 Does having an STD make your LIFE INSURANCE higher? |
| I want to ask a couple friends about getting life insurance. They don't know that I know they have an STD. I don't know how to handle the whole situation....any advice?... |
|
 High deductible, low premium? |
hello,
can someone please explain insurance terminology?
what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance ... |
|
 What does a person do when they cant afford medical insurance? |
| My husband is self employed and we cant afford medical insurance......we dont qualify for medicaid .....i had to go to the ER and the doc said i need a hystorectomy.... costing ALOT of bucks......so ... |
|
 How can I stop the computerized sales calls about any kind of insurance? |
| Several times each week, I find messages on my answering machine trying to sell me health insurance or warantee packages for my car or ways to lower my credit card balance. How can I get this to STOP... |
|
 Why is it that some small companies don't offer health insurance for employees? |
| I work for a successful company but there is only 6 employees in it. Our company doesn't offer any health insurance benefits. why?... |
|
 What's required of me to start a business in Insurance? |
I'd like to start a business offering car insurance, but I don't know a great deal about the industry and how it works. Are there any special requirements in order to offer insurance?
<... |
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 Why are insurance companies allowed to take information like sex and age into account? |
| Okay, I am pittyfully unknowledgable about insurance, but it seems like one of the few areas where a company is allowed to descriminate (for want of a better word) based on information like age and ... |
|
 Need health Insurance in Illinois, unemployed with preexisting medical condition? |
| need medical coverage asap, have preexisting medical condition, does anybody know if BCBS has a plan or if any plans available through state, or how to apply for public aide. need help welcome your ... |
|
 How can I get remibursed for psychic readings/spirtiual help? |
| Am I able to get a tax break on psychic readings or fight with my insurance (work insurance) for a remibursement for some of my expenses on spiritual help via psychics?... |
|
 Where can I shop for health insurance? |
| I need to purchase health insurance for my family. Where do I go or who should I call?... |
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 What will happen to my money if any private insurance company bankrupts in india.Will IRDA pay my money? |
| If any private insurance company bankrupts Then whether IRDA will pay the money.This can be possible company is showing false solvency rate for a long time.The solvency rate the company maintains ... |
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 My insurance coverage (through father) ends in 2 weeks. I need insurance and have an existing condition.? |
| I think it is going to be hard and expensive to get covered for health insurance with an pre-existing condition. I looked into Cobra and found that they do not need to cover people with existing ... |
|
 I want to buy health insurance .kindly advice ? |
| I am looking to by individual policy i am aged 32 ... |
|
 Who offers the cheapest health insurance in the US? ? |
| I currently have Blue Cross Blue Shield but I am sure there are more reasonable health insurance package out there.... |
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| Did you know your insurance company can decide not to pay your claim? |
| You pay for insurance today but never see what was promised until the day there is a claim. You trust the insurance company. But what if it decides to pay less than the claim, or none of the claim? D... |
|
 Health insurance for 1 person? |
| I am considering getting a job that does not have health insurance benefits, however they are willing to pay a little bit more so I could get my own. I was wondering what is the cheapest (but best ... |
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Tertium Quid | Can my wife remove me from her Health Insurance? |
My wife and I have separated. We are currently living apart from each other. She is employed full-time. Recently, she cancelled my health insurance that she receives through her employer. I had heard that this is illegal. In other words, I was told that a spouse cannot remove the other spouse from his or her health insurance until there is a divorce. However, when I called the insurance company, I was told that she had removed me during "open enrollment" and that she is legally allowed to do so during that time. I am disabled and would suffer greatly if I lose my health coverage. Is what she did legal?
Additional Details
We are not "legally separated". So there is no agreement between us regarding health insurance. |
 |
 
ricks
 |
It is legal. You should consult your lawyer to make sure that she was supposed to keep the coverage for you under the agreement. If she was, then it was not legal. |
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steffo
 |
She can remove you, but she is prob. shooting her self in the foot because your not yet legally seperated or divorced she is also financially responsible for any debt that you accrue. |
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Sarita
 |
Yes, what she did is legal. On open enrollment you can do whatever changes you want, like adding or cancel someone. If you are disabled you should apply for medicare or whatever your state offers for people with disabilities. |
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Julie F
|
Yes, it's legal. She can make any changes she wants to make during open enrollment. Even if it wasn't open enrollment, she may have been able to make changes by using a Family Status Change Form. |
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igollert
 |
Certainly, you should consult your lawyer. Is there a separation agreement? If so, the health insurance should fall under one of the categories stipulated in the agreement.
good luck! |
|
eebuythiscomputer
 |
yes she can |
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arockhoundsgal
|
Consult your lawyer. The insurance company seems to think it was legal, but since it will be such a hardship for you, it would be worth checking into further. |
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mbrcatz
 |
During open enrollment, the employee can make any changes she wants. She can delete you, she can delete kids, etc.
At any other time of the year, she can only make changes related to a "qualifying event" such as birth, death, divorce, etc. So YES, it's legal.
It's also stupid - because while you are still married, in your state, it's possible she might still be responsible for YOUR medical bills. |
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