 Insurance question, this sounds a bit dodgy.....? |
| if a claim on car insurance is for £5,400.00 which is the value owed to the finance company, but the value according to insurance company is £5,000, can they ask for the £400 to be paid to them ... |
|
 Does Blue Cross & Blue Shield Massachusetts cover an abortion? |
| I read recently that one woman had to deal with BC&BS telling her that her miscarriage was an "elective abortion," and therefore not included in coverage. This worries me. Would that ... |
|
 Will insurance cover an accidental rifle shooting with in my truck? |
| I accidentally shot through my back door of my extended cab damaging my leather seat and door panel. The bullet did not come through, so there is an indentation on the outside of my door; a little ... |
|
 Is health insurance really worth the money? |
| I haven't been to the doctor's office in over eight years because I'm in such good health. Is it really worth spending $55 every pay period for something that I've never used? I... |
|
 How can you find out which insurance company your car is insured with? |
| My daughter got stopped by the police today and has to produce her documents. She has insurance but cant remember who it is with and cannot find the policy. Does anyone know how she can find out. She ... |
|
 How does my 21 year old son get health insurance? |
| My 21 year old dropped out of college and is trying to get back in part time. Would my employer cover his health? How else can he get himself covered? What types of costs are we looking at?... |
|
 How much does house, auto insurance cost from allstate? |
| i'm doing the "marriage" project in health and i need to know how much insurance cost and utilities ... |
|
 I have ownership to a insurance policy my Mom left my Dad wants me to sign it over to him do I have ro? |
| My Mom passed away a few months ago and my father already remarried. I recieved a letter from my dad asking me to sign ownership of a life insurance policy my Mom had to him. If I don't he said ... |
|
 Is there a insuance company that i can get some life insurance on my father who has preexisting conditon? |
| my father is 75 and has no life insurance. is there a way i can get insurance on him now with high blood pressure, diabeties,depression but no suicidal tendacies?... |
|
 I was burgled, will my home insuance give me the items back or will i get it in money? |
I was burgled, will my home insuance give me the items back or will i get it in money?
yea thanks, we was burgled yesterday, just wanted to know if anyone knew how i would get my items ... |
|
| Should my husband put me on his health insurance? |
| My hubby took me off of his policy last year and I've been without this whole year. Thank the universe nothing too serious happened to me that I couldn't take care of either myself or with ... |
|
 Why is it that a person without health insurance has to pay full price for a doctor's visit...? |
... but when someone with heath insurance visits the doctor, there is a discount on the cost when it is covered by the insurance?
I had gone for a year without health insurance, and I had ... |
|
 How Benefical is life insurance for children? |
| Is it better to invest in bonds or start a savings acct ?... |
|
 What insurance covers Cosmetic Surgery?? |
| If you have an insurance that covers it or a site that shows a search for insurance companies, or a policy Ican get to cover it please let me know.... |
|
| I need $ and I already burnt down my car and house for insurance. What else can I burn? |
Aw please... you gotta help me! I'm 50 grand in the hole! Maybe I can beg Midge to let me move in with her.
Additional Details
Burn myself? Listen, you little yellow-bellied rat ... |
|
 Whats most important about Home Insurance - Price or Cover? |
| Do you think it is better to go for an unlimited more expensive policy or a specified policy with limits if it is cheaper?... |
|
 Do car insurance pay for flood damage? |
| my daughter got caught in floods yesterday and her car is knakered do car insurance companys pay for flood damage ,when she rang them they told her it sounded mechanical but RAC said it was flood ... |
|
|  |
NIcole | Can i claim on insurance? |
After the terrible wind we had on thursday i noticed a big crack in my daughters bedroom window. Can i claim on my insurance for this? If so which one building or household? |
 |
 
mbrcatz
 |
Glass is part of the building. You can put a claim in, but likely the cost to replace the pane of glass is under $100, and your deductible is most likely over $250. They will NOT pay to replace the entire window, only the pane of glass. They will look at the glass to see if it was a cold crack, or if something hit the window from the outside or inside. The only claim that is covered, is if something hit the window from the outside.
Plus, the claim will count against you as far as rating goes - you could be "uprated", and you WILL lose any loss free discount you might have.
Frankly, this should just come out of your house maintenance budget, I'd never file the claim if it were me. |
|
glamour04111
|
building but see if your deductible is higher then replacing the window |
|
Dan S
 |
You can make a claim on your insurance for your home (the building). |
|
RIZ
 |
It will be your buildings insurance |
|
auntdeen06
|
you can make a claim,but what is your deductible?your deductible could be higher than the cost of the window. |
|
john a
|
Building. Household insurance covers your valuable items. Your window is part of the building. Anything FFF ( furnitures, fixtures and fittings) are under household. |
|
Casino Rob
|
This will be a claim on your building insurance and you will have no problem whatsoever in claiming.
Most insurers have a preferred supplier for glass replacement (ie. Solaglass) so give them a call and they'll either appoint them directly or give you their freephone number.
This will be one of the easiest insurance claims you're ever likely to need to make. |
|
DAVID J
 |
i dont think you can as bad weather is an act of god but it wont hurt to ask your building insurer |
|
Lizard
|
Sorry to be negative but how do you thin the wind caused a crack in one window!? This would not be covered as storm damage unless but more like Accidental Damage. If it had been storm damage then you would expect to see a lot more. The best you can hope for is to be given benefit of the doubt! You will be asked how old the window is , where is the crack - internal pane or external? Again buildings - anything you can't take with you when you move! Contents is the opposite. |
|
Mark J
|
it would be buildings insurance. however unless it is a large window (say a picture window of several metres area, then I dont think it will be worth claiming as the excess will probably outwieh the claim value
to amke a claim inform your insurers as soon as posisble, stating what happneed and ask for a claim form..some can take details over the phone.
beofre doing that I'd check what the excess is, and get a rough estiamte of waht it would cost to do the work., and then make your mind up. |
|
Sonny Walkman
|
It will be your buildings insurance. - Give them a ring - the worst that can happen is they say no. |
|
Bill P
|
Not only is it likely that your deductible is probably higher than the cost of the window, but if you put in a claim your premiums will probably get increased. |
|
egger
|
the claim would depend on the quality of the cover you bought. it would be buildings insurance. give em a call and find out |
|
Exterminator
 |
Try both as most policies these days are jointly for house and buildings. Was it caused by the storm as you need to prove it and say how it was caused so no fairy tales? |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 30 minutes(s) ago
| | | |
14 | 1 hour(s) ago
| | | |
14 | 4 hour(s) ago
| | | |
14 | 8 hour(s) ago
| | | |
14 | 2 day(s) ago
| | | |
14 | 3 day(s) ago
| | | |
13 | 1 week(s) ago
| | | |
14 | 2 month(s) ago
| | | |
14 | 7 month(s) ago
| | | |
14 | 12 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
