 Legally speaking, do you have to exhaust all severance pay before you can collect unemployment? |
| A friend of mine recently became unemployed. His company offered him severance pay. But, in order to receive severance, he had to sign paperwork agreeing not to sue the company. He was supposed to ... |
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 Where can I get life insurance for a person with a mental disability? |
| I need to get life Insurance for my husband (42 yrs. old) who has a mental disability called Paranoid Schizophrania. We had life insurance for him before, but when he got sick, and had to leave his ... |
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 Is it better to pay out of pocket or file an insurance claim for body damage on a car? |
| I recently bumped my car into a wall and have some body damage and got an estimate of $1200. I have a deductible of $500.... |
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 House robbed does insurence pay for it all? |
| okay me house was robbed and thay took 2 thousand dollars in the closet my laptop and my moms jewlery were stolen does the insurence pay for the stuff that was stolen and if they do what if we dont ... |
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 Car was financed sold to new company...is it legal to increase my loan for lack of insurance? |
| I have a loan for 12k. I have had insurance but shopped for a better rate. My intentions was to add to my homeowners policy. the company increased my rate by $2000.00. and added that i was ... |
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| If health insurance isn't offered through your work can you have an hsa? |
| I won't have hsa offered through work. But I want it, can it be done? Tell me what you know about hsa's. Thanks.... |
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| I have a drivers liscense but no card and no SScard or Birth Cert. how do i go about getting one? |
| I lost my drivers liscense i have a number but no card. Also i have lost my social security card as well as my birth certificate. I am legal of the United States, but i cant get a job nor can i apply ... |
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 Can I sue an Insurance Company over a person who isnt on the policy but was driving the car and drunk? |
| I play in a touring band and last wednesday a person side-swiped our trailer and van causing serious damage to the vehicles. Our equipment was damaged and vehicles had to be totaled out due to my ... |
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 Just bought new Homeowners Ins. policy & an initial discount was removed!? |
| I just switched both my old home & auto policies to metlife (from Amica & GEICO), due to substantial rate savings. My quote & initial paperwork for the new home owners policy provided ... |
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 Can it be any cheaper? |
| My daughter and I have insurance right now that my dad is paying $450 a month for us to have and soon I will be taking over that bill. I would get insurance through work but they require me to work 35... |
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 How Much interest does a life insurance policy accumulate? |
| My aunt died recently, and she had a life insurance policy no one knew about, and my mom is the beneficiary. She wanted me to find out how much interest can be accumulated from a general policy. It ... |
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 Can an health insurance policy be purchased on an newborn, without insuring the parent? |
| Issue: An unmarried college student, living at home, and covered on her parent's health policy as a dependent is pregnant. The newborn will be her dependent, not her parent's so she will ... |
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 What is a good and reasonably priced health insurance? |
Additional Details
Sorry! I didn't know more details were needed! We live in Bergan County in New Jersey, USA.... |
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 My insurance broker gave me no temp proof of insurance. It's been a month and nothing. Any thoughts on that? |
| Shouldn't the broker be giving me a temp while I wait for my package in the mail?? Should it be taking this long?? I have given him my first and last payments and a void cheque...worried he... |
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 I have an insurance question....? |
| If you have a high deductible what does that mean? Does that mean you have to pay co-pays until you meet that deductible and then you don't have to pay co-pays once you've met it? T... |
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bullman | Can i get health insurance for only two months? |
Hello i just got hired with a police department and in 2 weeks will be attending a police acadamy. The insurance plan I have now is kicking me off i 2 weeks becuase im too old( I was under my moms plan) and my police insurance doesnt kick in for 60 days upon getting swarn in. So I will be without health insurance for two months approxamitly. My question is can I get a health plan that I can cancel in two months and if so does anybody know any cheep but descent coverage I can get for that short of time? |
 |
 
mbrcatz
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Yes, you can get a major medical plan cheap (with a very high deductible), on a month by month basis.
Which one? Well, BUY LOCAL. Most recommendations are going to NOT be local, You do NOT want your "in network" emergency room to be 100 miles away.
Go see a local, independent agent, who knows which companies have the best deals in your area. |
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sarah314
 |
Yes.
You can purchase a policy that is specifically designed to be a short term policy. (Those typically expire after 180 days, maximum. Though you could cancel it earlier if you wished.) If you're generally healthy, that would be the best way to go...premiums are generally lower, because the insurer is only taking the financial risk of covering you for a maximum of 180 days.
Or, you could enroll in a "regular" private policy, and just cancel it after 2 months.
You may also be eligible for COBRA through your mom's plan, but I'd only use that as a last resort...COBRA coverage tends to be very expensive.
If you want to find out about a short term policy, check with a local agent in your area. (You can also get an idea of what's out there on sites like ehealthinsurance.com. But if you want personal service and your questions answered face to face, go with the local agent.) |
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DMEdwards
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Yes, you can apply for individual health insurance, but you better act quickly. When you want to cancel your individual plan, you simply notify the insurance company and stop paying the premiums.
Definately go for the high deductible plan. This will get you a low premium price. It's doubtful you would need a low deductible if you're only going on it a few months.
Consult with an independent insurance agent in your locality. If you are in Texas, my agent is great. Just email me from my website: http://www.health-insurance-low-cost.net. |
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Insuranceman
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There are a couple of differnet companies out there that write a true short term policy. We use them for folks like you that are in between jobs and they are typically less expensive than a COBRA plan....they are guarantedd issue and take effect TOMORROW (or the day after you sign the application.) There is no underwriting period so you don't have to wait for a company to say yes or no before they issue.
They won't cover any "pre-existing conditions" - so, if you're being treated for something before you get the policy, they won't cover it.
Just look around for a local agent that sells health and life products. The two companies that I am aware of are Golden Rule and Assurant.
Good luck and I hope this helps! |
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