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 How can I find out if a deceased relative left a will, and what happened to her property? (Pennsylvania, NY)?
Her holdings were quite substantial, with homes in PA and NY. Death was sudden, in July of 04. No one was notified. A "friend" handled the memorial service and cremation, and would tell ...


 What home owners ins. accepts rotties? I have two; should I tell my insurance?
HELP!...


 Can I use my flexible spending account through work for fertility / Infertility treatments for my wife?
I was wondering if the FSA (flexible spending account) can be used at at cryogen laboratory (sperm bank) and for IUI treatments? The IUI is done at a Dr.'s office so I would think that it could, ...


 Has anyone on here sold insurance before? for (Famers,allstate.) whats it like?
I was offered a job thats why? i'm ...


 What are the most affordable insurance for teenagers?
I have a daughter who is about to get her license, what insurance do you recommend in California for the best rates and also what used car do you recommend that is safe and not that expensive for ...


 Thinking about health insurance. How much should I pay a month?
Right now I pay $400 a month for health insurance and it sucks because I still have to pay the first $3000 before the insurance company starts paying anything.
So my dilemma is that if I have a ...


 My employer changed insurance companies and My eye doctor does not take the new company?
But I love my doctor I finally found a doctor I like and that is nice and patiend and explains things. So through my employer it cost me 5.34 a month I checked out individual insurance with the ...


 Is cave-painting so easy that an insurance agent could do it?
...


 Should i buy terrorism insurance for my condo?
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 Do you still collect on life insurance if you kill yorself
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 Is met life insurance good?
MY GRANDMA HAD DIED IN JANUARY AND SHE A 10 THOUSAND DOLLAR LIFE INSURANCE POLICY THROUGH MET LIFE. MY UNCLE WHO IS THE POWER OF ATTORNEY IS HAVING A HARD TIME GETIING THE BENEFIT BECAUSE MET LIFE CLA...


 Captive agent or independent?
I am a newly licensed life and health insurance agent n Florida. I have been offered many positions, one is for a captive agency. None of the jobs offer salary and all the comissions are about the ...


 What is the best way to fight an insurance denial?
I had to have a procedure done last week. If I hadn't had it I would have ended up having a larger more complicated surgery that would have possibly left me with the inability to bear children. ...


 Which is the best LIC policy for retirement benefits?
...


 Is it a standard policy for insurance co. to only pay 50% on a claim because they can't locate the witness?
I was in a car accident that is about to be settled and my lawyer is now telling me that the insurance company will only pay 50% of the claim, since the witness who originally testified on the ...


 How much more is Collision insurance than Liability insurance?
I am 16 (MALE) and I am looking at a 04 honda accord or a 06 Honda civic coupe. I got a quote for about 1200 a year. How much more would collision cost over liability?...


 What is life insurances?
what is life insurance? what types of life insurances and what do they cover? can you get a life insurance where after say for example 20 years nothing happens to me or my partner, they will pay back ...


 What is the best investment fund in Birla Sun Life Insu. Co.?
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 How to choose a medical insurance provider... I'm so confused.?
I've been talking to insurance providers and I'm so confused. At first, before I realized that I was going to be getting calls from so many providers, I was providing the information in a ...


 A uninsured car parked behind me @ work, caught fire & damaged my bumper & tail lights. My co. will not pay??
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x_kookoo4kokopuffs_x
Can my grandma get health insurance now that her husband has passed?
My grandfather recently passed away and my grandma had insurance through him at his job. Can she get health benefits now that she is on her own? And is there a way to see if he had life insurance. Is there a number to call?
                     
 




Totem
Your grandmother, depending on the size of the employer, has rights to 36 months of COBRA coverage (as long as the employer has had more than 20 employees -full and part time-)

Depending on the state she lives in will determine how much "state continuation" if available she has. It depends how the employer is set up with the Group Health Insurance.

I would have your grandmother contact his employer and tell them she is interested in continuation. She will continue on with the same benefits she had when your grandfather was alive.

Another possibility is www.goldenrule.com, or www.horizonbenefits.com (not sure of this one) If you go go www.unitedhealthgroup.com, you may find links to those two brands. They are for individual coverage and the site should be able to help you determine if it is available in your state.


mf mf mf mf mf fmf mf mfmfmfmfmf
Rating
the aarp i believe can help her


stephenweinstein
Rating
The first thing to look into IMMEDIATELY is whether she is entitled to keep (at her own expense) the health insurance coverage that she had through him. There is a very limited amount of time after the coverage terminates to elect to keep it, so you need to check right away. Call the employer's HR department and ask for the person who handles "COBRA". ("COBRA" is a federal budget law that contains provisions relating to the right of persons who used to have health insurance through an employer of at least a certain size to keep if they elect to do so within a certain amount of time and pay the required amount of money.) If they are too small for COBRA to apply, there may, or may not, be a state law that applies to smaller companies.

If that coverage is too expensive or it is already too late, then she can apply from a health insurance company that sells to individuals living in her state. Try www.ehealthinsurance.com as a starting point.

If she is at least 65, or almost 65, then she should apply for Medicare, the U.S. government program that covers persons at least 65, although this coverage may not be enough.

Depending on where she lives (what state), her income, and various other factors, she may or may not be able to qualify for various government programs meant to help persons who cannot afford individual policies at the regular prices. The qualifications vary from state to state.

2. The website of each company from which he might have had life insurance should have that company's phone number. You have to call each possible company individually. There is not a central database.


Jackk
Rating
what state you ask this question from ?


mbrcatz
Rating
Was he not retired? Most of the time, if he was retired, she can keep those benefits. You or she can call the HR department, to see if there was group life insurance in place, if he was still working. If not, she'll have to go through his papers, looking for a policy, or his checking account looking for payments on a policy.

There's no central database where you can search for life insurance policies. They are private transactions.


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