent to find the right coverage for you and your bike
I suggest the following site;
http://www.insureme.com/landing.aspx?Refby=614133&Type=auto
If you enter your general information, the several local agent will contact you with their best quote for you. |
|
Loollea
|
I don't believe he would knowing that the bike is financed
he doesn't want the bank mad at him |
|
mbrcatz
|
The dealer doesn't "sell" insurance, you need a license. And the bank won't finance without physical damage. So usually the money is approved on a CONTINGENCY basis - as long as you get full coverage.
If you don't want collision & comprehensive, pay cash for the motorcycle. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 18 minutes(s) ago
| | | |
6 | 47 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
7 | 8 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 4 day(s) ago
| | | |
7 | 5 day(s) ago
| | | |
7 | 1 week(s) ago
| | | |
8 | 1 month(s) ago
| | | |
7 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
