 Will the other guys insurance company have to pay for my medical bills? |
| My 2000 Ford Explorer was rear ended by a tractor trailer. There was only a scratch on my bumber. The tractor trailer was only going about 5 mph. My neck has been bothering me since the accident so I&... |
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 Do you think that critical illness insurance is a good investment? |
| This is a type of insurance that pays you, if you have a heart attack or are diagnosed with cancer. If one does not suffer or die from certain illnesses, then one's beneficiary is given the ... |
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 Medical proceedure is very nescessary but insurance refuse to cover it. How can I appeal? |
any one out there famliar with or work with insurance companies on arbitration of a reconstructive proceedure?
United Health Care has denied two seperate claims to repair my severe belly button ... |
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 Best Ways to Reduce Car Insurance? |
| I found this article on ForbesAutos.com about best ways to reduce my car insurance. Is this true? http://www.forbesautos.c... |
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 Mortgage Insurance ? |
| I was looking into buying mortgage insurance to cover me in case something happens. I found out this existed when someone I know died very suddenly. I went to the bank where my mortgage is and they ... |
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 What is the current cash surrender value of a whole life insurance policy? |
Is this the amount I would get after I cancel a policy?
My policy shows this amount minus loans asnd interest and plus dividends and go-rider cash values.
I can no longer afford the ... |
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 Can anyone tell me whether life insurance falls under real estate property.? |
| is a life insurance product falls under category of a real estate property, please guide.... |
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 What is the minimum age for a person to get a social security number? |
| Kindly respond in terms of years and months as in... 1 year and 11 months or 2 years 0 months etc.... |
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 Life insurance....? |
| am i allowed to get a life ins policy on my ex husband (the father of my 2 girls who are now 19 & 18) he owes me 28,000 in child support and i will never see it. i was thinking if i got a life ... |
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 Health Insurance until June? |
I'm a medical student on academic leave until late June. Basically, I need to wait for the foundations week that marks the beginning of the 3rd year at UCLA.
During the fall, I had ... |
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 Whole life vs. term--can you prove higher return with whole life? |
| Someone posted a question about whole life vs. term and someone claimed they could prove whole life had equal or better return than buying term and investing the difference in the stock market but ... |
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 I will be 65 in March. When should I sign up for Medicare coverage.? |
| I don't want to lose my insurance coverage while I am switching.... |
|
 Can an insurance company insist that you get your replacement carpet from a particular shop? |
| Or can I choose from somewhere else if I don't see anything I like in their affiliated store?... |
|
 Short term disability insurance help? |
| I'm scheduled to have a hip replacement in May. My question is this: is there any type of insurance (i.e.- AFLAC) that can help with some of the medical expenses that I will incur or even help ... |
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 I am renting my home, do I need to change my homeowners insurance? |
Additional Details
This is in Ohio, if yes what changes do I need to ask for? I would guess the contents wont need to be insured.... |
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CluelessAboutInsuran... | Can specialists help my family choose our health plan between our two employers? |
Open enrollment for both our employers (in California) is early Nov. It's very exhausting to analyze all the health plans. What kind of assistance is available? Are there "health plan brokers" who can advise across all the available options? |
 |
 
nicole_d82
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The human resources department should be able to help at either company. A few key pieces of information to cross check though are deductibles, coinsurance amounts, prescription and office visit copays. |
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President, www.HSAInside.com
 |
Your employer has available representatives from the carrier directly and also your companies insurance agent can help you with the options available. That is why we are paid.
Please contact your HR person, and request the phone number of the agent they use. Call to set up an appointment. |
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SKG R
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The health insurance agent will do it for you free. |
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xraytech
|
MOST employers of any size have personnel specialists who know at least something about the various insurance plans the company offers. Ask in your personnel offices for assistance.
All insurance plans also offer a significant amount of information concerning the plans, usually summarized in table form in addition to the details. Compare the tables first, checking for the areas you have most interest in, be it surgical, medication, OB care, mental health care, etc, and when you narrow down to two or three, then delve deeply into the details. It's work, sure, but YOU have to do some of it as well. After all, YOU are the one buying the program! |
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mkulda
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I don't really know that a specialist is going to be able to help you.
You really need to assess what is most imporant to you in terms of deductibles, co-pays and provider networks.
If a specialist doesn't know exactly what you want among those variables, then they aren't going to be able to recommend anything that will satisfy you.
And, if you are going to do the assessment of your own needs, then you'll be able to do the comparison of the plans yourself.
Get the details of each plan from both of your employers, make your list of what is important to you, then pick the plan that best meets your goal list. |
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mbrcatz
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Well, a broker is going to want to sell you HIS insurance!
Why don't you get full printouts of both plans, and trek down to your auto and homeowners agent, and ask him to take a look at it? |
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