I have been living overseas and moved back to the SW USA. I tried to get the gas company to put service into my name but could not. Turns out there is already someone with my name, social security ...
witch I obtained in March. I don't have any real experience with insurance so I am pretty green behind the ears in the industry. What job can I get in my area? How do I get contracted with ...
I have health insurance through Anthem Bluecross and Blueshield that I purchased through ehealthinsurance.com during a time that my employer did not offer me insurance. My employer now offers ...
A friend of mine has an insurance card that is no longer valid and he has been using it for Emergency Room visits and Dr visits. Isn't this fraudulent and illegal?...
My boyfriend recently went to the hospital to get his back and neck checked out. It was very painful. They now sent us a bill for $2000 and they want us to pay for it. We do not have the money for it....
I went on line and purchased a detox kit. I haven't smoked for about 6 weeks. I have an exam scheduled for next week. Has anyone tried those detox kits? Do they really work? Or what do I have ...
Hi every one. I need help. I have a pituitary tumor amd im loosing my vision. I had surgery when i was 16 and now the tumor had come back. there is no Gov. programs that can help me but the medicar. ...
We were storing our ATV at the home of a family member when it got stolen. We didn't have insurance on it at the time and we want the family member's homeowners insurance to replace it. T...
Been looking for awhile and I'd appreciate help. I just moved to TEXAS for my hubby new job and I need health ins. for my son , who was dianosed with a tuberous scelosis Thank ahead of ...
I have failed the state insurance exam twice now. I was wondering if anyone has any tips to make the studying and the test taking a little easier. Additional Details I am taking the ...
My question is as follows:
What is the difference between me allowing someone to drive my car and me having someone listed as a second driver on my insurance policy when it comes to an accident. ...
Saw the movie 'Transformers' and this is what occurred to me during a particular scene, thought it might be fun for the insurance folks to debate (apologies if you find it too spammy). M...
faith
Can an underwriter for a medical insurance company get full access to my medical records?
not without your signature ( read the fine print )
almost anything they have you sign has a clause that allows them to share information ( so anything your old provider knows your new provider will know ) ( note that this is a document that you signed saying they could share -you do not have to sign one with the new company saying they can access old records that is a given if you permitted sharing )
jonesy634
If you signed for it, then yes. You probably signed a form while filling out the application that lets them review all your medical records. How else would they decide if they can insure you or not?
jane c
yes - but only with your permission
delicateharmony
In general, depends on what you've signed...
But with all the flaws and gaps in the system - if the underwriter is sufficiently motivated, yes they can get full access to your medical records.
-dh
mbrcatz
It's not full access, but limited access - but yes, they can, because on the application you sign away the right for them to check your records.
Chic
yes...you have to give permission to though...but ALL insurance companies require you to give permission.
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