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 Do life insurance companies check your medical records after you die?
Let's say that you get life insurance and claim to be a non-smoker. Then let's say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will ...


 Why does Churchill keep sending me junk mail when I don't even drive?
I'm registered with the Preference service, so I could get less junk mail. It's not blimming working! My postie is still shoving rubbish about next week's price of baked beans through ...


 What liability should I consider when purchasing Condo Insurance?
When purchasing a Condo Insurance, how far should I go with liability protection? Can HOA or my neighbors as individuals sue me if it was my barbeque grill (lit cigarette, etc.)?...


 Life insurance question?
My single son just commited suicide... His life insuance went to his exwife and young daughter (50,000) should she pay the funeral expenses (7,000). or should we his parents? She hasnt' offered ...


 I just got married, how long does it take to include me to my husband's insurance?
...


 How to make insurance policies?
I need a plan to sell insurance policy. It must be a quick ...


 How do you fight it when an insurance company refuses to pay for something because it is "cosmetic"?
I was born without four permanent teeth and there are no insurance companies that will cover the implant surgery or even a less functional option of replacement because they say it is "cosmetic.&...


 Should insurance companies pay for enhancements as well as medical things too.?
I mean if something like cosmetic surgery could help someone get a better paying job;couldn't that be a pay-off tooin the form of higher earnings....


 How can people believe in universal healthcare "insurance" when it never worked anywhere in the world?
Universal healthcare is too expensive. The poor is ready covered with insurance. Youll have to wait a year to get a surgery and by the time of surgery your all ready dead. UNiversal healthcare will ...


 I can save money by placing my child on an individual health plan, but my company says I cannot make changes.?
Are there any loopholes?
Additional Details
My daughter and myself are currently on the plan. My wife is on a health plan through work. I pay $350/month have my duaghter on the plan. I ...


 How come more people don't buy supplemental insurance through their workplace?
More employees should inquire about this cost effective option for paycheck replacement. It has saved peoples financial future. My mother-in-law had it, and when she suddenly became disabled, it ...


 I am 17, and want to run a dance class, is there anyway I can get public liability insurance ?
I have ran various workshops before but they have all been with the theatre school i help out at. Now I want to start a weekly dance class, and I know I need insurance, but they will only sell ...


 Health insurance in the US?
Thinking of coming over to your fab country for a while. However, I hear you have to pay for your health via insurance and 1. wonder as a long term semi resident can I buy insurance on a monthly ...


 How much does health insurance cost for 2 adults and a 2 year old?
...


 When will I be able to leave the wheel chair?
I am Amit Mittal working in SIDBI Bank at HO in Lucknow, India. I had fractured my right leg in September 1997....


 I need to find a dental insurance plan for clinton iowa!?
A friend of mine live in Iowa and he needs an individual dental plan. I have dental experience but I am not familiar with the private ins carriers out there. He has to have a private one he doesnt ...


 Is canceling insurance illegal?
...


 I have heard that you can insure your car for 1 month at a time but i dont know who through,?
...


 How much life insurance should I get...I have a 9 month old baby?
I have a 9 month old baby and I currently have 50,000 life insurance thru my employer....I was thinking about getting additional but don't know how much....I am not married therefore I am the ...


 Life insurance for my father-n-law?
My sister-n-laws are interested in purchasing a life insurance policy for their father who is 62 years old for future funeral cost expenses. They figure that a $10,000 should be sufficient and we ...



Shawn B
Can enployer who provides free health insurance as a benefit for working night start charging you?
I have worked for a company for 5 years and Always had free health insurance for working nights when I started it was considered a bennefit now I have to pay can they do tht under law
                     
 




lilwunda
Yes, employers can pretty much do whatever they choice as far as how much benefits that they provide.
With the cost of everything going up, employers are considering cost, and they are making employees pay for some of the cost of their medical benefits. Many, many, companies are following the same trend.
With a lot of people out of work, you have to consider the fact that you are employed, and go ahead a pay the cost of the medical.
You can always decide to look for another job, but you won't find too many companies that provide medical 100%.


HealthQuote360.com
Yes, employers are not required to pay any or all of an employee's health insurance benefits.

However, you may have a case against the employer if you have some form of written documentation (such as an employment contract) where the employer states that they will provide health insurance benefits for you for a certain period of time.

Either way, individual health insurance is much cheaper than group health insurance so it can pay off to shop around.

Be sure and compare quotes from reputable companies in order to find a good policy for a cheap price.

Here is some more information on finding cheap health insurance:


src50
Rating
Yes, they can, as long as the same rules apply to all employees.


mbrcatz
Yes. They are not required to pay ANY benefits coverage for you at all, or even provide you access.


ANDY
Rating
HELLO
PROBABLY WITH PROPER NOTIFICATION
BUT WHAT THEY CAN'T DO IS INSIST YOU HAVE IT,
WERE YOU NOTIFIED ABOUT THEIR INTENTIONS AND GIVEN AN OPTION TO OPT OUT IF YOU DIDN'T WANT TO PAY FOR IT.
CHECK WITH LOCAL CITIZENS ADVICE


whale shark
Rating
Sorry I dont know but just wanted to say I feel sorry for you, 5 years and now they`re going to add on an extra 100+ to your bills every month. You have my sympathy!


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