 Help me pleeeeeeeeeeeeeeeeeeeeeez... |
| Coco is a 25-year-old single mother with a 3-year-old daughter named Jasmine. Coco earns about $25,000 a year as a teacher's assistant while she is working on her Bachelor's degree. She ... |
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 Is being an insurance agent hard? |
Like Farmer's Insurance? What kind of money do they make?
Additional Details
What's it like?... |
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 Best LIC policy please inform? |
| I need a good LIC policy which has more tax savings , please guide.... |
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 Question about Health Insurance Deductable? |
I thouuht that once you met your deductable, you dont have to pay anything else out of pocket?
I am having 2 surgeries in the next couple of months. The doc wants me to pay my $1500 ... |
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 Has your identity been stolen? House Purchased - is it mine? |
| I have been living overseas and moved back to the SW USA. I tried to get the gas company to put service into my name but could not. Turns out there is already someone with my name, social security ... |
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 I have a Life and Health License in Iowa.....? |
| witch I obtained in March. I don't have any real experience with insurance so I am pretty green behind the ears in the industry. What job can I get in my area? How do I get contracted with ... |
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 What is the cost to cancel a health insurance plan through ehealthinsurance.com? |
| I have health insurance through Anthem Bluecross and Blueshield that I purchased through ehealthinsurance.com during a time that my employer did not offer me insurance. My employer now offers ... |
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 Is presenting an invalid insurance card for payment at an Emergency room illegal? |
| A friend of mine has an insurance card that is no longer valid and he has been using it for Emergency Room visits and Dr visits. Isn't this fraudulent and illegal?... |
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 Aflac - is it worth taking? |
| My husband brought home a packet of information for Aflac from his workplace. Is it worth taking the added protection?... |
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 Can the hospital go after you for an unpaid bill if they do not have a SS#? |
| My boyfriend recently went to the hospital to get his back and neck checked out. It was very painful. They now sent us a bill for $2000 and they want us to pay for it. We do not have the money for it.... |
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 Life Insurance testing for nicotine. How long does nicotine stay in your system? |
| I went on line and purchased a detox kit. I haven't smoked for about 6 weeks. I have an exam scheduled for next week. Has anyone tried those detox kits? Do they really work? Or what do I have ... |
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 I have a tumor in my head and no Insurance.? |
| Hi every one. I need help. I have a pituitary tumor amd im loosing my vision. I had surgery when i was 16 and now the tumor had come back. there is no Gov. programs that can help me but the medicar. ... |
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 How can we get the insurance to pay? |
| We were storing our ATV at the home of a family member when it got stolen. We didn't have insurance on it at the time and we want the family member's homeowners insurance to replace it. T... |
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 Does anyone know where I can get Health Insurance for that covers pre-existing conditions? |
| Been looking for awhile and I'd appreciate help. I just moved to TEXAS for my hubby new job and I need health ins. for my son , who was dianosed with a tuberous scelosis Thank ahead of ... |
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 How do you pass the state insurance exam? |
I have failed the state insurance exam twice now. I was wondering if anyone has any tips to make the studying and the test taking a little easier.
Additional Details
I am taking the ... |
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kca | Can u buy home insurance directly from the company? |
is there a way to buy the home insurance directly from provider than going thru the agent ? Especially in FL, where the home owner's insurance is rising thru the roof |
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529s.com
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I agree with mbrcatz17. It is important to have a local agent. Here are a list of agents in Florida sorted by zip code: http://www.insuremyhouse.com/florida.html
In addition to the storms, I hear there has been some major problems with sinkholes. |
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jeni
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Hi
I feel that it is much necessary to have a broker to get any kind of insurance. If you are struggling to know things about insurance then do not stop just have a look at the link and know things better about insurance and also about insurance companies...
http://www.worldwideinsurance.biz/
http://www.worldwideinsurance.biz/toinsurancecom.html |
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mbrcatz
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Well, Citizens, the ONLY provider of wind coverage in FL, makes you use an agent for applications and such. There are a few direct writers of homeowners insurance, but none that I know of that are writing in Florida.
I have no idea why you'd want to go directly to a company - unless you think you're going to save money that way. I hate to tell you - you don't. It really doesn't save you anything to skip the agent.
The agent system works great, because it allows you to get a more customized policy - the COMPANY rep sure isn't going to go out and calculate the replacement value of your house for you! And it works better for the company, because the agent makes sure the paperwork is filled out right the first time, AND, a good agent will match you up with a company that is a good "fit" for you.
Not that THAT'S an issue in Florida - you're darned lucky if you can get your homeowners, wind, and flood policies at ANY price. |
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cosmeticreine
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it's also cheaper |
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Sue
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Your best bet is to go to an independent agent. They have access to more companies. If you call a direct writer like Allstate, State Farm, etc you may not find they are writing in your area. If you are on the coast, good luck. Inland is not as bad. There was a pool as far as I know for people who can't get insurance with a regular company (like a homeowners "assigned risk"). BE CAREFUL who you get. If you find a company that is not a "big name" that you know - like Allstate, State Farm, Nationwide, etc, be sure to check the rating - AM Best is one of the rating companies. A good agent will tell you the rating. If it is not at least a "B", if there is a catastophic loss, like a hurricane, the company may not have the financial strength to pay all the claims.
Regarding going directly to a company & not an agent - I am pretty sure in ALL states, someone has to be licensed (agent or broker) to sell insurance. The only way I know to bypass this is to buy insurance online & unless you know exactly what you are doing, you could leave yourself underinsured or uninsured in the event of a loss. |
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Catherine W
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ya, you can buy a loan insurance directly from your company, if your company having that qualified rights from such a insurance company...... For eg, if you have an any worth property its a best security for your loan insurance....
For information about loans and insurance just view this site...
http://www.worldwideinsurance.biz/
http://www.aboutdebtconsolidation.biz/loans.html |
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