 I need a knee surgery? if i get medical insurance. it will cover the 5500 i need? |
my question is when i get interviewed for insurance, should i not tell him about the bad knee so they will take me?
i know the surgery will help and i can just wait a month and say i had a ... |
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 I joined an expensive gym about 6 months back and find myself never going, i called and tried to cancel? |
| the membership saying it was medical problems (I was lying...I know I am sorry...not really though, this gym is over priced) but the lady said I needed to present a doctors note in order to have get ... |
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 Do I need flood insurance for my condo unit or the building as a whole? |
| My mortgage company recently sent a letter stating that we need to provide proof of flood insurance. Fema has now declared my address is in a flood plain. Wouldn't the building need to be ... |
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 My car was inside a garage that cought fire will the home owners unsurance cover the damage? |
My fathers garage cought fire on friday he is insured by state farm unfortunately my car was inside of the garage.
I whant to now if my fathers insurace will cover personal damage to my property.... |
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 Life Insurance? |
| I had a child in 2007.. is it necessary for me to get life insurance? Why.. and what is the best carrier (in your opinion) to use? Also, what rules do I need to know before I opt to get it? Thanks.... |
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 Can i get disability insurance through my business if I'm diabetic? |
| I own a small business in CA & cant be insured under Workers Comp....... |
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 Contents insurance? |
| what is the average amount of money that people cover their contents for? i have a 3 bed house with the usual amount of electrical paraphenalia, how much cover should i have? is there a site where ... |
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 Can my wife remove me from her Health Insurance? |
| My wife and I have separated. We are currently living apart from each other. She is employed full-time. Recently, she cancelled my health insurance that she receives through her employer. I had heard ... |
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 Why does Suze Orman hate whole life insurance? |
Orman repeatedly says how much she hates whole life on her show.
I was doing a bit of research and found that Robert C. Wright who is the head of NBC Universal (Suze's Boss) spends 506,000 ... |
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 Is plumbing failure covered by home insurance? |
| pipes under the house are broken th the sewer lined requires breaking up the floor of basement and lavoratory to ... |
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 What's the cheapest/best insurance company? |
| I've seen all the crap on TV... insurance companies claiming you can save hundreds of $$$ if you switch to them... I currently have my full coverage policy through State Farm. Can I REALLY save ... |
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 Does a homeowners policy cover excessive damage that the tenants did to a rental property? |
| After surveying the property upon the tenants' moveout, I discovered that they had completely trashed the place, doing damage far in excess of the security deposit. Is that something that would ... |
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 Insurance Agent? |
| If I wanted to become an insurance agent, how do i go about getting an insurance job, just so i can gain some experience? Are there companys that do paid internships near stamford, CT? T... |
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 How will know if an auto insurance company is fraudulent or not? |
| what agency should i go to check whether if its legal or not?... |
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vedwards04 | Can i get health insurance for my girlfriend? |
I work with company that has medical benefits so I have insurance. My girlfriend has become ill and is in need of health insurance. Can i put her on my plan even though she isn't related to me. We have Blue Cross if that makes a difference.
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 |
 
Don
 |
It depends on what state you live in. Some states allow for common law marriages if you meet certain requirements, others allow for domestic partners, and some only if you're of the same sex (weird). The decision may also be left up to the contract your employer has with Blue Cross. Ask your HR manager.
However, your biggest problem is that you must wait for open enrollment, or have a qualifying event, such as getting married. More info on qualifying events in the link below. Also, the insurance company can, and will, impose a preexisting condition exclusionary period of 12 to 18 months.
Bottom line is that insurance needs to be bought pre-need. Call a local agent. An individual (non group) plan will probably cost less than adding her to your group plan. Plus, she will own the policy, not your employer.
Don
http://mtnhealthinsurance.com |
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Lori S
|
If your employer allows you to add domestic partners and you meet the guidelines, then yes she could be added. There may be a waiting period or you may have to wait until open enrollment to add her. So this may not be an option at this time. |
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Andy P
 |
Unfortunately, most companies won't put a girlfriend in your health plan. I tried it before also and didn't go through. They have to be a family member or wife. |
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rtfm
|
Does she live at the same address as you? If so, it may be possible to add her. You'd have to check with your HR people or with the customer service reps at your health plan offices.
You may also run into a problem with this being a "preexisting condition" if she's already sick. Good luck with that. Make sure she gets to the doctor and takes care of herself, even if you have to pay something out of pocket for her care. Or check with your state and see what kind of low-cost programs they offer for people who are uninsured. |
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car253
 |
Why not marry her. Then you would be able to add her. |
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KG Mom
|
It depends on what state you live in.
In Texas, you can decide that today she has become your common law spouse and add her today. Seriously.
You need to get with HR and declare her your common law spouse and ask what your options are for your state.
However, your insurance form may also become your marriage licence. So if at some point your relationship ends, she can get a legal divorce and all that entails.
BTW, you may have issues with pre-exisiting condtions |
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mbrcatz
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Most likely not. Most companies require you to be married, to include an opposite sex partner on your health insurance.
Why don't you just marry her? Most states, you can get the license, wait three days, and get hitched pretty quickly after, and THEN you can add her to your work policy. |
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