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 What is the meaning of premium in an insurance policy?
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 My husband lost his wallet??
It had his social security card and driver's license in it. In order to get a replacement social security card, you have to have ID...his driver's license was the only ID he had. In order ...


 Why do women get lower Auto insurance rates?
Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even ...


 How much does Health Insurance cost?
Say your a 25 year old female and need health insurance how much would that cost a month..and also..do most jobs come with health ...


 How does my insurance compay check my driving history?
What process do they use to check my driving record? Is it via my DL #, SSN? I just dont know this.
Additional Details
so what happens if i have a speeding ticket but get a new license ...


 Do you like guns?
...


 Can i get my parents Life Insurance?
Were can i get life Insurance for my parents?
Im gonna be a Lawyer and they get good money.
Also i want my parents to leave me money when they pass away.
Im gonna be happy with money.<...


 How much auto insurance coverage do I really need?
We currently have BI 50/100, 50 prop damage and 50/100 uninsured. Here are the details
- 2003 Cadillac Escalade EXT
- Married couple: Wife 27 & Husband 23
- No major tickets in the ...


 How can I see exactly what my insurance covers and doesn't cover?
I have gateway health ...


 Term Insurance vs Whole Life Insurance?
1. What is the difference between a term insurance and whole life insurance policy? Which policy is suitable for what kind of people?

2. What are the "exclusions" for term ...


 Will my insurance cover this?
I briefly had my driver's license suspended. During this short time I bumped into a car in the parking lot after an ice storm. There was damage to the other persons car. Police were not involved....


 Anyone else ever work for metlife or commission based off of life insurance and financial planning?
http://jobview.monster.c
i don't know if this will be the right job for me. will i have to do telemarketing or harass people i know? it's a job with ...


 Does an allstate agent receive free auto insurance?
...


 My husband and I have a joint life policy to cover our joint mortgage, if one of us dies can the kids claim?
can any of our children make a claim on part of it, we have no other assets and at the moment no will
Additional Details
I also need to mention my husband has children from a previous ...


 Could some one give mesome advice ?
Okay here is the issue. I bought a car on the fourth of July a 1994 Chrysler new yorker its not worth much but that's not the point an oak branch the size of a tree fell out of the tree. My car ...


 We are 40 & 41 are looking into changing husband's whole life into term. What amount and year should we get?
Annual income appx $60...


 My friend wants to be a home owner in florida but wants to know insurance prices first?
Like Hurricane/flood insurance and stuff....


 How do I find a misplaced insurance policy.?
I took a policy out 38 years ago.
With profits to cover my morgage at that time.
I know that it is worth a few thousand pounds.
But I can not find the policy or remember the name of ...


 Which insurance is responsible the drivers insurance or Pizza Hut's?
Last Sunday I was hit, and my car totaled, by a Pizza Hut delivery driver. His personal insurance told me that because he was on the clock he is not covered. So that falls back to my insurance, but I ...


 What is a good insurance plan if my wife and I plan on having a baby soon?
One with good coverage and low Co payments, I don't care about monthly cost aslong as its a good plan....



margherita
Can a person be rejected for renters insurance due to lack of insurance experience?

Additional Details
The reason given was "lack of insurance experience."

Sounds unreasonable to me.
                     
 




Miss Meli
Completely unreasonable. Renter's insurance doesn't even have factors in it for past insurance, so it really sounds like the company was just being stupid.

You should call Nationwide, Allstate, and/or State Farm. They're very generous about their renters policies, so long as you don't have felonies or a large amount of claims!


mbrcatz
No, but they can be rejected for poor claims history, or bad credit score.

If you get rejected, ask why. If it was credit score, then you are entitled to a free copy of your credit report, so you can clean it up.


HG2003
Rating
My company does not reject someone due to lack of insurance experience but if you have extremely poor credit I've seen applications be rejected. I'd go somewhere else if I were you.


Bird Lady
Rating
Yes, if the person doesn't good reanter history. But there has got to be a insurance company that will cover them. I really that everything works out for you.


Donna C
Rating
I can not see a company doing this. Everyone has to begin somewhere and alot of the time it is renters insurance. Call a different company. Bet you can get some somewhere.


Country Girl
Rating
That doesn't sound right to me. Everyone has to start somewhere and normally that would be with a rental apartment and/or a car depending on where you live. The price may not be affordable but I have not heard of being rejected for "lack of insurance experience" for a renter. Ask if this particular company requires prior insurance experience to have a policy. If the answer is no, than you have been told some B.S. for lack of better terminology. You should always be given at least a price or a definitive reason for being declined.


Sue
Rating
Most renters policies I sell are to first time renters with no homeowners or renters insurance experience. If a company is rejecting you solely for that reason, call another company.


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