 Can I purchase life insurance on my husband without his signature? |
| My husband is 41 years old and in perfect health but he won't get life insurance because he thinks nothing is going to happen to him. Is it legal for me as his spouse to purchase a reasonable ... |
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 Can I collect disability if I am married? |
| I was diagnosed with MS. My husband does not make anywhere near enough money to pay our bills. Can I collect disability?... |
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 Why are insurance agents never in their offices? |
| I've had State Farm for 12 years and had four different agents. I've never seen one in their office, nor have I ever met one. What are they doing?... |
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 What is the best insurance company that will give me a good rate, and good coverage for a 16 yr old teen? |
Good driving record with no incidents and and good grades with excellent attendance.
Doesn't matter if it's an online insurance company.... |
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 Should I or should I not? |
| I have been working at my current job for a little over a year. My boss is also a friend of mine that I worked with at another insurance agency, and when he got his own I followed him to work for him.... |
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 Help! I lost my Wallet!? |
Inside was my Driver's License, a Debit Card, Health Insurance Card, and my California ID. What's my first step?
P.S. Just got home from a 18 hour drive from Colorado. Im ... |
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 Auto insurance question? |
| if you leave your car running and walk away from it for a second and you see someone jump in it and take off while you run back and are hanging on to the door for dear life while they screech off ...... |
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 Does Whole Life Insurance Make Sense for me.? |
| I'm 42 married with 2 kids. I have $1.5M term life purchased through an irrevocable trust and my wife has $500,000 of term. We have no mortage, car payments and college savings are basically ... |
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 Does anyone work for Blue Cross Blue Shield? Explanation of Benefits Q....? |
Plan my wife and I are on: Blue Choise POS 10
My wife is 27 weeks pregnant. She has to go to Labor and Delivery because she had stomach problems, abdomenal cramping, and back pain.
<... |
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 Renters Insurance / Personal Property? |
| I am a college student and spend 9 months out of the year in an off campus apartment. I was wondering if anyone knows of cheap personal property insurance that would be good to look into to cover my ... |
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 If I was hit on someone property can I sue her condo's insurance company? |
| I'm already sueing the women who hit me with her car, but I am loosing a lot of money out of work now. I was hoping on some kind of advice that my lawyer hasn't thought of....... |
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 Is this insuarance fraud? |
| A friend of mine cashed a check from his insurance company that was supposed to be used to pay the anesthesiology bill for surgery. The check was made out to him and him alone. His disability ... |
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 Does becoming pregnant qualify as a life changing event for most insurance companies/employers? |
| Commonly, life changing events are listed as marriage, divorce, and birth of a child, ect. If a person doesn't have insurance and learns that they are pregnant, will most companies allow ... |
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dick g | Can companies go back on their word? |
Holiday Insurance - baggage delayed 24 hours, policy in bag as not allowed on plane at that time, called Insurance Co. from Spain. Told £100 to spend, when ? anytime before return they said. Lodged claim, now say invalid as not spent WITHIN the 24 hours, policy says ..bla bla.. Any legal arguments you can suggest? |
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noodle
 |
In this sort of situation I always badger them, harrass then by phone, by letter and take names, always ask for supervisors cos they obviously wont be able to help you, complain when they tell you that you cant speak to spervisor.
HARRASS THEM.
send a letter to the press and/ or the ombudsman. |
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Mart
 |
Check the small print. If it's not there you have a case because of what you were told over the phone, but it will be difficult to prove. |
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Veston Pants
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They do it all the time mate. Dealing with holiday insurance is a feckin nightmare. I used to do it. Insurers treat the policyholders like 5hit then complain when the general public call them sharks. |
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?
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if you got it in writing and signed by someone from that company you got legal ground,if not..,ah well everybody can say what they want without being held responsible for it. |
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origamimark
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You sometimes get the impression that any knid of insurance is a big waste of money with all that small print that essentailly tries to take over your life with its exclusions and special conditions. Then when you make a claim, you end up wasting so much time and getting so frustrated you wonder why you let these bastards into your life.
I guess what they are saying is that the payment was intended to tide you over while your baggage was sorted out. It seems a bit petty to have a limit such as this though, and the guy who you spoke to should have made the time restriction clear.
You live and learn. Next time insure with a different company, and make sure you understand, and get in writing, what you are paying for, in plain English. |
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Jenyfer C
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it's difficult to fight a contract |
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taz c
 |
They can & they often do go back on their word, especially insurance companies, who specialize in TAKING your money & not GIVING IT BACK! Especially applies to foreign insurers, who know you aren't familiar with their Terms & Conditions & can say & do what they like! Future advice, get your insurance in Britain, with a British company, & don't always use the cheapest one. Can't guarantee this'll work, but at least it'll be a British company you'll be dealing with. Hope this helps!!! |
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mbrcatz
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Look at the small print on your agreement . . . it should have all the terms and conditions spelled out, from when you purchased it. If it isn't noted there, they might have a hard time enforcing it. You might need to sue them. |
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Lulabelle
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Firstly you must read ou policy wording, including the stipulations exclusion to check if the policy defiantly covers you for 24hr baggage delay as some policies do state the money claimed it has to be used within a period of time?, if this is not the case and no time scale is given then you must ring the insurance company and make you claim or obtain a claim form from your broker. Under no circumstances can an insurance company refuse/repudiate a claim if the cover is stated in their wording.
If you have any problems with the Insurance company they will be regulated by the Financial Services Authority and Insurance Ombudsman and under this code of practise they have to adhere to policy wording, failure to do so could result in a big fine. |
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Monkey Harris
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It doesn't matter what a bloke on the phone said. If it says in your policy document that it had to be spent within 24 hours then that's how it is unless you can obtain proof that you were told otherwise. |
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