 How do I sue a company for giving false information to an insurance company? |
| Work stated that I was constantly late off sick and had no commitment, I have proof to state ... |
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 No insurance-broken wrist?? |
what a should i do?
Additional Details
it happened at the beach. ... |
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 What insurance company would cover pizza delivery driver?? |
| O.K... I was just offered a job delivering for Papa Johns and I called my insurance company and they said they do not offer "commercial insurance" and they would not cover me. Can anyone ... |
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 No Insurance. Car damaged. Should I call the insurance company? |
OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged.
My problem is I don... |
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 State Farm vs. Farmers vs. All State? which is best? |
| I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking ... |
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 I was left an insurance policy, how do I find it ? my grandparents passed on, so how do I get it ? |
| My grandfather left an insurance policy in my name, passed on in 1980, and grandma passed 2 months ago. My aunt is an evil catholic who won't send it to me, she wants my mother's address, ... |
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 No ins. have back problem...how can i recieve help? |
| for 13 yrears have had lower back pains...hoped it would go away,wrong...now am unemployed.no ins.dont know what to do?... |
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 Whats a good annual premium for a 50,000 whole life policy? |
| I'm 28 perfect height and weight and don't smoke. No health problems and no family illnesses. Thanks.... |
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 Would it be a good idea for insurers to give a % of income they give out in claims? |
We all look for the cheapest premium, but we have no idea how they would perform if you had to claim.
I heard somewhere that car insurers give out much more that household insurance (or ... |
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 Where can I get a cheap eye exam for contacts? |
| I need an eye exam and my new insurance plan does not cover vision. Where is the cheapest place to get an eye exam?... |
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 Mom didn't sign her life insurance policy. Insurance company reverting to old one. Can I sue? |
| She worked for the federal government and was very sick when she made her beneficiaries. Now they are saying that it is not valid and will pay from an old policy. They are having us fill out a form ... |
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 What insurance company provides the best supplimental coverage for the 65 and over person? |
| I need to obtain Supplemental medical insurance as I am approaching age 65. What is the least problematic way to get necessary information on coverage without dealing with an agent of the companies.... |
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| Medicare insurance: I understand that you can assign your Medicare/Medicaid and eliminate private insurance.? |
One company said itheir policy would eliminate the ~$190/month Blue Cross Blue Shield is charging.
I'm confused.... |
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 If someone is a beneficiary on a life insurance policy and he/she dies, does the policy holder get the money? |
| I know that a policy holder can cash in on their insurance policy, I am just not sure if they can gain anything in the case of his/her beneficiary's death.... |
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 How do you get health insurance if you have a pre existing medical condition? |
| I have a pre existing mental illness that is controlled very well with medication, and I am a productve, very educated, young member of society and otherwise healthy person, and NO insurance will ... |
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 Bank Forced Insurance? |
| My bank has forced flood insurance on my mortgage payment and line of credit cos my neibourhood is consider to be in a flood zone now . Now my mortgage payment and payment of my line of credit is ... |
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 Insurance Settlement is it fair? |
| My wife was in an acident, received hearing loss, weakness, and stiffness injuries. She can not go to movies or concerts because the noise hurts her ears. Her left side has weakenss and she can not ... |
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Rhonda S | Can any insurance company contest a life policy after to years? |
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mkulda
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Yes they can.
They invoke the contestabilty clause most often when a policy holder makes a material, misleading or fradulent statement on the application.
The contestability clause is to help prevent from having to pay out on fraudulent claims and it helps keep down the cost of premiums for the rest of us. |
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Ron Mexico
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What is written in the policy stands as contract, so no they can not contest it. |
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mamatohaley+1
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Just because it is a contract does not make it 100% enforceable. There is wording in the contract that will allow the insurance company to contest. The biggest reason they can contest would be material misrepresentation. For example - say you died of cancer. You did not disclose the fact that you had cancer when you wrote the policy (even though you knew). Had the insurance company known they would not have written the policy. That would be misrepresentation and therefore a reason to contest the policy. |
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mei-lin
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Yes, if it has that clause in the policy forms. Many life insurance companies do. |
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tigertiggerii
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If it was a blantent lie and cover-up perhaps fraud, yes. I have read a couple case studies on this. |
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mbrcatz
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does to mean two? If so, then yes. Most policies are contestable up to three years, in some places, longer than that. |
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