How can I go to a doctor without my father knowing? (his insurance)? |
If my father is overprotective and I don't want him to know that I have to see an ENT (ear nose and throat doctor) how can I prevent him from knowing if I am under his insurance?
(I am 21 ... |
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Are bank cds good I am receiving 5.25 percent? |
| I am so nervous to invest in stocks and mutual funds and cds at 5.25 seem pretty decent investment since you cant lose the money. What do you think???... |
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Home Owner Insurance? |
| I am buying a home, where previous owner had an insurance claim in 2002. Does my HOA premium will be higher because of that? Also, am I obliged to informed by HOA-company about this previous claim?<... |
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What a cheek couple from kensil Rise featured on TV? |
| Their house was damaged in the tornado they have no Building or contents insurance (they chose not to have it) and now they have the cheek to expect handouts I have to have insurance in case things ... |
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Husband broke neck at work. eligible for workers comp?? |
| My husbnad is a sub contractor.While at work ( working for the company 3 or 4 months) he fell of the top of a ladder and broke his neck. We live in tennesse. Frankly i know nothing about workers comp ... |
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Can insurance companies be trusted? |
| Just wondering whether people view their insurance company positively or negatively. And why.... |
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I have sent an item overseas to nigeria but can i get the item back? |
| I have sent an item to Africa and i need to get the item back.Is this possible? I sent it on the 25/08/07 and they said it could take a week to get there so surely they can give it back.... |
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Do I need disability insurance? I'm only 33!? |
| I have a medical practice, I'm a nurse practitioner. I have heard that disability insurance is a great idea, especially if you are an individual business owner, which I am. I just don't ... |
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I lost my unemployment becuase i said i was going to school. ? |
| I lost my unemployment ( or it's being on hold until an interview with an agent) because i mentioned that i was going to school. The representtive said it may not be a big deal, that they just ... |
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Can I get full compensation from the insurance company in case of an accident caused by an uninsured driver? |
Lets say I gave my car to my buddy to drive. He is not a driver under my policy and had an accident.
Does insurance company pay my claim?... |
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For purposes of life insurance testing, how long is nicotine detectable in the system? |
| I have a friend who just quite smoking and he wants to know how long he should wait before he goes to get life insurance (to get the physical exam). He would like to wait until there is no more (... |
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Can a motorcycle be fixed by an insurance company if insurance is bought after the motorcylce has been wrecked |
| I wrecked my 2006 Kawasaki Ninja 636 ZX6R and was wondering if I bought insurance for it would the insurance company help repair the bike.... |
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Suggestions on life insurance? |
| I am married at age 20 and husband is same age. I want to get a life insurance policy because we are expecting a little girl in April. With funeral costs, possible public 4 college (for her and maybe ... |
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Is it right to take a week off my vacations after I got injured at work ? |
| I got injured at work,so they sended me home for 1 week, now they want to pay me that week and take one of the 2 weeks vacation that I get at year. I use my 2 weeks of vacation to go to my country ... |
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Looking to get auto insurance... should i get life insurance ? |
My brother told me to check out http://quck-insurance-qu
is this a good site to shop around for auto insurance and life insurance, I drive fast and don't want my girlfriend to ... |
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djpetrik3 | Can my husband take out a life insurance policy on his 17yr old brother w/o his mom knowing?Brother is in coma |
My husbands little brother, who turned seventeen in December has been in a coma since July 2, 2007- he was hit by a car while riding his bicycle. My husbands mother is possibly going to loose her rights as a parent becaues the hospital and others do not see her as a fit parent. Nothing can be done for this guy at this point- he is in hospice care- and if she looses her rights there is no one else to take care of him except my husband. But he would rather take full responsibility over him than see him go to the state or worse. What info do you need to do this process, and who would we go see- or what type of lawyer to get custody of him? Additional Details My Mother won't take him off life support. He is pretty much a vegetable. It is not even about an insurance policy, really. But knowing how to make a smart decision for the best care for him. Why is she unfit? She's a crack head who shows up there high making scenes. I don't even talk to my mother because of her addiction- it is that bad. She is facing jail time for a recent DUI as well. She can not make rational decisions. If she were to loose her rights, I would want to be able to make a good decision for him legally, you know. I honestly feel like there is no hope for him to wake up...and if he did, he would have no life. I don't want him to suffer. Unfortunately, I am not in the position to where I can make that call. The life insurance policy is not even an issue- I really don't even know what it is...I think it is unfair for him to lay there, collecting body sores and to me- its suffering. |
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Soozie Q
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Insurance doesn't work this way, you buy it based on the possibility that something awful could happen. It just astounds me that so many people on here think they should be able to buy insurance after the fact. Does everyone think those of us who have insurance just like paying out the wazoo every month in case we wreck our car, our house burns down, we get injured, or God forbid, we get killed? We have insurance because of the chance that any of these things could happen and we don't want our loved ones to be left behind with bills that they could never pay.
Insurance is not designed to be "after the fact". So many people on here say "I'm pregnant, can I get on insurance now?" or "My car's been wrecked, can I get auto insurance now?" The answer is no, I can't imagine any life insurance agency taking your brother-in-law after he's been in an accident, been in a coma for almost a year, and you yourself say there's nothing more that can be done. I know none of us want to think about buying life insurance on our children, but imo, its a must. We have it on ourselves and our 2 young daughters, if nothing more than I don't want to have to go back to work after the death of one of my children because I can't pay the bills and we would lose everything we owned. If something like this did ever happen, I would want to go back to work when I was ready or because I wanted to to get my mind off what happened. Not because we were broke after paying for the funeral. |
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MSAD
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He is in hospice care -- in a coma.
No insurance company is going to put a life insurance policy on him.
You can't lie about the brothers condition. If you do - the policy will be voided when he dies and the company finds out you lied.
You will have to fully disclose the brothers condition and many life insurance companies do a physical.
If you are thinking that you need the policy to pay for funeral expenses --- you can contact w funeral home and set up a pre-payment plan. Most funeral homes have these type of programs. |
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jammygal
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I doubt any insurance company will cover somebody so ill. They demand a full medical.
I would go to a family lawyer as this is a custody issue. Good luck.
EDIT: you want custody so you can switch his machine off so your husband won't have to look after him?!?!?!?! Jesus!!!! (and that's a prayer, not a blaspheme). Your husband would rather his little brother had his machine switched off than be under the care of the state "or worse" (and what could be worse than being dead)?
I think there is an issue here in that you want little brother clinically dead cos it would be easier for you and perhaps easier for your husband. However your husband doesn't want to let go. You don't want a lifetime of responsibility for this kid, and you don't want to have to deal with your crazy mother-in-law any more.
I think you are very stressed and looking for a way out; however I am pretty sure this isn't it. " I would want to be able to make a good decision for him legally, you know". NOT YOUR DECISION TO MAKE.
Only the boy's family can make the decision to switch the machine off, and you ain't family, you just married his brother.
The boy may come round yet, people do after much longer periods of time. And who says his life won't be worth anything if he does? That's not your decision, or anybody's decision for that matter. Are you saying all people seriously disabled like this should have just died? Or just ones you might have to make allowances for. |
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LeftofCenter
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If this is his biggest concern with his brother....just think how he would be like with you if you ever has a similar problem. Nothing like making a buck of the death of your family. Be sure to have him research how much he can make off the body parts! |
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alicialions
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I'm confused! What does getting a life insurance policy have to do with your husband wanting custody of his brother if his mother loses her rights. Why does everyone consider her an unfit mother anyway? |
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Classy Granny
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No life insurance company is going to sell you a policy on someone that has been in a coma that long. As for getting custody, consult a lawyer. |
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Lori S
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If your brother wants legal custody, from what you have said about the mother, he stands a good chance of getting it--but he will need to get an attorney and go to court to do it. |
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mbrcatz
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OK, a couple of comments here, first of all NO, he can't legally take out a policy if he's not the legal guardian of the brother.
Also, no life insurance company is going to give any odds for someone in a coma - a $10,000 policy is going to cost $11,000, paid up front. Pretty pointless, from most people's point of view. And if he lies about the coma, and forges his mother's signature, if/when the claim comes about, the insurance company will find out (assuming he doesn't live two more years) and not only deny the claim, but prosecute for fraud.
IF she loses her rights, he can petition the court to get rights. In which case, he needs a lawyer, not yahoos. |
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ll <3 II
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if he's been in a coma for almost a year, if he ever wakes up he'll most likely be a vegetable. Why are you making him suffer? |
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