 How can I get cheap insurance? |
I am 19,and I am thinking about doing my theory test for my full licence,but insurance are so expensive,especially for my age. Do any of you guys know how can I get cheap insurance?
Do any of ... |
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 Home Insurance won't pay? |
| accidental damage to a game console and carpet,put in the claim and the ins company said ok we,ll send someone out. i have however stated from the first call to the loss adjuster company that i no ... |
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 Can my lender request my home insurance be equal to the loan amout.? |
| While in the proccess of re-financing my home the lender is requiring that the home insurance be equal to the loan amount instead of the value of the home. My insuance agent says that's illegal. ... |
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 Is $1000 deductible too much?? |
I needed to cut my cost for this monthly insurance bill, but i m thinking that the $1000 deductible is too high??
we have never been in an accident, so im just hoping that we never have to use ... |
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 I had a house fire the kitchen was destroyed.my oven was destroyed,1957 oven the insurer only gave 800.00,why |
| i want to know how to get the most out of my fire claim to replace the things in my kitchen. i had notty pine cabinets,oven and countertop are the originals. i have nottypinedoor framesetc. i need to ... |
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 Can a insurance company, not pay on a life policy, after they have been taking premium for 3 years,missed form |
the company is saying the person did not pervide 1 form.
for three years,the policy should have been caneled long before 3 years if that was the case?... |
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 Whats the point of Third Party Insurance? |
| Why do insurance companies in the UK try to sell off temptingly cheap third party insurance policies to customers even if they have expensive cars? Are they trying to tempt you to take a risk incase ... |
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 Does anyone know if a hospital will discount a bill or let you may monthly payment for an emergency room visit |
bill from hospital is 4,500 and the statment says that there are other related bills coming.
we have no insurance?... |
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 How long does it take for car insurance to start? Do all policies start as soon as you sign up? |
| A friend of mine was in an acciedent but their insurance doesnt start til December. Is this possible? Do car insurance companies actually allow a driver to be uninsured for a month before starting ... |
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 Can I get my insurance company to pay for my tummy tuck as a medical necessity? |
| I have lost over 140 pounds and have a lot of excess skin on my belly. It is a problem when I run, as it can hang.... |
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 Which of my 4 medical conditions cause me to have high premiums? |
I do not have health insurance available at my place of employment and have to pay $470 per month for a high deductible, bare-bones policy.
I am a 48-year-old female living with depression, S... |
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netCitizen | Can a person already having life insurance take another life insurance policy from another company? |
i already have a life insurance policy from LIC, india. can i take another policy from ICICI? can i have 2 life insurance policies at the same time? |
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bhushan s
 |
Yes you can. But there is some conditions:
1. Each time you fill a new proposal for a new policy, you must mention your previous insurance policy details. Failure to mention this, can be held valid for an insurer to reject a claim.
2. The risk cover provided to you is based on your financials. Normally, a risk cover of 20 times annual income is given. Say your income is 5 Lacs, and risk cover in your previous policies is 80 Lacs, then only further 20 Lacs may be given in your new policy. (Example only)
I design special plans and combinations to suit an individual's req. For further details you can contact me on 09322197831 / bhushansheth@hotmail.com / bhushansheth@gmail.com |
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Rishi
|
There is no policy how many u can have its just like how many
cars u want to have its your choice and more safety cushion
for your family if in case something bad happens to u. |
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delta
|
what to say of two, u can take as many polcies you want, as long as u have the proven capacity to pay the premiums. |
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dipu
|
Yes, you can. I have got policies from three companies. |
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rajagopal m
 |
Yes you can have.. |
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slcbtf
|
Yes you can have more than one policy.
However, there is a total amount limit that you can have combining both companies. This is called insurance capacity. You have to have a financial net worth to justify the amount of insurance you are purchasing. For example you can't have a net worth of $25,000 and get coverage for $5,000,000. |
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magoo&me
|
Certainly you can. |
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saahil
|
Hi, Yes you can have as many policies as you want from diferent or same companies. http://www.investorcamp.blogspot.com |
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Joshi A
 |
There is no restrictions on number of policies one can take. You are free to take policies from any insurance company. You can also take insurance for any amount as far as you have paying capacity. But after a certain level they may analyse your insurability.
If you want to insure yourself for a larger amount consider taking a TERM INSURANCE. Here the premiums are low with no maturity benefit. You can shift to any other insurer any any time as there is no question of surrender value involved.
good luck !! |
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beepack
|
yes u can
depending on the policy u will get the returns
kindly consult a ca to procide |
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sanjay joel
|
you can have N number of policies at a single point of time. its is not wrong. if something happens to life, all the benefits from all the companies are applicable. you can take ICICI policy also, but if you have a kid, you can go for Aviva's little master plan. it is savings *** investment *** insurance. You will get triple benefits. look for insurance schemes which invests the money in market so that you will get good returns on your investment. Good luck! |
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anjana t
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oh yess.
but why? |
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