 !!!urgent!!!? |
| i have to go to the bathroom!!!!!!!!!!!!!!!!!!!!! bad!!!!!!!!!!!!! what do i do????... |
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 Can I legally take out more than one life insurance policy on myself? |
| I'm only 23. But I consider myself older, mentally. To prepare for my daughters security in the future, I'm considering taking out a few policies of life insurance on myself.. because I ... |
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 If a man dies, and his ex-wifes name is on the life insurance policy, who does the money go to? |
| My wifes father died and has a life insurance policy but he died before he could change the policy. Would my wife and her sisters get the money or could the ex-wife keep all the money for herself (... |
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 Do people really get a $500,000 check from the life insurance company if they have a $500,000 policy? |
| I never really knew anyone personally who got such a huge amount of money when their loved one passes away.... |
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 Very important serious "?"? |
| My Ex died, due to an accident we had 1 child together he was never married and had no other chidren. Can I collect his life insurance to use for our child?... |
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 Will the usps compensate for my loss if they lose my package? |
| As title said... i ordered some merchandises which costs about $70USD from Hong Kong. According to the tracking info my package has arrived at Chicago last monday. i havent received it yet so i ... |
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 I just bought some life insurance, and I'm twenty..whole life...$37 monthly...50G,.is this a good investment? |
or am i wasting my money....on something thats just there...
Additional Details
i dont care if youve seen better..i just want to know if this ..mine..is a good investment..... |
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 Can I sue my apartment complex? My car was flooded and deemed a lost. Drains were covered by straw they placed |
| My car was flooded due to the drains on the complex parking lot covered by the excessive straw that was placed on the ground I am wanting to know if I can take any legal action? My car insurance ... |
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 What kind of life insurance I should buy? |
| A salesman told me to buy whole life insurance from massmutual? He said I can take money out after 10 or 20 yrs when I get old? If I pay 1500 very year, so after 10 yrs, that means I can take 15000 ... |
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 What do you do if you think someone committed insurance fraud? |
| I think my neighbors daughter and and her husband committed insurance fraud with a truck they say got stolen. The daughter says it was the husband, but I suspect both took part because they have ... |
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| Where can I get insurance for my laptop? |
I need it to cover accidental damage and theft.
Thanks
Additional Details
The problem with insuring it through my home contents insurance is that it won't cover me when I&... |
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sujata k | Can my husband's creditors come after me when he dies and i get his ins.money? |
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barb
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talk to an attorney. |
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anoldmick
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You need to consult with a lawyer because it varies from state to state. If it's legal in your state, you're s*it outa luck. Most creditors do have some legal standing in all 50 states, but how much they can demand or from whom the can demand it is quite variable. Your lawyer will tell you whether and how much they can take from you and what steps you need to take to protect your inheritance. |
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Man of La Mancha
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What state do you live? If you incurred the debt in one of the few states that are """Community Property State"" you are jointly responsible for your debts no matter who incurred them....so is a YES or NO depending were you live.....of course this alone does not mean that they will collect, we are only talking about if they can or cannot come after you..... |
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Suzanne: YPA
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They can come after you, but they CAN'T insist you pay them with the proceeds of his life insurance, which is exempt from creditors. |
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Bobby D
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Unless you're accounts and debts are owed together they can't. They will be able to snatch his life insurance though, I'm pretty sure. |
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waggy_33
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Not if you are the owner of the policy and you are not on the debt. |
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Bat Thumb
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They might, but that doesn't mean they'll get anything. |
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nikitasgarofallou
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Check with your Attorney/ your Attorney for sure will give you the right answer....all depends where you live...and what kind of Depts your husband has, and if he put any instructions in his will how the debts will be payed, after his death. |
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girlwhoknowsitstrue
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If the debt is in his name only, the debt dies with your husband. The insurance money cannot be seized to pay his debts, because technically the beneficiary owns the proceeds, not the deceased.
However, IF you have joint debts, than any money you come into can be used to pay those debts. You might want to create a trust and make the trust the beneficiary of the insurance money to insulate it from creditors. |
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Jared L
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get a lawyer. |
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Ridgerunner
 |
Sure can, Talk to an attorney |
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character
 |
If the insurance is paid into his estate first, then they will try to get their share while the will is in probate. They would be going after the estate, not you. If the money is paid directly to you as his beneficiary, it may depend on your state's laws dealing with spousal responsibilities in financial matters. Depending on the type of debt and the state, the answer will vary. You may wish to discuss this with a lawyer in advance to have a plan in place. Is your husband in seriously bad health or is this a matter of conjecture.
Either way, you can bet they will try to get their money and they won't care whose money it rightfully is. They have some very intimidating tactics. It will be up to you to find out if it has legally become your debt.
I'm just thinking in terms of the USA, Other countries have laws that make ours look like a cake walk. Where ever you are, you can be sure the lawyer won't mind being the one to get the major part. |
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mbrcatz
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Only for JOINT debts. In some states, this includes any debt acquired after marriage to you.
Otherwise, all his assets will have to be sold (including any insurance policy benefits, if the beneficiary is his estate) to pay off all the debts, before his hiers can get anything. |
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Atrixo
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No. He can't. The money is for the benefit of the named beneficiary. No one can touch it. |
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Robbie
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prob... |
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