What company do you have your health insurance through? |
We currently have BCBS medical insurance with dental and the price keeps going up and up. I am seriously thinking about switching companies. Can anyone recommend a company that I can switch to?
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Buying individual health insurance: Why do some say a small independent broker is best? |
OK. I understand not to use a broker that is connected with a single insurance product, but what's up with a broker that works for a consulting firm? Is a national consulting firm bad?
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Does health insurance make you paid for medical bill (OB visit) after abortion |
Additional Details I been going to a OB doctor for a while until I decided to get an abortion. All the medical bill have been paid by my insurance to the OB for the visit but I was ... |
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Can you get a life insurance policy without them knowing about it? |
I ask because I have a biological father that does not know wbout me.
I have his SSN and all the other information about him but I don't want him to know I have a policy.
The policy ... |
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How do you start up your own .com insurance company using Lloyd's of London underwriters.? |
| I am looking for contact names within lloyds to float an idea and then get venture capital to launch. It sounds very grandiose but i feel sure its a good sound idea with a niche market.... |
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Why does my health insurance partially cover things even though I have a deductible (not that I'm complaining)? |
| It's weird, I thought since I had a deductible I'd have to pay out of pocket for everything up until I reached the $4000 point, but every time I hand the receptionist my card she says, &... |
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Can ins co pay for doctor not in their network, then not pay hosp. bill?? |
HMO ins. co told me I could take my child to PCP (primary care physician) that is not in their network (none in our area). Ins. co said we just pay $10.00 above co-pay.
We went to this doctor ... |
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Purchased dis. ins. on mortgage and was then diagnosed with cancer, how to get them to cover? |
| shortly after purchasing disability ins. i was diagnosed with testicular and lymphatic cancer that was very aggressive. while in chemotherapy I contacted the insurance co. to claim. I was totally ... |
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I just got kicked off my mom's insurance and I was seeing a psycholgist.? |
| I tried to apply for other insurances such as Blue Cross, Kaiser and even mediCal but did not work out. I just graduated and it has been difficult finding a job. I really need to see my psychologist ... |
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Will my parents insurance go up if my boyfriend drove my car (my dad's name and insured) and got speeding tick |
| the car is in my dad's name and my boyfriend is not on the policy but I stiil gave it to the officer and he just gave it back. Will my parents insurance go up even though he's not on the ... |
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Should you have contents insurance? |
| Even if you have nothing of real ... |
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nancy | Can my employer cancel my medical insurance if i am currently being treated for a diagnosed medical condition? |
i am being treated for a medical condition and my employer has chosen to put me back to part time (for missing too much work due to the medical condition) and cancel my medical insurance. does my insurance company have to cover me until the condition is resolved since it would be a pre-existing condition to a new insurance company (say i try to get an individual policy) or can they cancel me and force me to take cobra to cover treatment on my medical condition |
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Secular Humanist hat Farbe
 |
I hope you will vote for the right candidate....
You can use COBRA and pay the premiums yourself.
Find another job were you can get full health insurance. |
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corgi1922
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First issue, are you covered under FLMA? You could be working an adjusted work scheduled due to your medical condition in which you only work part time hours. If this is the case then, no, they can not cancel your insurance.
If the part time hours are a permanent change, not an adjusted schedule, then yes your coverage can be cancelled because you are no longer in an eligible status.
First, contact HR. If you are eligible for FMLA you need to fill out the paperwork asap.
Lets assume you are actually not eligible to have a full time status (with an adjusted schedule) and your employer is allowed to cancel your benefits. The insurance company is not required to cover any further procedures. As long as you do not have more than a 63 day break in coverage you can join another insurnace plan without worrying about pre-existing conditions (HIPAA laws). You may have to pay more but they can not deny you.
I would suggest signing up for COBRA. It is the exact same coverage but you will be paying the full cost (plus 2% admin fee). You can keep this for up to 18 months. |
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MSAD
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They are not required to continue to provide you with medical insurance.
Therefore, you should probably exercise your right to Cobra. However, it is very expensive ....you may find you are working part time just to pay the health premiums.
Guess that idea of a national health care program probably is not such a bad one. |
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Great Russ
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I don't believe being placed on part time is legal if you are in America in response to being sick and then wiping out your insurance coverage. I think they still have to cover you. You are allowed to take up to 12 weeks off from work with out penalty for medical. Also you have to be careful of not crossing the line with the Americans with Disabilities Act. Consult with you local Labor office or local elected officials. |
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car253
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I don't know if they can reduce your hours due to a medical condition.
I would call your state labor board. Also, Cobra is very expensive. You might have to pay for some kind of state health insurance like Medi-cal.
Or call your Dept. of Insurance for help. |
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