 Geico Commercials? |
| Who rules, the gecko or the cavemen?... |
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 Can I file homeowners insurance claim? |
| During a get together on Superbowl Sunday in my home, one of my friends fell and landed on another friend, and broke her foot. The injured friend is an ICU nurse and has been out of work ever since. S... |
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 How does Geico offer low rates with all the $ spent on ads? |
| We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money ... |
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 Pipe burst in my condo and flooded my condo and condo below me. What now? |
| Last night I came home to a disaster. My condo flooded and caused damage to the condo below me. I don't have insurance that covers this. What is the standard procedure with something like this? W... |
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 Can my 22 year-old step -son still be covered by his fathers medical insurance if he is not in school? |
| I have a 22 year old step-son who is not in school but thinks that he can still be coverd by his fathers {my husbands} medical insurance, we live in mass. Can you tell me if this is true?... |
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 Can you transfer a whole life insurance policy to another company? |
| I am unhappy with both the performance and service on a whole life insurance policy that I've had for about 11 years. Do I have any options? I'd never get the same rates now. I was told ... |
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 Should I get a full coverage insurance on a rental car? |
I have to rent a car for 2 weeks for business. Supposely, the cost should be reimbursed to me by a company after the assingment is done. Not sure if I can truly trust that.
But anyway, if ... |
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| I always wonder how do 46 million people leave in this country without health insurence. I know if you go to hospital they will treat you without insurence but don't you have to pay later on? ... |
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 Our neighbours shed was set alight and set fire to our fence and shed/shed contents..? |
| we are insured and our insurance said to claim and they will get money off neigbours insurance company..only prob is our premium will go up and we will have to pay 100 ecsess..they said this is how ... |
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 Why Should Health Coverage be free? |
| How could this be possible or be workout out in the government?... |
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 Does auto insurance cover stolen in dash cd players.? |
IT happened to my brother
Additional Details
It happend to my brother, we use state ... |
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 I'm pregnant and lost my job recently therefore have no insurance Could I be added at my husband's? |
| Even if I'm 6 months pregnant would the insurance co. accept me and take care of the rest of the pre-natal care and delivery?? Then after all is done that can I pull out??... |
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 When insuring a home, are you covering the appraisal of home, the purchase price, or cost to rebuild? |
| Which number do I shoot for ? Different people are telling me different things & we are first timers over here. HELP!!... |
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 Gap Insurance? |
| Is it really necessary? I just bought a 2007 Jeep Patriot and it is being offered by my credit union. I know it prob is a good idea, but, when your counting each penny - is it a REALLY GOOD idea?... |
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 Do you think buying gap insurance is worth buying for a used car in the $11,000 range? |
| the car blue books for over $12,000 so i did not get it with my financing but I have seen online that you can get it for a one time premium of $299... |
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Nancyafs | Can an insurance company cancel my policy, because of claims? |
My had some water damage and mold the insurance company paid but, now they are cancelling me because of it, I been with them for ove 25 years without a claim until now. |
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mbrcatz
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A few states won't allow an insurance company to cancel for claims, but most do. I'm guessing, your state allows it.
Long time loyalty counts for NOTHING. As you've found out. Worse, with a water claim, and a PAID MOLD CLAIM, I don't know ANYONE who's going to insure you. You'll likely end up with the state FAIR plan - higher rates, MUCH less coverage than a standard homeowners policy.
Start shopping now. I hope you prove me wrong. |
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VAgirl
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Yes they can do that. It discourages frivolous claims. Most policies state either a number of claims or dollar amount that can lead to being dropped or change in coverage amounts. My parent's filed a claim for water damage due to a faulty water heater and it was the third claim in 5 years (one was a outbuilding that was damaged in a storm can't recall the other) and they got a letter saying instead of a $250 deductible, they have a 10% ded now. After 35+ years of coverage with this company. Needless to say they are ticked but it is within the companies rights to do so. |
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acermill
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Sure they can. It's very common, and the length of time you have insured with them means nothing to them. An insurance policy is an annual contract between you and the insurer, and the insurer has the option to not renew you for whatever reason they choose, as long as it does not involve discrimination or other illegal reasons. |
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krystle579
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Many companies have specific exclusions about (not) covering mold damages, and many companies refuse to provide policies to houses with a mold claim or mold history. Since it's in the original contract, it's legal, and like everyone else said, loyalty means nothing. |
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AdventureTraveler
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Sad to say, but they can...... that's when people should take the time and write they're congressmen, senators and such...otherwise nothing will ever be done about Insurance carriers coming in and making all their money, and then getting out when the have to pay... |
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rwa000
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pretty much typical, be thankful you don't live in Fl |
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MSAD
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You said the magic word "mold".
Once the asbestos and cigarette law suit wells started going dry - plaintiffs lawyers jumped on the Mold band wagon and started suing, Since it's highly litigious, Mold is one thing that insurance companies will not touch. It's not that they don't appreciate you and your long term service - it's the "M" word.
Depending on what caused your loss and the likely hood of it happening again the insurance companies are going to be wary.
Talk to your agent. See if they are able to talk to the underwriter about your situation. It may not help but it can't hurt.
Also- if you have taken steps to correct the problem so it won't happen again - let your agent know. It may make a difference. |
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Apple
 |
Just to clarify something here - there is a big difference - are they canceling your policy or non-renewing it?
There's nothing that can be done about non-renewal. If an insurance company doesn't want to insure you anymore, they don't have to but.
But, cancellation; that's different. If they are truly canceling the policy, grab your policy and read your cancellation clause. Normally policies can only be canceled for a few very rigid reasons; and claim payments is generally not one of them. |
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LALA
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depends on the state .. if the state you lives in allows it than the insurance company can cancel you for claims. |
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john m
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Yes, and They can cancel because you have no claims for 25 years and your due for one. |
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Madame Morticia
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Well insurance companies are just bastards like that. Who needs 'em ? Just make sure that if you can milk any more money out of the policy, you do it. Now, trash em online (great start here!) Complain to everyone you know about them, including the Better Business Bureau. Say how horribly they are treating you. What is the company name, BTW? Companies / corporations blow. Don't worry, some other place will insure you.
Good luck! |
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