 Should I apply for health insurance for upcoming surgery? |
| I do not have health insurance. I was recently diagnosed with a non-life threatening ailment which requires outpatient surgery. Should I applyfor health insurance ASAP? Or should I make a payment ... |
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 Do insurance companies recognize "domestic partnerships"? |
I am pregnant and my insurance doesn't cover the pregnancy. I don't qualify for state assistance or medicaid.
I am trying to get my boyfriend to get a job with group health care ... |
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 Can one buy new affordable NJ health insurance for a chronic preexisting condition after a COBRA period ends? |
| What does the law say in New Jersey on this subject? If you have continuous coverage through your previous employer, and come down with a chronic injury or serious ongoing illness during your COBRA ... |
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 How Much Does Life Insurance Cost ? |
| how much life insurance i need, for how many years, and what can i afford to pay?... |
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 If the insurance company gives us money to fix the roof and we don't? |
| we had a pretty bad hail storm and the insurance company is going to give us money for the roof. we had someone look at it and the damage is really minor. if we use the money for something else ... |
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 Life insurance death benefits? |
Why aren't there better federal laws and/or state laws to "force" insurance companies to do more to get the death benefits paid to beneficiaries?
Example: Hard working ... |
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 When buying life insurance, does the agent know your past insurance "mistakes"? |
| I'm thinking of buying life insurance from someone I know well. Only thing holding me back from using this person instead of a stranger, is that sveral years ago, I had a policy and ... |
|
 Can u buy home insurance directly from the company? |
| is there a way to buy the home insurance directly from provider than going thru the agent ? Especially in FL, where the home owner's insurance is rising thru the ... |
|
 Car Insurance? |
Last year I paid my car insurance in one hit, online. This year, renewal price was higher because I got £50 cash back last year.
I saved £120 by searching around and went ahead with the ... |
|
 Can I buy life insurance on my ex-boyfriend? |
| I am a single parent and I would like to know that my child will taken care of if her father passes away. He should leave her something, I already have a life insurance policy on myself. He does not ... |
|
 What do you do if you do not have medical insurance? |
| I no longer have medical insurance-if I need medical care do I go to the hospital and who pays?... |
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 Can my employer legally switch health insurance without notifying me or getting my signature? N.Carolina? |
| I work in Charlotte, NC. I have been on one insurance plan for the past year. It was our annual enrollment period during the month of May. I get a new insurance provider card in the mail this past ... |
|
 What do I do if my unemployment benefits are about to run out? |
| I am collecting unemployment benefits in NJ and my funds are almost out. I haven't gotten any paperwork on an extention and I don't know what to do. I have been looking for work but there ... |
|
 How can I make my insurance appeal seem more convincing? |
| What can I add to my health insurance appeal form, to make it more convincing? I have a feeling they are going to reject my appeal so I want to sound confident and, if you will, intimidating.... |
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PrivateHeathCareSuck... | Can an insurance company deny my family health care because I'm pregnant even though I'm not in the plan? |
I have my own health insurance and my husband and kids were looking at health insurance just for them, and because I'm pregnant they were denied even though I would not be on the same plan or even get my health care insurance from the same company. How does my pregnancy allow a company to deny health care to my two boys? |
 |
 
KG Mom
|
Under federal law, when you deliver, if the father of the child has health coverage (group or individual) they insurance company is required to add the baby on the date of birth. So if you have a NICU baby, they would be required to cover it and the costs involved. And since they don't take chances, they refuse to cover the mother and the father.
However, they will normally cover the siblings. Reapply, asking just for coverage on your sons. |
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Don
 |
They are not denying your sons health care, they are denying them health insurance. I am guessing that your boys can qualify for insurance on individual child only policies. Your husband will be denied a policy because most states mandate that a newborn dependent be covered from the moment of birth. This is a huge risk to the insurance company. He should re-apply after your newborns 6 week checkup.
Good luck.
Don
http://mtnhealthinsurance.com |
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Coke Zero Queen
 |
You can apply for state insurance and most states will cover you and your children while you are pregnant. It may not be ideal, but it's better than paying for it all yourself. |
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lawman
|
Second person has excellent answer. |
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JOYCE C
|
Be honest,It is gonna take some time to find the answer for your question.Try to have a look the resource here
http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm for reference.
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Insurance Pickle.com
 |
Yes, the 2nd answer is the answer. Even if you weren't married he wouldn't be able to get coverage.
I have a friend of a friend who just spent $750,000 for a month in the hospital for their newborn. They had insurance, but that illustrates why the insurance company doesn't want to take on the risk. |
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mbrcatz
 |
An insurance company can refuse to write a policy, for ANY REASON. They don't have to take you, because you're wearing green socks. They don't even have to give you the REASON why they aren't writing you.
I don't know what the reason is, but typically, they will not write a policy on ANYONE when there is a pregnancy in the immediate family, until after the birth.
Likely, it's because of the exposure to the potential costs of the new baby - that first year of life and the last year of life, are where insurance companies spend the most money. |
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