 Buying insurance AFTER a vehicle was stolen / in an accident? |
| We all know that collision and comprehensive coverages demand high premiums these days. I also know that if your vehicle is financed and you don't provide a lender with adequate insurance or ... |
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 Car Crash Help? |
| I was in a taxi this morning and he crashed into another car I was thrown from the back seat. The taxi driver was very rude with me and the lady from the other car involved. Does anyone know if I can ... |
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 Would you risk it all? |
| " any one be intrested in signing me up for a deal ? "... |
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 I need help finding free health insurance.. Dont have a income.? |
| I dont have a income and i need help finding a free Health insurance.. Does anyone know about any free health insurance that the government gives for the ones who are in need...I cant apply for low ... |
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 Would this be insurance fraud? |
| I got rear-ended recently and I was wondering if it would be fraud for me to pocket the insurance money instead of fixing my truck.... |
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 Car insurance? |
| I opted to pay my car insurance by monthly direct debit and due to some error by my insurers it was never set up and neither I or them notieced the error for months. They are now asking for the ... |
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 If i get laid off, does my insurance still work until end of the month? |
for example, if i get laid off on dec 1, can i still use my work insurance on dec 31?
... |
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 What do you do when health insurance rejects you? |
| I'm a student and have been on my parent's health insurance for awhile. However, that's expiring and now I need to purchase my own health insurance. Unfortuantely, I've been ... |
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 Will i get a penalty for not displaying valid license disk at parked car? |
| i parked my car and was away. i received a valid license disk but am out of the country and had no time to get to my car to display this (now my car still has a license disk that expired yesterday). <... |
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 I bought auto insurance from another company, do I have to call the old company and tell them? |
| I got tired of State Farm and switched over to Esurance. I have already paid for a 6 month policy, which started the same day my State farm policy ended. Do I have to call State farm and tell them ... |
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 How much car insurance does a 18years old guy has to pay per month in UK?? |
| I am 18years old i wanna buy a car..lets suppose if i buy a cars that worths about 5000pound how much insurance will i have to pay per month?... |
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 Is there another way I can get dental, medical, and vision insurance without getting it through a job? |
| Soon I'll be getting kicked off my parents insurance and my job doesn't offer benefits...So what other options do I have??? If so can you name some carriers.Thanks for your input.... |
|
 How much cheaper would Geico Insurance be if they didn't spend millions on advertising? |
| TV comercials are expensive on prime time television. I probably see Geico ads at least 20 times every evening that I watch television. They have to be tacking this cost onto the price of their ... |
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 If i die, how will my relatives get my money from bank? |
| i want to make it easier for them just in case, cuz normally the whole procedure takes ages, no?... |
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 I wrecked my Friends car & my insurance won't cover it. My freind does not want to turn into her insurance. |
| My insurance won't cover it. She does not want her insurance to go up. Do I have to cover the whole repair cost or just her deductable? She wants to take me to court over this. What can I do?... |
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 Me and my 7 month old son don't have health insurance and i'm jobless? |
I got rejected for medicaid and only my bf works. I tried looking for health insurance online and everything was super expensive. Does anyone know of a health insurance for low income household?
... |
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flrgrl39 | Can my employer just up and cut my health benefits because he doesn't have the money? |
When I was hired in, I was told that my health benefits would be paid for after 90 days. Two years ago, there was an increase on the blue cross, so we started to pay $20 a paycheck to help cover the increase. Now, my boss said he can no longer cover us starting October 1st 2007. I have heard to ask for a raise, but how can you when the employer says they are having financial problems? I work in the floral business in Michigan so it is not a big company. |
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stephenweinstein
|
1. If you do not have a contract (individual or union) that requires the employer to provide health insurance AND you work in a state that does not require the employer to provide health insurance, then the employer can stop paying for health insurance. However, you may have the right to continue the insurance at your own expense (see answer relating to COBRA).
2. If you have a contract (individual or union) that requires the employer to provide health insurance, then the employer generally cannot violate that contract. Also check if there is a state law requiring employers to provide health insurance.
3. You can ask for a raise at any time, but, you are not likely to receive a raise when the employer does not even have enough money to afford health benefits. |
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fluke
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they sure can, but have to give you a way to continue them on your own. maybe you should look aorund for a new job. |
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Clueless
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I think if I were you, I'd start looking for another job. Seems to me that if he can cut your insurance off then he could let you go without any warning. |
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Gerald
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Employee health insurance is a whopper of an expense for the employer to pay. Whether the business is in trouble or they just not gona pay is up to the boss. He owns and runs the business and profits the most from the bottom line.
If you need to see a doctor better go before the deadline date. . |
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Lori S
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Unfortuately, COBRA coverage is not an answer for you since the employer is dropping the coverage, there is no coverage for you to continue. You will have to get individual coverage, but it will not be cheap. I suggest you go to an Independant Agent and let them do the shopping for you based on your financial and medical picture. |
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bob_frangione2000
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Yes, your boss can cut your health benefits if it becomes too expensive to keep them. Your option is to stay on or go. As far as a raise is concerned, it is possible that he could pay for it in what he saves on health insurance. |
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skcs11
 |
yes |
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Mybal Zitch
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Yes, he can. However, you don't have to stay there. Employers offer benefits to compete with other companies to gain and keep employees. Looks like it is time for you to move on. |
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Kate T.
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yes well I would say that it is time to find another job and I know this is hard and alot of businesses are doing this cutting health benefits for employees . I say it is high time this country though about universal health care for everybody .yet I have heard not one candidate for president talk about it . good luck dear . |
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?
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Unfortunately,yes he can stop benefits for health care.These benefit are just that,benefits.They are not required by labor laws.
Additional: I believe under a law called "Cobra",if you have been covered under the companies health insurance and he suspends coverage completely,the company will by law have to allow you to stay on their health insurance plan at their group rate but you will have to pay the complete total premium.I am not 100% sure about this,maybe someone else will know for sure.
The link below may give you the answer,it appears that a company with 20 or more employees will have to adhear to Cobra laws. |
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brush
 |
hey there.i'm not yet working but i'm trying to use my common sense here.i personally think that yor employer couldn't just cut off your health benefits or whatever benefits you have just for the reason that he/she isn't financially stable.for me that reason isn't valid enough to cut off your benefits because it comes sort of like a package deal.hey,but wwhy not start looking for a job in a big company or something that could compleately provide your benefits.....
-w!nk*- |
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FawneMine
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Yes your'e employer can do that.
Michigan's unemployment rate is at an all time high of 7.5 percent. So I wouldn't quit your job until you find another ahead of time.
Be advised that they are not even hiring truck drivers out of Michigan anymore.
I hope and pray for you and your family,
Former-Michigander |
|
Beer and TV Olympian
 |
If you don't have an union contract or some other employment contract with the employer stating what benefits will be provided and and how much of a contribution the employer makes, then the employer basically has no guide line to follow.
If the contract is verbal, this could mean a trip to court. My advice it to have all your facts together and then contact a labor lawyer who is familiar with the laws in your state and city. |
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