 My insurance company refused to pay my bill because I went to see a doctor without appointing a PCP. Any idea? |
| I bought HMO medical insurance through my employer. I went to see a doctor without appoiting a PCP. My insurance company refused to pay my bill because of that. I cannot select one now either because ... |
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 How long after an ER visit can the hospital can a hospital send new bills? |
Hello,
I had an ER visit in 3/2/08 without insurance. I was seen by a triage nurse and discharged. I was told that my bill would be available the following monday. I called the next monday ... |
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 Life insurance, Help!? |
| I am interested in getting life insurance, now I know that whole life is generally better. But what I'm confused about is just the general concept. Say I purchase a $10,000 policy. And I pay on ... |
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 How much will my insurance drop after one years no claims? |
| I've nearly been driving a year and will shortly renew my insurance with one years no claims to my name, just curious as to how much peoples insurance dropped after the first year of no claims? ... |
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 Should I try to sue this insurance company? |
| My son was hit by a car while riding his bike. He had an injury to his knee. Nothing serious. Has to wear a brace and use crutches for a couple of weeks.The woman who hit him was very nice and ... |
|
 How can I go get a dental check up without insurance.? |
| I have a white patch on my gum that im worried about and need to see a dentist asap but have know insurance, can someone please lead me in the right direction.... |
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 How does life insurance work? |
| How can life insurance companies afford to stay in business? Supposedly, some offer $250 payouts; however I can't believe that the deceased actually paid that much during the course of his or ... |
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 Who should be the OWNER of a life insurance policy? |
| I will be the beneficiary of my husband's life insurance policy, but should I also be the owner? Or should he own it? I'm thinking if we should happen to get divorced somewhere down the ... |
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 Do employers usually fire employees that visit doctors too often (due to the high medical costs )? |
I am originally from Italy and I do not fully understand how health insurance works when it comes to the employer.
When you visit the doctor; does the company that you work for also pay for the ... |
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 Is there a website where I can find the best Medicare plan for me? It really means to be very simple!? |
| I have already visited the Medicare.gov website but it is very complicated to read and understand. Thanks for your help!... |
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 My father is not in the best health and needs health insurance and life insurance, how can I help with this? |
| He is in his late 50s and has not been taking good care of himslef. He has high blood pressure, but does not keep up with his doctor appointments. He lives with my sister and her husband, but they ... |
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 What's the point of having medical insurance you can't use? |
| I have Medicare & Medicaid, & I always have a hard time getting my prescriptions filled because Medicaid always tries to make Medicare pay for it, & then I have to pay out of pocket for ... |
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| I'm looking for health insurance I CAN AFFORD!? |
I'm 23, Female, Single, residing in the state of Minnesota. My job does not offer health insurance and I NEED health insurance!! Does anyone know of any alternatives I could seek?
I ... |
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 National insurance number? |
Heyy!
am 15 but am 16 in a week
i dont know if am gettin a national insurance number cause my friends birthday is in october and she got hers over the summer.... |
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 If I incorporate my small business, can I buy health insurance that will cover a pre-existing condition? |
| I really want to start my own business, but can't leave my job because I need the health insurance. Although I can buy private insurance, it won't cover pre-existing conditions. I have ... |
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 Does a doctor and the hospital she is affiliated with have to take the same insurance? |
| When I gave birth to my second child I went to an OB that was a participating provider with my insurance company. She delivered my child at the only hospital that she is affiliated with. I recieved ... |
|
 Homeowners Insurance? |
| We're buying a house in Houston, TX and are currently shopping for a homeowners insurance. What are HO1, HO2, HO3, and etc. ? What coverages are required in the State of Texas?... |
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Cheda | Can insurance companies make teens surrender their license if they cant afford insurance? |
ok im a teenager boy and my parents have decided to take me off the insurance because im having trouble finding a job and they cannot afford to pay insurance anymore.
Is it ok for the insurance company to force me to surrender my licenses because i don't want insurance anymore? |
 |
 
mbrcatz
|
No. If they can't afford the insurance, the insurance company cancels your policy. After your policy gets cancelled, the DMV cancels your license, IF you drive without insurance.
But your PARENTS can make you surrender your license.
In order for your parents to take you off their policy, they have to sign an EXCLUSION form. That means, no matter what, if you drive, you are NOT covered, and neither are the cars. That's kind of a big deal. In some states, that would mean the DMV would revoke your license.
It's not the insurance company being mean. Just like, I can't drive a Lamborghini becaues I can't afford it, you can't drive, because YOU can't afford it. If you get a job or start mowing lawns, and save your money, eventually, you'll be able to afford it. Bonus, you'd tend to be a more responsible driver, if YOU are paying your own premiums. |
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redhairedmama75
|
Where I live it's illegal to drive without at least liability insurance |
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car253
 |
MBRCatz had the right answer. Your parents can only remove you if they sign a driver exclusion.
Check with the DMV for the laws in your state. Every state is different. |
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Amber D
|
Insurance companies CAN NOT make you surrender your license. Some companies will cancel the policy or force your parents to sign an exclusion on the policy. An exclusion means that you are not covered under their policy to drive. The BMV WILL NOT TAKE AWAY YOUR LICENCE FOR NO INSURANCE. You do not have to prove insurance to get a license. You do, however, have to prove insurance to register and plate a car. My advice to you is to get a job and pay for the insurance. I'm not being nasty, that's just how life is. If you want to drive, you need to be responsible enough to have insurance to do so. Otherwise, you're stuck to the bus, walking, or getting rides from someone else. Good luck! |
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mythoughts
 |
No. But most insurance companies will not just remove a teenager because the parent does not want to pay for it. The reason being is because the the risk of a teenager driving is still there.
The insurance company I work for will not remove a youthful driver at the request of the parent unless the teenager surrenders his/her license. |
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MSAD
 |
As long as you have a drivers license and live in your parents household - the insurance company will require you to be listed on the policy.
The insurance company does not require you to surrender the license.
Your parents can require you to surrender the license and stop driving - therefore, you are no longer a licensed driver living in the household. |
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