 Lost/stolen wallet? |
| I just canceled my debit card. but i have all my id in there, including my bank card and my social security card. what do I do about that?... |
|
 Will i get my money back? |
| i just recieved a package froma seller on ebay. the thiing was tottally ripped open and empty! the post office stamped it w/ a " recieved w/ out contents"stamp. is there anything i can do ... |
|
 Life insurance claim? |
| My partner of nine years past away while using a drug called ketamine. He never used drugs before but decided to experiment. I am wondering if I am going to have a problem collecting on the life ... |
|
 25% rule for insurance coverage in replacing your roof? |
| We just had a hail storm in our area and our insurance agent claims that just the back half of our roof was damaged in the storm. In talking with a roofer, he said that there was a rule that if the ... |
|
 What do u do about your credit after being hit in a car accident, I was walkin. bills are mounting until court |
| I have been off work since the accident. the insurance company isn't paying the medical bills fast and they are going to collection. Hurting my score!!! What can I do?... |
|
 Laid Off but want to work temp jobs, Will I still get UI if I have no more temp work after a while? |
If I am laid off in October but obtain temp jobs for 3 months or so, if there are no longer assignments available, can I then apply for unemployment, or will it be too late?
I want to make ... |
|
 My Daughter Lost Everything In Apartment Fire... What Else Can She Do? |
| She has just $3,000 in renter's insurance. The fire broke out on New Year's Eve, in Virginia Beach, while she was up here in NY home for the holidays. It was fault of a tenant, smoking ... |
|
 How does homeowner's insurance cover belongings? ? |
Maybe this is a stupid question, but I'm new to this.
So my fiance and I bought our first home pretty recently. Yes, I'm a bad person and did not read through or understand ... |
|
 Covered Auto or Mobile Equipment??? |
| If a client has a truck which no longer is licensed for road use, and is only used on the business property to move supplies, should this type of vehicle covered under the commercial auto policy, or ... |
|
 How can insurance companies be allowed to screw people? |
| My mistake was making a phone call to my insurance company to make a claim. We had a bad storm and it rained in my house, well the carpet got wet and the water leaked down the wall in my bedroom ... |
|
 Worker's Comp process and when do we need an attorney? |
I am a nurse, and work on the insurance side of medicine. I need advice from anyone who works in Worker’s Comp.
Not a lot or room so make it quick. 33 y/o f Rt. Radial nerve damage at ... |
|
 What can landlords do to reduce risk of lawuit when renting to tenants with dogs? |
| I have some prospective tenants who have dogs, one of which is a Pitt bull. Even though these particular dogs may be gentle, the fear is that if they get out and injure someone, I, as the property ... |
|
 Life Insurance Policy paid in full? |
Is it possible to purchase a million dollar life insurance policy, at the age of 22, in FULL for 60,000.00, and pay no premiums ever again?
Will the policy pay whenever I die? Even if I ... |
|
 Why are Insurance company paying for underage girls to have babies ? |
| That should not be happenings then we as a whole have to pay more for insurance?Let the parents pay for the unwed babies not the insurance company?... |
|
 Insurance premiums? |
| When an insurance premium (the amount you pay for each month) is higher, does it mean that plan has more coverage and is better?... |
|
 Does anyone know what the letters (A,B,C,D,W,etc..)after medicare number means? |
| I need a list of the letters following medicare numbers and what they stand for.... |
|
 Anybody here want to get screwed by an insurance company? |
| If you do, just get a policy with a Direct General Insurance! I would advise all consumers of the insurance industry to be very weary of this company, I have been advised by numerous persons in the ... |
|
|  |
ncsustandup | Can insurance still pay for medical bills after they have went to collection? |
I had recently obtained new insurance and i went to the dr. around 6 months after getting the new insurance... now they wont pay because they are saying that it was pre existing when it wasnt but they advised they always say that becasue they havent insured you for at least a year so now after battles the bills have went to collections...what should i do. |
 |
 
a b
|
Did you ever write them an official dispute letter in writing? Do that if you haven't. Send a letter to the insurance company and the collection agency both and send them certified, return receipt requested so you know they get it and you have a paper trail.
To the collection agency write that the account is not valid and not your bill. Tell them you are disputing the full amount. They will have to verify the account details with the doctor who billed you.
To the insurance company write that you were insured for such and such coverage for such and such dates and that the condition was not a precondition. Also write that they are violating the terms of your insurance agreement. You can also take Michael Moore's advice and contact your local media to let them know you have your own home-town "Sicko" story. (Sicko is a documentary that just came out that is about insurance companies doing exactly this sort of thing)
Edit: There is no "time limit" you have to dispute with insurance. Bill collectors will lie about this (and maybe even believe it themselves), but if you don't owe a bill then you don't owe it. You don't have to get the dispute resolved in a limited amount of time. |
|
mbrcatz
|
Well, there's a TIME LIMIT to file claims with the insurance company. If they are denying due to pre-existing condition, and you know it's NOT related to a pre-existing condition, you can fight the denial (if it's not too old), by appealing it to the insurance company, AND by complaining in writing to your state insurance department.
Your insurance company will THEN have to show the state insurance department the information they received that shows you've been treated for the condition (or related condition) in the past.
If too much time has elapsed, however, it could be too late. You say you "recently" obtained insurance, THEN went to the doctor six months after that . . . but you don't say how long ago it is. MOST of the time, the claim/appeal has to be filed within 6 months of the service date or date of denial.
IN ANY CASE, you still owe the provider for the services. That's ONE transaction. Getting reimbursed by the insurance company is a seperate transaction. |
|
l_fidelius_graecus
 |
You should insist they review your claim and/or pursue legal action against them if you can prove it was not pre-existing. Don't pay until you have used all of your options with the insurance companies- some will fight you even if they know you are right in hopes you will back down and pay. |
|
Keith
 |
Call the insurance company and ask to have the claim reviewed. It may have been miscoded. Everyone makes mistakes. |
|
Christie
|
First, file an appeal with your insurance company. If the claim is not due to a pre-existing condition, it should be covered by insurance. Filing an appeal forces them to review the claim.
And yes, even if the charges have gone to collection, your insurance can still pay if the claims are determined to be eligible. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 32 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 3 day(s) ago
| | | |
6 | 6 day(s) ago
| | | |
6 | 2 week(s) ago
| | | |
6 | 1 month(s) ago
| | | |
6 | 6 month(s) ago
| | | |
6 | 8 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
