Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 I live in Florida. Can I get renters insurance to protect my things if I live with my parents?
I should add that I'm not a student and 24 years old....


 Starting car hire business insurance required or can private personal policeys be used ?
need inf or does anyone have any good sugestions as this is a new venture !...


 Will I qualify for Unemployment Insurance?
Currently living in California but my husband will be transferring thru work out of state. Will I qualify for unemployment if I am unable to stay at my current job? Would I file in California or in ...


 I have had recent damage to my home but I cant find a contractor to do the work?
I had water damage to my home back in january. I turned in a claim to my insurance company and starting calling contractors for estimates. In the meantime the insurance company had an adjuster come ...


 Does having 2 medical insurances help ?
I have my own medical insurance through my employer, plus I am also covered under my husband's medical insurance through his employer. Does it help to be covered under 2 such insurances ? Or ...


 Insurance advice for 18 year old?
im 18 and im moving out and i need my own auto insurance. all the quotes i got are like 300$ a month and thats with hardly any coverage at all. wtf is the point of insurance its just like flushing ...


 Can I get cash instead of repairs for my car insurance claim?
The damage to the car is from hail and I have already received an appraisal but I would like to know if I can get a check from my insurance company instead of getting the repairs done. Basically, do ...


 Is it true that if I'm on workers comp I can not touch my 401?
I was told that I could not take any money out from my 401 untill I came back to work. I just had surgery for the second time, and I dont think I'll be going back to work any time soon. The ...


 Insurance claim question?
I turned a claim in right after Ike in the middle of September,the insurance adjuster already came by 2 months ago but yet still my insurance company has not put anything together yet.
My ...


 Need health insurance policy for my parents aged 60 and 53.?
What do you suggest? How is reliance healthwise? Has anyone made a claim? How is the process?...


 Where can I get Affordable Life Insurance?
...


 Health Insurance for my mother in law(senior person)?
I need your help regarding the insurance coverage. Here is my story?
My mother in law works at a grocery retailer and gets medical insurance coverage from the employer. She wants to quit because ...


 Can i drop my insurance...?
if i just signed up with them like 1 day ago?
i think i want to go with a different insurance i have AIG now and heard a couple of bad things about them. anyone have any expericence with them?...


 Which company has the best renters insurance in terms of service and price?
I'm looking for a renters insurance company that is not expensive and has knowledgeable and cordial employees. Is not eager to deny claims and has an extensive policy.

If you found ...


 What Insurance Companys can a 65 year old get a decent policy.?

Additional Details
Life I...


 Workable Business Opportunity?
Variable Universal Life Insurance Policies (VUL) makes up over 20 percent of the Life Insurance Market. There are so many negatives to VULs. 1) Charges a ridiculously high fee every month. 2) Carries ...


 Which insurance company offers the best auto and renter's insurance rate? What is the discount % if known?
Looking to switch insurance companies. I'm paying 277/mo (6 mo) and currently do not have renter's insurance. I have 2 accidents 2 1/2 years apart. My last accident was in Dec. 2007. My ...


 Does a child get their compensation?
does a child receive their compensation following an accident or is it held in trust until they are 16. The latter was told to me by a neighbour.
Additional Details
this was a non fault ...


 My children signed with a modeling agency in 06. There is no income to report. Can I report the expense.?
The expense is for portfolio ...


 Anyone have any info on Banker's Life & Casualty? I'm looking into a posion with them. Any thoughts?
...



serious70
Can a person who is term ill get life insurance if so what company .?
                     
 




Chris C
Rating
Yes you can. This product is often referred to as "Gauranteed Issue" Life insurance. There is no medical underwiting (meaning they don't as any medical questions). These policies are very expensive bencuase the company is taking on a completely blind risk. There are sometimes "pre-existing condition" clauses with these policies though such as any claims made within the first year are automatically declined. Depends on the company though.

You're best bet is to contact an insruance broker in your area who has access to multiple types of insurance and talk to them about it. They can assess your situation and find the best company to place the business with. Going to a one trick pony such as Primerica will not get you the best products on the market since they strictly promote one product and strategy so there's no room any special circumstances. (Only picking on them becuase they were mentioned....they are consistantly amongst the most expensive companies in North America when it comes to buying insurance...doesn't matter what state or province they are almost always in the bottom 10% when it comes to price...shop around...it's worth the time)


src50
No.


The Income Protector
Yes a person who is ill can often get insurance, it depends on the condition and history. It's worth trying with an online broker such as lifeinsure.com that can check the market of numerous companies. Not every company treats every condition the same. Some are more liberal than others in their rates for different conditions.


Megan R
My grandfather was ill and old and still managed to get some additional life insurance. I found it for him here:
http://www.playsfetch.net/msc/mysurance.html

Check it out and see what you can find.


keepall op
Rating
there are many insurance companies have such services, but you have to be careful to choose a good one


luv_sftruk
In buying insurance, you have to be healthy. Once you are healthy, you have a coverage that it includes terminally illness. Terminally illness only covered once occured after you purchase the Life Insurance. I don't there's an Insurance company that allow terminally ill people ( it will be very risky to their company). I would rather advise people to purchase their Term Life Insurance, it is very cheap and it will cover you if you develop a certain illness once it happen in between. There's a 10-35 years Term Insurance ( I'm with PRIMERICA) and I think it will be a good investment for young family and having a terminal illness in between the length of coverage.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy