 Covered Auto or Mobile Equipment??? |
| If a client has a truck which no longer is licensed for road use, and is only used on the business property to move supplies, should this type of vehicle covered under the commercial auto policy, or ... |
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 How can insurance companies be allowed to screw people? |
| My mistake was making a phone call to my insurance company to make a claim. We had a bad storm and it rained in my house, well the carpet got wet and the water leaked down the wall in my bedroom ... |
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 Worker's Comp process and when do we need an attorney? |
I am a nurse, and work on the insurance side of medicine. I need advice from anyone who works in Worker’s Comp.
Not a lot or room so make it quick. 33 y/o f Rt. Radial nerve damage at ... |
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 What can landlords do to reduce risk of lawuit when renting to tenants with dogs? |
| I have some prospective tenants who have dogs, one of which is a Pitt bull. Even though these particular dogs may be gentle, the fear is that if they get out and injure someone, I, as the property ... |
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 Life Insurance Policy paid in full? |
Is it possible to purchase a million dollar life insurance policy, at the age of 22, in FULL for 60,000.00, and pay no premiums ever again?
Will the policy pay whenever I die? Even if I ... |
|
 Why are Insurance company paying for underage girls to have babies ? |
| That should not be happenings then we as a whole have to pay more for insurance?Let the parents pay for the unwed babies not the insurance company?... |
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 Insurance premiums? |
| When an insurance premium (the amount you pay for each month) is higher, does it mean that plan has more coverage and is better?... |
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 Does anyone know what the letters (A,B,C,D,W,etc..)after medicare number means? |
| I need a list of the letters following medicare numbers and what they stand for.... |
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 Anybody here want to get screwed by an insurance company? |
| If you do, just get a policy with a Direct General Insurance! I would advise all consumers of the insurance industry to be very weary of this company, I have been advised by numerous persons in the ... |
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 How much does an ER vist cost w/ no insurance? |
| I went to the ER the other day. I was there for a few hours and only have an IV. I dont have insurance...how much do you think this will cost?... |
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 Life insurance and scuba diving? |
| I want to take out a life insurance policy, and I understand they ask you about scuba diving. I haven't been diving in a few years, but I am certain that I will go again at some point, although ... |
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 What is the California age limit to disalow dependent on our insurance? |
| Our son is in college still and our insurance kicked him off. He now has to have open heart surgery. We have gotten him some insurance but it doesn't cover everything like ours did.... |
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 Life insurance? |
is there a reputable company that you trust for life insurance. Does anybody have life insurance and does it really work as far as paying it to your benefiiciaries in case of your death?
any ... |
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Jessie B | Can someone legally take out a life insurance policy on another person without their knowledge? |
Is there a way to find out if someone has taken out a life insurance policy on you, without your knowledge, much less permission? And if they have, is there a way to have that policy cancelled or any other legal reprocussions? |
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mbrcatz
 |
Unless someone is legally incompetent and has a legal guardian, or they are a minor, life insurance cannot be taken out on their life without their knowledge.
If the insured person is 18 or older, they have to sign the life insurance application, and submit to blood & urine tests, AND release their medical records to the insurance company.
The legal repercussions of taking out a life insurance policy with a forged insured's signature are, it voids the policy (so the company doesn't have to pay out), AND, the person who forged the signature is prosecuted for both insurance fraud and forgery. |
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words_smith_4u
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Life insurance policies must be signed by the person who the policy is written against. |
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Modus Operandi
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who wants to go into the SOLI (Stranger Owned Life Insurance) market and pool mortality risks of old people versus the paying ability of an annuity?? (you think I'm joking, but this is for real)
Actually, you have to know the person in some capacity to have life insurance on them, but SOLI I think only uses a minimal connection to the insured. |
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golferwhoworks
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Can it be done? Yes by forgery. If that is the fact then prison is for them. Many companies take out KEY man insurance on some employees. But They are correct you must sign the application. Insurance must have some correlation between the insured and the beneficiary. |
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bmusementpark
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I don't believe that's possible because the insurance company would need to know which person you're talking about. There would have to be some kind of identification number to verify that's the person you want like a Drivers License or Social Security Number.
You could tell them John Smith but there are hundreds of thousands of John Smiths. If they had some ID stuff on you then they could but it wouldn't be for that much money and it'd be illegal. |
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$$Cypher
 |
They may do so fraudulently, but you may have to do some real searching to find which company it's with. And you can file charges against anyone caught by contacting the Dept. of Insurance of the state you reside in. More info. available through National Insurance Crime Bureau - www.nicb.org |
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