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 My husband and I are thinking of purchasing additional life insurance?
We are meeting with an agent this afternoon to see rates. Now, before we meet with him, I was wondering what is considered the right amount? I know you can purchase much more than what is necessary ...


 Will homeowners insurance cover an room that needs to be rewired due to a short?
Will homeowners insurance cover an room that needs to be rewired due to a short?...


 Help with paying a bill?
Hi. I'm having issues with a collections agency trying to collect on a bill I had last year. I was under my husbands (now ex husband) insurance. I think this cost should have been covered by the ...


 I'm looking to buworldwide travel insurance to cover 13 months. Anyone out there know of an insurance company
...


 Life insurance- -my mom has cancer and will probably go soon...?
#1- can i get life insurance policy on her?
#2- How does life insurance work? Like i see plans for like $3 a month, what if she like dies right after i get the policy, will i get the full policy ...


 My mother passed away last year,i cant find her life insurance policy and i dont have access to her mail.Help!
My father doesnt remember what company they had policies with.I live in Pa,unfortunatly there is no national database for Life Insurance Policies....


 Please tell me about Birla Sun Life insurance, is it safe to invest? Benefits and risks?
It is private insurance, i need to know safe and security of BSL ...


 Car Accident?
I was involved in an accident in Nov.of 2005. It was my fault and I was driving my cousins car. I told them if there happen to be a bill left to them after that paticular accident I would hold myself ...


 Why do I need a Commercial General Liability policy?
I am leasing a Dump Truck for my business. I have an auto policy, but the lessor is telling me that I need a Commercial General Liability policy as well. I know what a CGL policy is, but I have no ...


 Can I name pets as beneficiaries in a life insurance policy?
hi
I have 6 cats that I raised from infancy, three that I bottle fed and the other three I was there for the delivery of. I'm thinking about getting a life insurance policy, but I'm ...


 If a family member has medicare and is also on a spouses HMO, who is the primary insurance?
...


 Please help. Who can my parents talk to about their life insurance policy issues?
I need advice on a life insurance policy rider that in the 80's carried 4 children under 21 should we have dropped off the policy when we reached 21. Since my parents fail to notice that we are ...


 What is best term or universal life insurance?
...


 What do you think of the advantages and disadvantages of health insurance in the United States?
...


 I need some health insurance help!! please?
I currently have HMO - and a really crappy doctor, who has recently misdiagnosed (or did not diagnose a serious problem) I am still yet to get my tests back - but if it is positive I don't want ...


 What is the concept of health insurance in U.S. ?
Can somebody explain how health care system work in U.S....


 We just purchased a 200K piece of property. My husband is 67 yrs. old & we need either mortgage insurance or t
We've purchased a 200K piece of property & need to have either mortgage insurance or term life to protect me. My husband is 67 yrs. old & I am 65 yrs. old. We can't find anyone to ...


 What is credit?
...


 For those on SS disability, how long did it take to get your backpay check?
How long did it take from judge approval to get the check from the back pay? Or the first payment check?

I was approved in the hearing and it's over a month and I still have not ...


 Car insurance for rural carriers for usps?
Doen anybody know if your car insurance rates go up if you are a rural carrier for usps ? I have state farm insurance and have been a little nervous my rates would go way up....



katalyzm
Can u get compensation from an insurance comp. of someone who hit u from behind even if your license expired?
                     
 




mbrcatz
Rating
That's a loaded question. Let's just say, that your expired drivers license doesn't affect the fault statutes. In other words, if they were at fault with your license valid, they're still at fault with your license expired. But their insurance might be just as expired as your license - leaving you with having to sue them directly and try to collect.


Spock (rhp)
Rating
sure

the rule is that if he's at fault, he pays no matter what your status is. Unless you're in a no fault state and then your insurance pays.


GL


Johnny
Insurance companies build caveats into their policies
to protect themselves-Driving without a drivers licence,driving drunk,or in an unroadworthy vehicle/and possibly in an unregistered vehicle, means in Australia that your policy would be and void.Presumably,their company would try to make a case of not paying you because the driver in front had no licence etc-so they could challenge it.In which case you would have to try to claim off your Insurance .
But if you have no licence,etc-you would appear as very stupid to your own insurance (or theirs)..Insurance companies are not that 'humane'..look at the cost of their premiums...


Mr. Prefect
Rating
Yes, as the person who hit you is at fault. But, for driving on an expired license, you will be fined, and are quite dumb for doing that.


Carl
Rating
The rule is in general if you get hit in the rear its there fault. However I think if your car doesn't have an up to date inspection sticker the other guy could put the fault on you. Also driving with an expired license is nuts because they don't charge that much for tags compared to what the fines will be if you get caught. They will not go easy on you because if they did everyone would drive around with no tags.


TedEx
Maybe. Don't forget, one of the things your ins does is fight battles with the other ins co for you. Driving without a licence probably violated the terms of your ins, and it remains to be seen whether or not they will be willing to help you.


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