Stacey D
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Aww, Im so sorry to hear that - I went through that a year ago and learned a few things :-)
IF you have insurance, you can get the replacement costs reimbursed.
Have they stolen any items with your personal identity such as blank checks, old drivers licenses, birth certificates, etc? If so, ACT IMMEDIATELY - call one of the credit monitoring companies (like Experian - they will notify the other two automatically) and report the loss (there is stuff they can do to help prevent credit accounts being opened by someone other than you),and of course, your bank.
There is really so much to do when some dumb jackass who is too lazy to go out and work to get their own stuff decides to rob your house. I wish you the best of luck in getting your stuff back (it does happen, albeit not very often), and all the bad karma in the world to those that robbed you :o)
I didnt get any of my electronic goods back (game consoles, home theater systems, camera docks, printers, stereos, TV's, etc) or any of my gramma's antique jewelry, but on a stroke of luck I did get back blank checks (some - they were actually writing checks), and other important paperwork back when they were served a warrant for something else.
Ive learned to write ALL serial numbers down and keep them in a safe deposit box....I also keep all birth certificates, SS cards, and other important and vital paperwork in the box too. Ive also learned that renter's insurance is a good thing, lol :o) |
Galactose
 |
You may not get your items back but if you have homeowners insurance you are covered for theft. You will be able to replace your belongings with like, kind or quality of the items you lost. You will have sublimits on certain items like jewelry, silverware, furs, guns, cash etc... Unless certain items were sheduled seperately. You should start to comile a complete list of missing items with a value as well. File a police report and call your insurance company immediately. You will be reimbursed for your losses in one of two ways. A replacement cost basis where you get what it costs to replace. The other way is an actual cash value where their is a depreciation schedule. This way stinks. Hope this helps. |
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