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 Is life insurance on children a good idea?
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 Does renters insurance cover my car?
How can I cover my car from damage aside from my car insurance. I only have liability there and was wondering if I could get coverage through renters insurance or another form without changing myh ...


 Granny in nursing home, money runs out, keep private room with Medicaid?
My grandmother is in a nursing home. She is in a private room for $ 6,000 a month. She has long term care insurance, which pays just a little bit. She pays the rest with her pension and savings. Her ...


 I want to decide between AllState, Nationwide and StateFarm for 30-year Life Term Insurance. Please help.?
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 Buying insurance AFTER a vehicle was stolen / in an accident?
We all know that collision and comprehensive coverages demand high premiums these days. I also know that if your vehicle is financed and you don't provide a lender with adequate insurance or ...


 Car Crash Help?
I was in a taxi this morning and he crashed into another car I was thrown from the back seat. The taxi driver was very rude with me and the lady from the other car involved. Does anyone know if I can ...


 Would you risk it all?
" any one be intrested in signing me up for a deal ? "...


 I need help finding free health insurance.. Dont have a income.?
I dont have a income and i need help finding a free Health insurance.. Does anyone know about any free health insurance that the government gives for the ones who are in need...I cant apply for low ...


 If I fell in my daughters house and she has state farm, will state farm pay for my medical bills?
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 Would this be insurance fraud?
I got rear-ended recently and I was wondering if it would be fraud for me to pocket the insurance money instead of fixing my truck....


 Car insurance?
I opted to pay my car insurance by monthly direct debit and due to some error by my insurers it was never set up and neither I or them notieced the error for months. They are now asking for the ...


 If i get laid off, does my insurance still work until end of the month?
for example, if i get laid off on dec 1, can i still use my work insurance on dec 31?

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 Are there life insurance companys that will cover me in Iraq working as a private contractor? And if yes, Who?
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 What do you do when health insurance rejects you?
I'm a student and have been on my parent's health insurance for awhile. However, that's expiring and now I need to purchase my own health insurance. Unfortuantely, I've been ...


 Will i get a penalty for not displaying valid license disk at parked car?
i parked my car and was away. i received a valid license disk but am out of the country and had no time to get to my car to display this (now my car still has a license disk that expired yesterday). <...


 How can i get into the business of selling insurance?
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 I bought auto insurance from another company, do I have to call the old company and tell them?
I got tired of State Farm and switched over to Esurance. I have already paid for a 6 month policy, which started the same day my State farm policy ended. Do I have to call State farm and tell them ...


 How much car insurance does a 18years old guy has to pay per month in UK??
I am 18years old i wanna buy a car..lets suppose if i buy a cars that worths about 5000pound how much insurance will i have to pay per month?...


 What is the standard definition of critical illness used by insurance companies?
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 Is there another way I can get dental, medical, and vision insurance without getting it through a job?
Soon I'll be getting kicked off my parents insurance and my job doesn't offer benefits...So what other options do I have??? If so can you name some carriers.Thanks for your input....



Karen E
Can a female partner of 10 years be covered on male partner's health insurance?
                     
 




sarah314
Only if the male partner's benefit plan allows for domestic partners to be covered. And honestly, that's a relative rarity.

(And, of course, if the benefit plan allows domestic partners, be prepared to show evidence of all the plan's requirements. For example, they could request proof of joint ownership and other documentation to verify that your relationship is legit.)

However, I wouldn't be terribly optimistic that you'll be able to be covered. If you're concerned about having coverage and consider yourself in a permanent relationship, why not just get married? Then you get the same benefits any other spouse would.


danielle
Rating
Depending on the companies insurance domestic partners are covered.


mbrcatz
Most of the time, no. A very few companies will allow a domestic partner to be added - you'd have to check if his company is one of them. It's NOT common.

Or, they could just "do the right thing" and get married.

I never understand why people want marital rights, without wanting to take on the marital responsibilities, and expect everyone else to go along with it.


kittie_in_ca
Rating
This is a classic Domestic Partner relationship. Depending on how the employer has classified themselves will determine your eligiblity.

Broad Coverage - will allow same or opposite sex partners
Narrow Coverage - allows only opposite sex partners

If the employer extends dependent coverage as Broad, then you will be able to enroll at your partner's Open Enrollment Period (the plan anniversary date, see HR for dates) UNLESS you have had a loss of your coverage (termination, etc) then you would be able to come on within 30 days of the date of loss.

Premiums will be determined as to the plan your partner is on, his age and if the employer contributes anything to dependents (the contributions will also apply to you.) Typically, employers pay a portion or all of the employee rate and will leave the dependent costs to the employee to pay out of their paycheck.


KD
Generally no, they will not add until marriage. However if they have a clause for domestic partnerships, you might stand a chance. Read the policy and ask his HR department if you cannot find the answer.


Dr. Deth
depends on employers policy - many now allow that


Fo Sho!
No not unless you marry.


jim06744
Depends entirely on the particular laws, if any, of the state you're in as well as the particulars of the insurance contract.


Marvinator
There is no way that any of us can know for sure, so why ask a bunch of netizens? Call the insurance person at work and ask them.

My wife and I had to tie the knot over a long weekend just to get her on the insurance. Glad we did it, too. BUT do'nt assume, and don't take anyone else's word for it. Ask the people who do this for a living, your HR Dept at work.


***~***
Rating
If their policy allows coverage for domestic partners. They might not pay for it however.


Stacia Z
Rating
It depends on the insurance. Some companies will only cover her if the two are married. Other companies allow someone who qualifies as a "domestic partner" to be covered. Try asking his human resources department.


JJ
I'm pretty sure she can be covered. But if I recall correctly, it will cost just a bit more.


enufsaid
Rating
Not that I know of, but some policies do cover the partner in a homosexual relationship. Doesn't seem quite fair, does it ?


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