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This covers minimum requirements.
Additional Details
Thank you for the valuable info. mbrcatz1. The whole policy is $390.00 a year. So I will definately check it out.... |
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mobetta3804 | Can i cash my insurance check if it has my name on it and the body shop name on can i use it to pay other bill |
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sharp32548
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The reason it has the body shop name on it is to stop you from being able to cash it and use it to pay other bills |
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Romans 1013
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No, this insurance company issues the check that way to make sure that you have the repairs that you filed a claim for done. If the damage is purely cosmetic, and not mechanical, you MAY be able to get the body shop to sign it over to you, but that is a stretch. Typically, the body shop will want the business, as they are there to make money, and the insurance company wants to make sure that the money is used for what it was originally intended. To do otherwise is what helps drive auto insurance rates up. |
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Jan
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the body shop also has to sign it , I don't think they will |
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Jason S
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The body shop would have to sign over the check to you and I DOUBT they will do that. If it is important to you, ask the company to re-issue the check in your name only. Generally speaking there is nothing wrong with using the money for other purposes. The main issue is that you can never again claim damage to the same part of the vehicle, even if someone hits you in the same spot and worsens the damage. Be very careful with this.
Good luck! |
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mbrcatz
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The body shop will ALSO have to sign off on it.
You can also ask your adjuster to re-issue the check WITHOUT the name of the body shop on it. If YOUR insurance company is paying for it, and you have a loan on the car, they can reissue without the body shop on it, but they WILL include the loan company. Then THEY have to sign off on it.
You should be asking YOUR agent this. |
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mageta8
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You can, but I suggest that you don't . That money is for you to pay the body shop bill. Unless you know for sure you can pay that bill as well then go ahead.
You know...is this made out to you AND the body shop or does it say you OR the body shop? If it says and then I'm sorry but no you can't use it to pay other bills. Both of you have to sign the check. Now if it has your name and says OR then yes you can sign it and not have the body shop sign the check. |
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