 Will the insurance company go after the vandal/s of my property? |
| Recently my daughter caught my neighbor stabbing our above ground swimming pool, and our trampoline. When he seen her looking out the window, he jumped the fence, and ran through his back gate. The ... |
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 Does your home insurance premiums go up if you file a claim? |
| Due to our winter weather my moms has sustained some roof water damage. Its leaking into her ceiling and she has to put bowls out to catch the dripping water. She doesnt want to call Farmers I... |
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 When does an insurance policy become binding? |
| When you sign the contract or pay the premium?... |
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 Are Health Benefits Suppose To Be Offered If You're Working Full Time? |
| I'm full time (40 hours a week) and my boss doesn't give Health Benefits. Is that right? Friends and family said its not right... What do you guys think?... |
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 How can I protect my home, lifestyle and children's future if my husband would not buy a life insurance? |
| I can try to buy one for myself for my children, but my concern is, how can I protect myself if my husband passes away before me? What are my legal options if I cannot convince him to buy life ... |
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 Is aig tata insurance is believable? |
i am an indian before 2 years i joined in aig tata insurance
i paid 11 thousand as yearly due 2 years
in this skim only after 12 years we can get the amount
will it work ... |
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 Condo Insurance? |
| I live in a condominium. The association pays for the structure insurance, but it is my understanding it only covers the exterior walls. If the place burned down, would I be responsible for the ... |
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 To apply and be approved for life insurance what are some of the main factors to have a smooth transaction? |
| To apply and be approved for life insurance what are some of the main factors to have a smooth transaction? Im considering getting it for my family..What are some important things to know?... |
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 I need affordable health insurance? |
| I live in Monmouth Co., NJ, and I need to find affordable health insurance. I was covered under my parents insurance when I was in college, but I am now 22, and own my own home w/ my fiance. My job ... |
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 Can we insure our life with more than one insurance company? |
| If so, in health insurance case, how we get reimbursement with one one set of original bills?... |
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 Who needs insurance? |
| Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their ... |
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 I got into a car accident and my truck is all screw up i need to find out what i should do whit the insurance? |
| i got into a car accident this sunday the insurance is trying to just fix it but everyone has been telling me to ask the insurance or try to get them to get a new truck b/c my trucks its in really ... |
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 What's the cheapest Health insurance company you know of? |
I don't mean Medicare or Medicaid etc...I mean something for lower middle class people close to 40 that they can afford without putting them into the lower class income. Thanks.
Additional ... |
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 Do a parents insurable interest remain when policy was taken out during childhood and now is a married adult? |
Basically, my husband and I do not want his parents to continue to hold a life insurance policy on him.
Additional Details
We are not asking to collect the money for that policy...we ... |
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 I have GMAC homeowners insurance and was just denied a claim for hail damage. Anybody else have a bad exp.? |
| My house does have hail damage. Every single house surrounding me, including all but 2 houses in a 4 block radius, were approved to minimally have their roofs replaced. A lot of people are getting ... |
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 What means policy holder? |
Additional Details
More exactly, is the person who buy an insurance policy or is who is indemned by the policy?, its no always the same. Thanks.... |
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Seedic | Can my dad apply for life insurance this late? |
My dad received a letter and application for life insurance for $25,000 coverage. He got that about a month ago but didn't apply for it. He has no life insurance at all The letter said there is no medical examination required. The application deadline is 2 weeks from now. My dad though, is in the hospital right now and likely to die from liver failure. Is it possible to still fill out that application and have him sign it and get the $25,000 if he dies? |
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Zarnev
 |
No, those policies normally have a two year wait before full benefits are paid out. If he dies before the two years all you will get is a return of premium. |
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Insurance
 |
Sorry to hear that. Hope your dad can recover.
The Answer is NO, bcoz insurance company will ask your dad to declare his current state of health and sign on the application form.
Under the insurance act, any misinformation or non disclosure can result in no claim.
If you declare everthing, the underwriter will obviously reject the application.
But there are some policy that I know, as long as the life assured survive for at least 2 years, the insurance company will still pay.
read the terms and conditions and ask them specific question on this application. The answer from the insurer is still the best to your question.
call them now |
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walt17jr
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I have seen policies like you described that were sold to unsuspecting people. For two years the only pay out was a return of premium. After that, the premiums paid was more than the face value. Which means you would be better off putting the premium in a savings account.
The specifics may change, but the fact that it is a waste of money won't. If policies like that didn't have a catch they would be to big a a big risk for the insurance company. They like to make money, not risk it by insuring older people with unknown health issues.
Sorry about your dad, but this type of policy won't help. |
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mbrcatz
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He can fill out the application and sign it, and he'll have to mail a check in, but he'll have to answer honestly the questions on the application - and they'll turn him down when he discloses his current health issues.
So he won't be able to collect. But it's worth a shot, if you want to try. Just don't expect to see any money in the end. |
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Nalzzz
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Its way too late. n after your dad being hospitalized they will probably refuse it. but try to talk to them. |
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Know it All Nerd
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Read over all the fine print on the policy and ask the agent whether or not the benefit is paid in full the moment it goes into effect or if it is a graduated benefit, which pays nothing or a small % for the first year or two then goes up until it pays out the entire amount at the end. The most you usually will get is just a return of the premium. You could try and look around for someone but it could be hard. I included a site that might help you out as it has quick term insurance and you just need to answer a couple of questions and nothing personal. I put it in the source section. Good luck with your dad and I am sorry to hear that he is in a bad state. I am an agent, so make sure to check all paperwork before you buy and ask a million questions so you don't get burned. |
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dual_reality2
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It's probably too late..they will ask medical questions to determine if you qualify.
I had a heart attack last year and I can't get any life insurance anywhere..all I can get is accidental death insurance...but since my job involves driving most of the day..it was better than nothing. |
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