 Does home owners insurance cover rotted wood siding.? |
| We bought our home in 2004 and there was some rot on the wood siding. We were offered 3000 dollars from the seller and a stainless steel refrigerator. The home inspection didnt have a dollar amount ... |
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 My windows were broke,the insurance company just wants to replace the glass.I want the whole window replaced.? |
| My house was built before the 1900's, it was vandalized on Friday and 22 panes were shot out by a High powered BB gun. The Home owners insurance just wants to take out the glass in the wood ... |
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 Public liability insurance & professional qualifications? |
Hi
I teach pole dancing and need to get public liability insurance as I am leaving the company I currently teach for (and whose insurance I am currently covered by). Do I need any ... |
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 My husband and I are fixing to be checking into life insurance policies. What kinds of questions are they? |
| going to be asking us? How much should we expect to pay? He is 35 and I am 39. I quit smoking 1 year and 8 months ago. I have heard that it was best to wait until you had quit smoking for at ... |
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 Where can I get health insurance if? |
| Where can I get health insurance if I am am a college student? The thing is that I have thyroid problems and I have depression and anxiety as well. And just recently I finished both my medicines and I... |
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 When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company? |
Say, today is 1st Feb'07. I had an auto policy (from Farmers) that expired on 1st Jan'07. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue ... |
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 Can i be put on my parents health insurance if i am not currently in school? |
| I've been making myself sick over this all...see here's the problem....I should still be in college, but because of money problems, I decided to take a semester off. I thought it wouldn'... |
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 What does deductible really mean? |
| I'm looking for health insurance right now and I don't really understand deductible, I looked it up already and read a little bit about it but I couldn't really find the right answer I... |
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 I have no insurance in my job(beer store) if i get lay off(unemployed money)? |
| i have no insurance in my job (part time job) will i get unemployed money if i get lay off??? 5 days a week 4 hours a day $8/... |
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 Do you have life insurance? |
| Is it important to have life insurance or is it another money making scheme based on arousing peoples fear...... |
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| Health Insurance??? |
| I am needing to find a health insurance plan for my family. It will be for my husband & I and our 2 girls. I am looking for something that will cover it all....health, dental, vision....whatever. ... |
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toothbrushx2 | Can an ex-wife take out a life insurance policy out on the ex-husband without him being aware of the policy? |
my neighbor ask me this |
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mbrcatz
|
No, not possible.
First of all, he needs to sign consent on the application. THEN, the insurance company sends a guy out to draw blood and take a urine sample - in person. And sometimes do a saliva test.
He'd notice that.
Third, he'd have to release his medical records for the insurance company to review.
So it's not going to happen. |
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sbahawk
 |
No their has to be an insurable interest for example a mother can take out a policy on her children. A married husband can take it out on his wife. However, my sister can not take out a policy on me, no insurable interest. Otherwise people could insure anyone and then kill them for the insurance money, it is not legal to do so. |
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gomanyes562
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She would need to prove that she has an insurable interest, i.e., she would be financially harmed if he died. It's not going to happen unless they are doing business together, which they probably aren't. |
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TedEx
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Without his consent, it is illegal. |
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deep5223
 |
People here have given you a lot of correct information and some incorrect. As for insurable interest, if there are children involved, there could be insurable interest. The part about "without him knowing" is what would bother me. Some companies do not require physicals or even saliva test until you reach $250,000 or more, so she could take a smaller policy without him having to take a physical or even saliva test. Can she is the question, and the answer is she could forge his name and do it if she finds the right agent and the right insurance company. But be aware that fraud is a legal problem and one I would not want to take. |
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EmeraldIsle
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Short answer: No. |
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brainyblonde38
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No. A life insurance application on an adult needs to be signed by both the policyowner (ex-wife) and the insured (ex-husband). The medical questions, phone history interview and any exam requirements are done by the insured (ex-husband).
An insurable interest can exist in this situation if there are minor children or alimony payments involved. Many couples stipulate an insurance requirement in their divorce decreee. But, the actual paperwork can't be done legally without the consent of both parties. |
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SweetBrunette
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Yes |
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