 Which insurance company in India gives the following in one Umbrella? |
health insurance+accident insurance+life insurance+property insurance+house insurance+vehicle insurance+other miscellaneous insurance (if any).
Please give me the company's website address ... |
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 Can a provisional driver be added to insurance? |
| i am learning to drive and bought a car. i priced insurance and its very expensive, i was wondering if i was allowed to be added to my parents insurance as a named driver bearing in mind that im a ... |
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 I am looking for a good life insurance company? |
| I am in my late 40's and I would consider myself low income ... |
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 Need the cheapest term insurance for someone 55 years old? |
| I would like to buy a $100,000 term life insurance policy. I am 55 years old. Anyone know about how much this would cost me and the best company to buy from?... |
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 Life insurance scams? |
| hello - i am writing a screenplay and a small portion of the movie is about a guy getting killed because of his life insurance. i need to set the period in a time where life ins. was sort of a new ... |
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 Health insurance and coverage? |
| I've just been offer health insurance through the temp agency that i work for. It about $20 a week but will only cover up to $7,500 annually in medical expenses. Is that a good deal or should I ... |
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 Do i save money if i get an insurance just for myself or join my dads insurance? |
| im a new driver..i dont have a car yet but im definitely buying a used car maybe honda civic. Im 18 and a female. my dad has been with his insurance for 4 years now..wud i save money if i join his ... |
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 Auto Loan Insurance? |
| Can someone please tell me there is any financial institution that offers some sort of auto loan insurance...something like mortgage insurance..that if the loan originator passes away, the loan will ... |
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 How do I get an Isurance Licence? |
| how do I get an Insurance licence?... |
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 Do health insurance carriers consider prematurity a pre-existing condition non-elegible for coverage? |
| if i have to change jobs and thus change insurance carriers, does anyone know if a dependent child's health issues due to prematurity would be considered a pre-existing condition and not be ... |
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 I'm trying to get myself health insurance but girlfriend is pregnant. Do I just not tell them? |
| Ok, I am trying to setup my health insurance at work. I just found out the other day that my girlfriend is 8weeks pregnant. She has already gotten on medicaid so im not worried about having to ... |
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 Homeowners Insurance-Some insurance agencies such as CHUBB, it appears that they offer personal con't? |
| liability coverage. If my automoble insurance policy had laspted and I was involved in an injury accident, would my homeowners insurance policy cover the medical injury payments?... |
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 How much does Homeowners Insurance usually pay? |
I had a bunch of musical equipment stolen.
The *retail* value of all that stuff is somewhere around $3,600.
The price you'd realistically pay in a store for new equipment ... |
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 My question is about auto insurance.......? |
I live in a fault-based, or “tort liability" state. I have all the usual auto insurance, including $2000 per person medical payments and $50000 bodily injury liability.
If a ... |
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 Forced place insurance? |
| Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?... |
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 How do fight life insurance company? |
I was trying to put my finance in order. I called People Life Insurance and got Monumental. They claim I have a loan on these policies. I said I never received a bill from Monumental.
From P... |
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My two cents | Can health insurance brokers put there own group of people together for a better price.? |
Someone told me to find a health insurance broker since i have none. And that they put groups of people together who needs it for like a group rate. IF this is so and you have more info with a web site please let me know.
Additional Details
my benefitsplus.com ask me to key in a number and when i key it in it still will not let me go any furher |
 |
 
mbrcatz
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You can't do that any more - put non-related groups together, and get a lower rate. That's because the higher risk people did it, which increased the claims of the group, which increased the pricing, which made the lower risk people drop out, which increased the percentage of less healthy people, which increased the claims of the group, etc.
The claims paid out spiral upwards faster than the premiums can, to cover the claims. But the broker is STILL your best bet, as they know who's got the most competitive plans in your area, AND, can help you balance premiums and coverages. |
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HealthQuote360.com
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Most states have laws that prohibit anyone from forming a group solely for the reason for wanting to get a group health insurance plan.
While group health insurance plans have very minimal underwriting that is also the reason why group plans are about twice the cost of an individual plan with similar coverage.
Here is some more information about group health insurance: |
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Insure Man
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Yep, if you are putting together a group only for the sake of getting health insurance, then that is considered to fraudulent by the insurance companies. They will ask a lot of questions to make sure this is not occurring. You are better off shopping for an individual health insurance plan.
You can view some quotes here:
http://www.ohioinsureplan.com/index.php/insurance/carrier-quotes/ |
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Insurance Pickle.com
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Group insurance costs more than individual insurance so the answer to your question is "No they can't" and "no, you wouldn't want to." Group insurance has quicker and more lax underwriting, but they charge more since they're taking on more risk by doing so.
Insurance isn't expensive. Not having it when you need it is.
Jeff |
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