I want life insurance but they ask the question about smoking and I have had a few cigars this last 12 months. |
They want to know if I have smoked in the last 12 months. I have, but I am not a smoker. One cigar a month does not make me a smoker, why should I get labeled as one?
How should I ... |
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If I am on my parents health insurance policy, will they know why I went to the doctor? |
THe doctor diagnosed me with an std, will my parents find this out if I am on their health insurance policy? Additional Details fth106, i'm a 20 y.o. thanks everyone for ur answers!... |
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Friend got hurt, has over 100,000 dollars in insurance bill,what should he do?? |
| My friend got shot in the leg two years ago, and he has like over 130,000 dollars in insurance bills cause he didnt have any insurance, are there any programs or anything he can do to help him pay ... |
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Does life insurance kick in even in the event of a suicide? |
| I know all plans differ, and each plan differs per what you sign up for, but is there a scenario where a life insurance policy will still be paid by the insurer in the event of a suicide on the part ... |
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Is there any point for a man in his early-mid twenties buying health insurance? |
| It looks like another $200-$300 or more per month that will make it harder to survive financially.... |
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Is it a smart Idea to get a Life Insurance at the age of 21? |
Additional Details I don't any dependents other than my dog, lol. I don't live a unhealthy life nor do I put myself in danger. I live an healthy normal life like any 21 year ... |
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How can I have a baby if I can't afford the $20,000 to pay for the pregnancy? |
My husband and I want to have our second baby.
I had insurance with the first, but I no longer work for the company that provided my health care. We have no health insurance now. Last ... |
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Will an unpaid emergency room bill keep me from being able to buy health insurance, OR hurt my credit rating? |
| I have an emergency room bill which I have not yet paid and I'm wondering if it will keep me from being able to buy a health insurance policy and if the unpaid bill hurts my credit rating. The ... |
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When buying life insurance what is the best affordable option? |
I am 37 with 2 kids I currently have term life on me for 250,000.00 and 100,000.00 on each of the kids.
Now there are tons of different life insurances out here is one really better than the ... |
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Can you take out life insurance policy on someone AFTER they've died?? |
| One of my best friends passed away in July, I just learened that her husband (who is VERY obsessed with money),took out a policy right AFTER she passed away & collected more than $500,000. He ... |
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I hit a basketball hoop with my truck, the guy says it's worth $450. What now? |
| I hit a basketball hoop in a back street with my commercial truck. The owner contacted me and says its worth $450. Should I go give him $450 or contact my insurance. I am an LLC if I pay him, he ... |
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Monica S | Can someone have 2 life insurance policies? |
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Bradley S
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You can have as many of life insurance policies as you can afford. You can have one low-cost term life insurance policy that covers you for 10 or 20 years in case of premature death. This will allow your family to continue to live well without your income. You can also have a whole life policy that covers you until death at any age. A whole life policy can also be an investment tool that builds cash value. You could also have a single-premium life insurance policy that you pay for upfront with a lump sum. Because it is paid for, it can never lapse no matter what happens to you. For example, if you are disabled or in a coma, the policy cannot be canceled for nonpayment. In addition, some single-premium life insurance policies will pay for long-term care in a nursing home, rather than only paying for death. You can learn more about different types of insurance at http://www.lifeinsurancewiz.com |
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?!
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you can have as many as you want as long as you pay the premiums |
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wizjp
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Happens all the time. One purchaced for "home" and one thr work, |
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Phoenix Princess of Darkness
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You can have many life insurance policies. |
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dolores h
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Monica S.
You can have as many Life Insurance Policies as you want as long as you keep them paid up to date . |
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kissmeagainnow
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No limit to insurance, providing you can pay for them. |
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insuranceguytx
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Yes
I have two policies - a term and a permanent insurance policy.
Work with an agent to assure you have adequate coverage (both type and amount).
Good Luck
* |
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Emily
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Yes |
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Jason J
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You can have as many policies as you can afford the premiums on. |
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avaldreteiv
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The short answer to your question is yes you can have 2 life insurance policies on your life... but there are exceptions. Most companies wont insure your life if you already have 25 times your annual income covered in insurance between all the companies you are covered through. The underwriters will add together the total amount of the agrigate insurance policies to detirmine this. So can you really have as much insurance as you want as long as you pay the premiums... no.
Can a good agent get you more than 25 times your income, yes. If you are looking for more insurance talk to your local insurance agent, and see if they can get you more. |
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mbrcatz
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Yes, or 4 or 8 if they want. There's no limit. |
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PrincessDior
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You can have as many as you want! |
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reymop
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Yes you can have 2 policies. In fact that's probably the smartest way to do it. You should always have a whole life policy for your burial expenses and a term policy for your debts such as your house. Financial reviews are key when assessing how much of each kind of insurance is needed so try to find an insurance company who will provide this service for free instead of one who will charge for the same exact service. |
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