 Im being billed $4000 b/c the dr i went to says they are not in my network, i called and asked if my insurance |
| was taken there and they said yes, now that im being billed i called them and said i wouldnt of seen that dr if they told me they didnt take my insurance and she admitted that they were just starting ... |
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 Health insurance denied lab work?? Help!? |
| I went to a doctor who is approved by my health insurance company (I have an EPO). Apparently, his office sent my blood work off to a lab that is not an "in network provider." My health ... |
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 Maximum out of pocket expense PPO~ annual or per "incident?"? |
| I have tried calling my insurance company and can either never get through or they may me feel ignorant. I have a 90/10 policy with $1000 maximum out of pocket. I have BCBS PPO and am just ... |
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 Does anyone know of a scam that involves someones death and you being made the only beneficiary and not relate |
| A guy from England is saying I can be the beneficiary of an estates worth 8.5 million dollars and that he can have the money delivered to me but I have to cut him in a portion.Whats up with ... |
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 Changing Health Insurance companies? |
| I've had my existing policy for 3yrs & I'm currently in the process of switching companies for cost reasons. This policy states:1) A pre-existing condition exists if a covered person ... |
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 Is credit used in determining health insurance rates? |
| I am licensed in GA for property & casualty insurance, so I know credit is used to help determine rates for auto & homeowners insurance, but it is considered in health insurance?... |
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 Best health insurance for young single people? |
| I'm looking for informaiton about health insurance for a single, young man...he is 27. Are there any affordable policies out there that may provide minimal coverage (annual well visit, a couple ... |
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 Where can I find the best health insurance for the whole family.? |
| I want to get health insurance for my whole family, without going broke. My employer offers insurance but I don't like the provider. I want to be able to pay, out of my own pocket. Help anybody.... |
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| I am a full time college student, living on my own, with asthma, migraines and ADD. I don't have any benefits, and I was wondering if anyone knows how a full time student can get good ... |
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 Homeowner's insurance? |
| My house is now worth substantially more than it was when I purchased it a few years ago. At the time of purchase, I had the house insured for the appraised value. Now it is worth tens of thousands ... |
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| I am looking for National Fidelity Life Insurance.... |
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 Insurance Help? |
| Well, I bought my son (16) a New 2008 Toyota Corolla S. I want to add him to my insurance. Well, the problem is that the insurance companies are asking for more than $400 a month, which simply I ... |
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| some of the stairs inside his house are missing. i didn't know and he didn't say anything about it, and i fell thru the stairs. I asked for his insurance info but he refuses to give it to ... |
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| What is the best way to compare Medicare private plans available to me? |
in terms of premiums, coverage, deductibles, etc. thanks
Additional Details
yeah, no kidding, i should use a grid chart -- how about saying something that's actually helpful? ... |
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| My husband is on worker's comp but what happens if he (god forbid) passes away? |
| Does a wife continue to receive her husband's disability payments on his behalf or does it just dry up when the injured spouse has passed away? I've tried to contact Worker's Comp but ... |
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karen m | Can my employer make me pay the full premium of my health insurance when I leave my job? |
I work full time in NY and get paid weekly. I recently put in my two weeks notice and i am entitled to an unused weeks vacation and personal time i have accured. I asked how my health insurance would work-would i have to pay a whole week benefits or since im leaving on a monday would it just end that day. I was informed that i have to pay the remaining weeks (two weeks) till the end of the month both employers portion and my portions (the whole prem. myself) and it will automatically be witheld from my last check. I told them no I want it canceled on my last day and they said they can't. I do not belong to a union either. If I go to the doctors now and there is something wrong, when i get my new insurance August 1st it would be considered a pre existing condition. I make 7.40 an hour and need my full pay check to last me until i get paid from my new job (who pays every two weeks) I need help and advise please!!!!!!! thank you
Additional Details
i called insurance company and they said it's not up to them but your employer and was not helpful at all--and cobra only tells you how to get it, not how to decline it- but thank you |
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kNOTaLIAwyR
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/ That sounds "fishy" on the part of your (soon to be ex-)employer.
What you describe here, is not COBRA.
Insurance plans stay in effect for 90 days after the last insurance payment is made (on your last paycheck).
Also, your last paycheck is when you still work for your employer, so they can't change the rules while you are still employed by them and say that you have to pay their contribution.
You should call the State Insurance Commissioner, and tell them what you have said here. As in most cases, it is better to see someone at the State Insurance Commissioner's office, rather than try to explain it on the phone to a receptionist.
Please do this soon. |
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Don
 |
As your employer says, you are going to have to pay the full premium from your remaining paycheck, and no you can't cancel the policy before you quit because it is not open enrollment.
As long as you don't go more than 63 days without coverage your new carrier cannot exclude preexisting conditions. See link to the law below.
Don
http://mtnhealthinsurance.com |
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rennes89
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can't you call the insurance company themselves?
they would know for sure one way or another |
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mbrcatz
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Yes. Actually, I don't know of ANY employers, that pay for benefits, for people that used to be employees. That's kinda, well, not good business sense.
The insurance is usually set up for a calendar month, or the day after you quit. THe union part is irrelevant.
As long as you have a lapse in coverage, less than 63 days, the new insurer cannot exclude coverage for preexisting conditions.
But for goodness sake, if you're going to go a few weeks without health insurance, don't ride a motorcycle, or do any sporty type things. |
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L. L.
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Please read this website:
http://www.dol.gov/dol/topic/health-plans/cobra.htm
The law that covers this issue is called "COBRA" and you can understand it better from this site than I can explain it! |
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♥SassyBlonde♥
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Yes, they can withhold the entire premium from your paycheck. |
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