 Insurance question? |
i was wondering,
let say i have insurance right now, i was in a dui accident(hit a tree) in febuary, my insurance rates went up already for the accident, (the dui i have a trial in a couple ... |
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 Anyone know about insurance adjusting--anyone in the business--I would rather not hear sob stories? |
Additional Details
i need to learn about the business before I invest time and money,,have been in Residential construction over 30 years,,tired of the business but need to work,,... |
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 Can they deny the claim? |
| My sister-in-law was at work, and started to feel a pain in her neck and then few minutes later her right side of the body got numb and had extreme pain. She could not move her right arm and had to ... |
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 How can I become a better salesmen? |
Im a Life and Health Insurance Agent and have been for about 5 months but I suck at it. How can I become a more effective salesmen?
I'm great with people and people trust me. Im ... |
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 How long until I can access my money from family death? |
| So I am making a long story short, my parents divorced when I was very young (5 years old) and my mother died, so then the money that she left behind did not go to my dad, since they divorced it went ... |
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| If i have one product insurance with two companies can i claim both? |
| I lost a mobile phone. I have insurance from my bank and network provider, so can i claim from both of them?... |
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 I'm in the Hospital H.R. Person forgot to send my application to the carrier!? |
| I applied for insurance, but the H.R. person of the company forgot to send the application to the carrier to be process now what should i do? I'm in the hospital with no insurance. Is there ... |
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 Is $67.00 too much for a term life insurance policy worrh $500k? |
| I finally got life insurance and it is pretty much the same price for the next 34 years. However, I have not searched around and compared prices. Is $67 per month too much for a $500,000.00 policy ... |
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 What are first steps in getting into the insurance business? |
| I want to start a new career, and insurance is a great field. I have no experience where should I start?... |
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 Do insurers come to your house for a small contents claim? |
hello. my brother just rang me to ask if i can ask this for him. he has agoraphobia and social phobia, meaning he doesnt go out, nor like to be around people he doesnt know.
Anyway he has broke ... |
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 Mother going to assited living that I will pay for. Can I write it off? |
It will be costing my wife and I around $20,000 a year. Is there any other options or ways to recoup some money from the government? The place she is in does not except medicaid.
We live ... |
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 What's the difference between HMO and PPO? |
I am planning to buy health insurance for myself. So can someone tell me the difference between HMO and PPO?
Also, which is better in terms of coverage, annual premium, annual deductable and ... |
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 How long can an insurance company wait to settle a case? |
Additional Details
This is a personal injury case. The accident took place last year in July. I was hit from the rear at a stop light. My care was consider to be totaled out. I suffer ... |
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 How do major life insurance policies work? I have only ever had the ones offered through jobs.? |
I am single, non-smoker, 25 year old female in reasonablly good health. Non-homeowner & no kids.
How do you invest through life insurance? Etc...... |
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jchutch2005 | Can someone give me a reputable but inexpensive life insurance company I can purchase life ins. from? Thanks? |
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Termite
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There are many to choose from. Just lookout for the tricky policy types. Make sure they are highly rated (AM Best, S&P). Make sure the have features, like guaranteed insurability till age 95, terminal illness benefits, and one more that has just recently become important, the war clause.
This is a little clause that protects the insurance company if you die from an act of war (remember the debate after 911 to declare it as an act of war?). Many insurance companies did not have to pay death claims because of that little feature.
Remember that life insurace is just to protect your family from the loss of a breadwinner, not a savings plan nor an investment. Keep your savings and insurance seperate!
I personaly have my life insurance with Primerica. |
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Hadley
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One of the most reputable life insurance companies I know of is Prudential Life Insurance.
Prudential was established in 1878 and they are rated A+ Superior by A.M. Best for financial strength.
Prudential offers competitive life insurance protection and professional agents to assist you in choosing the right coverage for your specific situation.
You can request a free quote from Prudential at http://tcgtrk.com/click.pl?l=172&ca=4466&c=8732&mt=e&t-subid=707
I hope that helps you find inexpensive life insurance from a reputable life insurance company! Best of luck to you. |
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cvw_10
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Get in your local yellow pages, look up insurance, and call some of your local agents. Ask them. |
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ernesto_tig
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From an earlier answer:
If you're looking for inexpensive term coverage, I liked American General or Banner Life.
If your looking for a more complicated life insurance arraignment, consult with a local independent agency or estate attorney, they work in the business and can usually steer you to someone experience and credentialed. Any experienced life agent will have a CFP, LUTCF or CLU designation meaning they've got experience in the industry and have taken coursework in selling appropriate insurance.
I would avoid any large P&C companies that ALSO sell life insurance (Allstate, State Farm, Farmers..) their policies tend to be overpriced since they also have to support an agency structure. I would also avoid any company that deals in MLM for the same reason; expensive policies that pay commission to the producer and dozens of "mainlines" that are upstream from the producers.
Hope this helps |
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aaron p
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As long as the company has an "A" or better from AM Best or their Comdex is above an 85 or so, you should be good. Sorry I can't be more specific, but you didn't mention what type of life insurance or which companies you were considering. |
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