I am pretty much homeless, I have an annuity, can i take that out for emergencies? |
Additional Details Um yea, thanks for your answer Erica. I am on my uncles pc just so you know. And I said pretty much. If you didnt know, there was no reason for you to answer. Thank ... |
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Which home insurance company should I choose? |
| I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. A... |
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Can I purchase Zyban under my insurance? |
I am going to try Zyban or Chantix, but are they covered by my company health insurance?
Some of my friends say Yes, some say No.
T... |
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Seriously...How do you really understand your car insurance coverage? |
| It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on ... |
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I need 2 insure my car? |
| can u recamend a cheap incurance company?... |
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In what way is this covered? |
| My car was broken into at my parents house. The stereo was stolen out of the car along with personal items (Clothes & such). I filed a claim with my car insurance and they are paying for the ... |
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Hazard insurance??? |
Im buying my first home and i need some help finding out what i have to pay other than my basic mortgage.....
so.. what is hazard insurance estimated at 150/mo
what is real estate taxes..... |
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Do you have a suggestion for a health insurance company? |
| I am looking for one that does not have a waiting period for current medical conditions or persciption coverage. Also one that is accepted widely. I do not want Blue cross and shield.... |
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Car damage? |
I work for a bread factory. I parked my car parked in the staff car park. There was a flour accident and it went all over my car.
I got my car washed, however it has stained my bodywork. H... |
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HeLP!! Dental insurance question??? |
| I was told in the consultation that my insurance can only cover 80% of my removal of my 4 wisdoms teeth. It will be $1,500 to remove my wisdoms and the insurance can only cover $1,200 according to ... |
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Can some one explain the different life insurance options in laymen's terms? |
| My hubs is self employed, I don't work and we're hoping to start a family very soon. We don't know enough to make an educated choice right now. We want to get the most for our money ... |
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Which life insurance would suit my life? |
I am 25 year old male. In strong health. I have a mortgage, car loan, and no credit card debt. I have no wife.
Which life insurance would benefit me but is also able to change with me as I ... |
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What are some situations where life insurance is not needed? |
| I need this for a financial planning project. i need to find out when life insurance is not necessary in a ... |
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Does anyone else believe that car insurance is complete thievery??? |
i mean,have you ever really thought about how much money you are flushing down the toilet every month, when you write out one of those checks???how many of us really benefit???
what about ... |
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Need Health Insurance!? |
| My husband’s company doesn’t provide benefits. We have three kids and need health insurance. We have been looking but all the insurance you can find is like $10000, $5000, $3000 deductible, 20% ... |
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Ken L | Can i claim huge insurance payout if i commit sucicide ? |
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John
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Read your policy.
My policy stated if I commit suicide within the first two years of purchase date, my beneficiaries cannot collect any money. After this two-year grace period, regardless of how much my policy amount is, my policy will pay even if I commit suicide. |
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vicko9855
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No You Can't Because You'd Be Dead |
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Evelyn S
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If you commit suicide within two years from a policy's date of issue, your heirs cannot collect any benefits. After this initial two-year period, if your death is suspicious and the policy coverage large, the insurance company that issued the policy will ordinarily investigate the claim and not issue any benefits. |
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Tan D
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You have to read your policy. Normally a insurance will only pay out for commit suicide if it's in force for more than 2 years. |
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DFK
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Most life ins co's don't pay out on suicides to your beneficiary's.
However, In some policies there is a clause that states that beneficiary proceeds can be payable after 1 or 2 years in the event of suicide. They do this to prevent people from taking out life insurance for "suicide"ambitions.
Read your policy. |
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avaldreteiv
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I don't recommend suicide to try to get a policy to payout.
That being said, the place to find out is in the policy contract itself. There are companies out there that after the 2 yr contestency period, will not look at suicide as reason to deny paying the claim. If your beneficiary murders you though they will not get the death benefit, instead they will get a pretty new jumpsuit to go with their new surroundings. |
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Nebraska debtbuster
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What a question....READ THE CONTRACT UNDER SUICIDE. Most have a 2-year waiting period, then the policy (depending on the contract wording) will pay the beneficiary that is on the policy.
Please do not find out...you won't know whether it does or doesn't. |
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skdonweb
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If you commit suicide then how will you claim money? From heaven :-)
If you want to know whether your nominees will get any money after you commit suicide, the answer is "NO". As far as I know, almost all the insurance companies have this clause that they won't pay money if the insured person commits suicide. Some may pay money, but only after a certain number of years have passed since the policy was bought. |
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WIDOW
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Insurance claims do NOT pay on suicide and you asking the question: Can I claim huge insurance premiums if you commit suicide. Suicide leaves you dead and you can collect nothing. Fool ! |
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LiLsHoRtYjEsS
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no it only covers natural courses |
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