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 Should i cancel my health insurance? With food and gas so expensive I need more income?
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 What is the difference between whole life insurance and term life insurance? Which is better?
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 I got beat up and i have no insurance. I had to have emergency surgery for a broken leg/ankle. What can i do?
I was breaking up a fight outside a bar when someone put me in a choke hold.
When i woke up i was in the street with my face bloody and my leg was broken. Compund fracture of the ankle and ...


 My father forgot to pay a home insurance premium. Our insurance was cancelled. How can I get new insurance?
I have tried to get a new policy, but most companies won't even give me an estimate. I have tried twice to get policies from companies that gave me an estimate but both companies didn't ...


 My insurance company has added $375 every month for my auto insurance. What should I do?
In february this year I backed out of a parking space and hit a hyundai that was backed into the spot behind me. The estimated damage was $800. I didn't have the money at the time so we went ...


 Homeowners Insurance Question?
I have recently put in an in ground pool at my house. It is vinyl not gunite. Am I required to inform my insurance company or do I need to amend my policy to reflect the pool? I live in Nassau C...


 Car Insurance?
I want to get some info on car insurance if anyone has any information. What would the car insurance be if the person owns (or wants to own) a car like Ferrari 360 or Lamborghini or Rolls Royce. If ...


 Religious questions on personality test at State Farm?
Due to the results I was denied a job. Do I have a case with the EEOC for employment discrimination because they asked religious questions on a test that would determine my ability to be hired?...


 What happens if I don't notify my life insurance company of depression and I die?
Will they have a means to find it out (it's registered in my GP's documentation)? Will they not pay my family? Do you know who I can ask about it confidentially?
Additional Details...


 With health insurance, what is the difference in copays and deductibles?
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 Do you trust people who put life insurance on others just before a divorce?
I know a couple of people who got it right along with the divorce. Recommended by the attorney of course. How would you feel if your spouse did this? What would be an acceptable reason for doing ...


 I would like to sign up for life insurance im 26. I have it already but i would like more coverage.?
Can anyone tell me a good life insurance. Right now i have term accidental death life insurance through my employer....


 How do I post a question?
How do i post a question in Yahoo Answers?...


 If you decide to change insurance companies do you have to do it when your contact ends?
I have a 12 month preiumum with Liberty mutual. I'm in the middle of the preium and pay a montly payment. Do I have to wait for this to expire or can I do it whenever?...


 What does an insurance deductible mean?
I am shopping for medical insurance, and I am uneducated in the insurance field, could someone ecplain to me what an insurance deductible means?...


 I pay $4000 a year for Hillary's health insurance plan. Is that too much?
I have the great health insurance of the Federal Government, BCBS, with Metlife Dental and I pay $4000 a year or $333 per month.
Additional Details
Family plan, my wife and I on it....


 How does renters insurance work?
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 Why are metlife, prudential, and New York life allowed to keep selling whole life, variable life, and other bs
This goes out to all the idiots who answered me before saying take your personal problems elsewhere, or i was dooped for having a 5th grade education. But actually i have $250,000 term life insurance,...


 How can we change the law for auto insurance?
I had to fight to get where I am now, I have insurance that I don't have to pay a crapload for. Why is it the law to have insurance? If we have a law for insurance, I think we should have laws ...


 Husbands life insurance. is this normal?
my husband and i have one child together he is 4 years old and he is the first benificiary which is great but my husbands mother is the 2nd beneficiary and i am not on his life insurance at all and i ...



stuttgart
Can an Insurance Co be expected to pay to remove a branch from my tree that threatens my house if it falls?
We are dealing with household insurance.
An arborist's report says the branch is a threat.
The branch's integrity was damaged by a lower branch falling off in a recent storm and damaging the trunk of the tree.
                     
 




mbrcatz
No, that's called "maintenance". You're responsible for maintaining your own property.

However, if you now know that there is a threat, and you the property owner don't do anything to fix it, then it's not an unexpected loss any more, is it. So the insurance company can deny the claim.

And if you don't take it down promptly, they can cancel your policy, for an increase in hazard.


MSAD
The insurance company does not pay to prevent losses. That is your job as a property owner.

Removing the dead tree or limb is a maintenance issue. Insurance policies do not pay to maintain your property. That's your responsibility.

If the tree limb falls damaging your home - then the policy will pay to remove that limb (the one that fell on the home) and repair the damage - not cut the whole tree down.

You will need to pay to have the damaged tree taken down.


Luna & Lawnboy
Rating
No. You are responsible for the maintenance of your property, not the insurance company. I certainly wish it would be covered. I have some very large pine trees next to my house. They are getting older, and will cost a fortune to remove. Should the tree damage your home, then you should be covered if you have the appropriate coverage.


shiprepairwoman
Rating
No, and they won't cover any damage if the tree isn't healthy when if falls.


Classy Granny
Very doubtful. They'll only pay after the branch falls and does damage to your house.


aires69uk OFFICIAL
Rating
No.


Chickie
No, the homeowner is expected to perform any preventative maintenance on their property. Insurance covers certain unforseen or unexpected events that cause damage to the house.


davetumalty
Rating
Yes they normally can. In the storms last year a tree in my front garden was damaged an lent slightly backwards towards my house.

The insurance company paid for the tree to be cut down.


Felidae
Try it and see; it may be down to the type of cover that you have.


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