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Your Insurance company uses a company called Cavalier to arrange the carpet replacement. Insurance companies have their prefered shops, but the shop will give a quotation, and you can either continue with the quotation through to install, or alternatively accept a cheque from the insurance company for the quoted sum, and buy your carpet elsewhere.
old know all
They normally have an arrangement with a shop that gives them a big discount. You can buy your carpet where you like, but they'll only pay you what it would have cost them if you'd replaced the old carpet with one of similar quality from their designated shop.
John G
your choice only thing you have to do is come up with the balance if you choose a carpet dearer than the amount that they agree to give you they will not give you what you paid for the carpet they will only give you what they think that the carpet is now worth now due to age wear etc.
Existence
I don't think so. By law in the car industry you have the right to shop around, but they have the option of paying up at what their vendor would charge them.
Lily B Talus
yes if it says this in the policy
dumplingmuffin
when my tv was replaced i had to get it from currys so the answer is yes