 What are the things need to do while starting an insurance policy? |
| I am going to start an insurance policy in Newyork life insurance policy. I am taking policy through one of my friends. I just want to know what are the things I need to ask them for clarification ... |
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 I am planning to invest 2000 pm in life ins. can any body tell me how much can i get in 10 years? |
I am planning to invest 2000 pm in life insurance. can any body tell me what is the sum assured after 10 years. is there any policy for 10 years. can i close the account in between.
... |
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 Can I be added to my boyfriends health insurance? |
| Me and my boyfriend are in a commited relationship, and have a daughter on the way. I am still on my parents insurance, but that will expire at the end of the year. Our plans our for me to stay at ... |
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 Insurance denial? |
Can your employer/company refuse to insure your significant other because you are not married ?
My nephew started a new job and put his girlfriend on his insurance.The company just found out ... |
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 Is there anyway to get around exclusions in your insurance policy? |
| I have United Healthcare and my particular policy excludes any surgery for obesity. I was hoping to have the bypass done, but since it is excluded.... I would have to pay for it out of pocket, and I ... |
|
 With regards to car insurance, what does having a deductable mean? |
| For example, if I have a $500 deductable, what exactly does that mean when claiming from insurance?... |
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 Do rich people need insurance? |
| I was just wondering..if they have so much money....do they really need insurance?... |
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| My car is a w/off due to fallen tree, t p insurer advised damaged not covered as act of god, dam to hse is ok? |
| it was gale force winds today, i had parked outside my mother's house, the tree from over the road blew accross the road onto my car also damaging two houses. my mother's included. The ... |
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 Does New York Life Insurance make its agents bug all your friends/family for life insurance? |
| I have interviewed with New York Life, I really like the partner with whom I would be working for but he never gives me a straight answer on how we get leads, or where our clients come from. He gave ... |
|
 How will my insurance company pay out on acidental damage to my PC? |
| I have home and contents insurance with Norwich Union and have just dropped my PC and now it wont work.How do I go about reporting it and what happens when I call them. I have never claimed so dont ... |
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 Is this term life insurance worth it? |
The monthly premium stays the same for the entire term.
Female, non-smoker, 28 yrs old, in good health.
Monthly premium: $12.39
$50,000 coverage for 56 years (until I'm 85 ... |
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 Car accident!? |
| A guy ran his red light totaled my car.. i made a claim through my insurance so i cold get an adjuster and i called the other guys ins bcuz nobody contacted me. So i made one for his insurance to. ... |
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 Any expert advice on one person health insurance for the self-employed? |
| I have no idea where to start looking for health insurance for the self-employed. Any advice??... |
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remember me? | Can an employer make you pay for damages to a car......? |
At a car dealership, if you have an accident in one of the company's cars, new or used, can they make the employee pay for the damages? Isnt that what insurance is for? |
 |
 
mbrcatz
|
No, they can't. That's EXACTLY what the auto dealer liability policy is for.
Actually, there's an exclusion in the employee's PERSONAL automobile policy, so it won't even cover them personally, for an accident arising out of the business of selling or fixing cars. You NEED the auto dealer liability policy for that.
Additionally, if the employer made the employee sign an agreement that they would be responsible ANYWAY, well, I don't think that would hold up in court. |
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Adam B
 |
This depends on the state. Your boss probably can charge you for damages to company property, but in many states the deduction from your paycheck will be limited (10% is a common figure), and in some states if the loss is covered by insurance then it is illegal for your boss to do this. You should find a local lawyer if your boss is doing this to you. |
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Dr Dee
 |
Depends on what it says on your employment contract. |
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bnd
 |
i would guess it depends on what you did to damage it...i would contact your insurance company and see what they say..you gotta remember they will have to pay higher premiums on their insurance if it is turned in... |
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Matt1331
|
Do you know for sure that they had insurance on the vehicle? If not, I can see why they want you to pay.
As others are saying it really depends on the circumstances of how the vehicle was damaged. If you took a baseball bat to the car (for example) then they should make you pay for it. If you hit a deer crossing the road then no, they shouldn't make you pay for it, at least not more than the deductible, but even paying the deductible when not negligent would seem strange.
So in general I would say it would be weird that they make you pay for the damage...if that is their policy your better off insuring the vehicles on your own. |
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shirley c
|
Yes, they can require you to pay for the damages.
You should have sign a contract when you were given
the car. It WILL state in the contract what the agreement
terms are
Also, were you driving the car for personal use, when
the damage was done?
Or for company use?
That is the biggie question. If it was personal you most
likely owe for the damages. |
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Faye H
 |
If it was your fault, yes, they could.
Insurance is for accidents. If you did something through negligence that you knew you weren't supposed to be doing, then your employer quite likely, and rightfully so, I might add, may not want to turn a claim into their insurance. They also likely have a high deductible and if the damage you caused is under the deductible, there is no point in turning it in as they wouldn't get anything back anyway so they are collecting it from the person at fault. |
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Queen B
|
if you are an employee then they should have you covered on thier policy for driving the auto. Companies carry insurance just for that reason. |
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ModBod
|
Yes and Yes, if you damaged the car through stupidity then why should they claim on thier insurance |
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