 10 grand hospital bill....what now? |
| So I had health insurance, but forgot to pay on time one month. They cancelled my policy, and I called them and asked to be reinstated. I eventually got re-instated, but the time in between I had a ... |
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 Help! Is this wrong? |
| My husband and I were buying a home contract for deed. While living there we had to carry home owners insurance. In our contract it stated that the seller must cut down a tree that was in the front ... |
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 Cheating insurance? |
| i have insurance on theft. for example.. someone steals something from my house and my insurance will cover it... what if... i sell my computer ($1000) and a bunch of jewlery and stuff and then at ... |
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 Is it o.k to purchase life insurance on your parents without them bieng offended? |
| I have been contemplating the idea of purchasing a life insurance policy on my parents, because they both are about 62 years old and I know that eventually as much I would never want it to happen ... |
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 Identity question? |
i went to the bank with my mom to deposit my check. suddenly, i couldn't find my state ID and social security card. i probably dropped it by accident. is my identity at risk?
i am 16.... |
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 What sort of damage could someone do with your name & social security #, anything? |
Additional Details
If they buy things, get loans, etc. won't the police (or whomever) nail them with the address they gave?... |
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 Health Insurance options? |
| I have just graduated college and I am about to start a job that offers health insurance. However, I am clueless about what type of coverage I need. My company has plans with United Health and Blue C... |
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 Can I buy back my vehicle fom my insurance company - after it is totaled? |
If so, how much will they sell it to me for? (assuming they paid me $2,000) What if it had a value of $6,000? Is there some kind of 'formula' they use?
Additional Details
I ... |
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 Has your Bank/Credit Card company tried to sell you the ID theft assistance insurance yet? |
| What a bleeding liberty a they are the ones who leave our statements in bin bags out the back! You couldn't make it up!... |
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 I'm making payments, am I "Required" to have Full-Coverage Insurance? |
| I live in Southern California, and am making payments on a 2000 Toyota Tacoma through HSBC Bank. My insurance payments are $344.00 a month (more than my truck payment!) since I have two speeding ... |
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Rachna s | Can anyone tell me abt a good LIC Policy? |
I want to buy a LIC policy , which one is better pls suggest
for EMI-around 24000 yearly
or 12000 half yearly or 6k for q
any help will be highly apprecited |
 |
 
anitha b
 |
i think in lIC there is lot |
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gsgrulez
 |
nothing beats the unit linked policy of lic...as per ur requirements as this also give u a growth element.... |
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toknowmore
 |
If you need an expert advice to make the maximum benefit, contact me at pnkmurthy@yahoo.com |
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Deva
|
if you are specific in LIC, then
Lic's Money plus policy is bessst choice. it is a Unit linked policy.
if you do not want life coverage, then go for market plus policy.it is a Unit linked policy without life coverage.
In my suggestion Bajaj allianz's Capital gain policy will give more benefit and having very lesser service charges than LIC.
example In LIC you are going to loose rs 6000 extra as allocation and admin charges. means you are going to loose around 10- 20 lakhs in 20 years of time.
if you are int rested I can give you the comparative chart of both, for your consideration.
contact me in
devaraj09@yahoo.com |
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UNNIKRISHNAN N
|
you can go for jeeven anand which provides whole life and endovement protection. |
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Arun G
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ICICI Prudential.Just visit www.icicibank.com and apply on line,you can select so many schemes suitable for you. |
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Parry
 |
The list of policies is very long.....
Term Life
Term life policies cover you only for a "term", or a specific period of time -- usually for one, five, 10, 15, or 20 years or until a specified age, such as 65.
Whole Life
Whole life policies are a type of cash value life insurance that offer protection throughout a lifetime--that is, for a person's "whole life." You pay the scheduled premium from the day you buy the policy. As long as you pay the premium when due, the policy remains in force throughout your life or until you cash it in. The scheduled premium may be level or increase after a fixed time period.
Endowment Policies
"Traditional" endowment insurance provides you with life insurance for a specified period of years and then matures for a defined sum of money. This sum, usually the face amount, is paid to you at the end of the period. If death occurs during the term, the face amount is paid to your beneficiaries. An endowment policy is something like a savings account.
Variable Life / Unit Linked Insurance Policy
A variable life policy allows the owner to invest the policy values in a selection of separate accounts similar to mutual funds. Separate accounts could include money market funds and mutual funds invested in stocks and bonds. |
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