How do I find a misplaced insurance policy.? |
I took a policy out 38 years ago.
With profits to cover my morgage at that time.
I know that it is worth a few thousand pounds.
But I can not find the policy or remember the name of ... |
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Which insurance is responsible the drivers insurance or Pizza Hut's? |
| Last Sunday I was hit, and my car totaled, by a Pizza Hut delivery driver. His personal insurance told me that because he was on the clock he is not covered. So that falls back to my insurance, but I ... |
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What is a good insurance plan if my wife and I plan on having a baby soon? |
| One with good coverage and low Co payments, I don't care about monthly cost aslong as its a good plan.... |
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The other partys insurance company doesnt want to pay my claim what should i do? |
| I was in an accident months ago and i was moving with traffic, i crossed an intersection and the other driver pulled threw the intersection out of no where very fast and i hit him. my light was green ... |
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Where can i find cheap auto insurance? |
i'm paying 150 a month for a 94 ford thunderbird, but i'm looking for something cheaper that i can afford. i'm just wondering how much other people pay for cars like mine... A... |
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Does house insurance cover a collapsed sun deck roof? |
I'm wondering because it was piled on with snow and one
side has just given up..... |
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Can I sell my health insurance policy since I haven't made a claim all year? ? |
| Does this make sense that since I've been paying for health insurance but haven't made a claim that my policy has accrued value... is there a way to get some of my money back from the ... |
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I cancelled my car insurance last year in June 07 after finding a cheaper one.? |
| Two weeks ago the insurance I had previously cancelled wrote to me to ask me if I wanted to renew my car insurance, this made me suspicious so I phoned them and they said that I have'nt ... |
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Can anyone tell me what questions they ask for a life insurance policy? |
| If you are in your 20s what kind of medical questions do they ask when applying for life insurance? If you have been exposed to asbestos do you think they will turn you down? Help.......if you are ... |
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A tree fell on my house during a tornado and mashed the 2nd story front wall? |
the house was built@1895 and has very old siding that cannot be replaced or matched cause they don't make it anymore.
Shouldn't my insurance pay to replace all the siding on the house?... |
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So why buy whole life insurance at all? |
| I've dedicated much of the past month researching life insurance. A metlife rep swears whole life is the best thing since "sliced bread" and has dedicated much of her time selling it ... |
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How do I convince my insurance that this medical bill should be COVERED?!? |
| About 5 years ago I was unable to get an appointment at my PCP, but I was referred to the after-hours clinic to see a doctor. I had been to the clinic before and they are part of the same medical ... |
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I am 3 months pregnant and the father did not want anything to do with it. Medicare stepped in for me...? |
| Now the father does want to help with the baby, wants to be on the birth certificate and everything. Medicaid has paid for my pregnancy medical costs and baby care until now. We are concerned that if ... |
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Can someone tell me where the money is going? |
Its not the weather bit I'm on about (but whoohoo anyways), its the bit below that, that an AXA spokesperson has said...
All these people have home insurance, they have paid into a ... |
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Is New York Life Insurance a reputable company to work for? ? |
Additional Details If so, anyone know the potential income to be made along with progression within the company?... |
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Health insurance for NON US resident senior? |
| My father is 66 and in excellent health, non-smoker, looks 55, etc etc. I want to get him some health insurance, he just doesnt WANT to get it. I know its hard to get insurance at 66 but his health ... |
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I Love Twilight! | Can i get my parents Life Insurance? |
Were can i get life Insurance for my parents?
Im gonna be a Lawyer and they get good money.
Also i want my parents to leave me money when they pass away.
Im gonna be happy with money.
I live in the Bay Area.
what is the most that life insurance could give you?
How much will you pay a month for the highest one? Additional Details I know i have to tell my parents.
with there permission. |
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Hadley
|
Yes, you can get your parents life insurance, they will need to take a physical exam and give their permission.
The maximum amount you can get will depend on what you can afford, their health, the type of life insurance policy, and how much the insurance company is willing to offer.
The amount you will pay will depend on the rate offered by the life insurance company.
The rates charged depend on your parents health, age, amount of coverage, type of policy, their family's health history, their occupation, their hobbies, etc.
The way to find out how much it will cost is to compare free quotes for life insurance. Term life insurance may be less expensive for you. It provides coverage for a specific number of years, usually 10, 15, 20 or 30 years.
You can request free quotes for life insurance on your mother and your father at https://www.efinancial.com/smartquoteefc.aspx?source=389-707 You fill out one form and you will get up to 12 instant quotes from top-rated insurers. There is no obligation.
I hope that helps! Best of luck to you. |
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Lisa E
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You can't take out a life insurance policy on your parents unless they know about it.
If you're going to be a lawyer, make your own money! You'll probably be a good lawyer though. You're greedy enough. |
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mbrcatz
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How much it's going to cost, will depend on their ages, health, the type of policy you want, and how much coverage you want. It's not unusual to see a policy written for $2,000,000.
HOWEVER. Assuming they're in their 50's, it's probably going to cost you several thousand dollars per month, per parent. IF they're in good health. Can you afford that?
And you're right - you'll need their permission, and they will have to have physicals with blood and urine testing. |
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marty
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Maybe you should discuss with your parents, this plan of yours to insure them and be the beneficiary...................High amounts of life insurance usually require the insured to have some kind of physical................Donot think you can just go and secretly put insurance on just any body.........Since you are going to be a lawyer, you probably have figured this all out. |
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marilyn_katz
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Lots of people buy life insurance for their parents. They are still the insured person and must sign the form, but you would own the policy.
It would be impossible to give you a quote without knowing your parents ages, health, etc. But you can run quick competitive quotes with online forms. It takes a couple of minutes, and I think it is worth it. When I compared the same amount of life insurance, I found $300 in yearly premium difference between 10 national companies. |
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aaron p
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There are a lot of potential issues here, not the least of which is finding financial justification for the policy that you own on your parents. You should meet with a financial planner to help you work through this. |
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